BiggerPockets Money Podcast

By BiggerPockets

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What's BiggerPockets Money Podcast about?

For those who have money… or want more of it! Join Mindy Jensen and Scott Trench (from BiggerPockets.com) weekly for the BiggerPockets Money Podcast. Each week, financial experts Mindy and Scott interview unique and powerful thought leaders about how to earn more, keep more, spend smarter, and grow wealth.

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380: The 2023 Tech Layoffs:...

01.30.2023

The 2023 tech layoffs have already begun to make the 2022 tech layoffs look like small-scale firings. What started as a few large companies firing unneeded hires quickly ramped up to an industry-wide cost-cutting exercise as hundreds of thousands of ...

BiggerPockets Money Podcast episodes:

01.30.2023 380: The 2023 Tech Layoffs: What HR Won’t Tell You The 2023 tech layoffs have already begun to make the 2022 tech layoffs look like small-scale firings. What started as a few large companies firing unneeded hires quickly ramped up to an industry-wide cost-cutting exercise as hundreds of thousands of ...
01.27.2023 379: Finance Friday: Stock-Based Compensation Explained and Tax Traps to Avoid For the entry-level worker, employee stock options may seem completely foreign. But for most tech workers, this is commonplace and can be highly lucrative if understood correctly. In short, employee stock options, employee stock purchase plans (ESPPs), and restricted stock ...
01.25.2023 378: Billion-Dollar Jackpots and the Bright Side of Buying a Lottery Ticket “What to do if you win the lottery." This question is getting more online searches than ever before. But what would you do? The wheels start turning as soon as those lucky numbers get picked. You stare down at your ...
01.23.2023 377: Mr. Money Mustache on Life After FI: The Truth About Retiring Early in Your 30s Mr. Money Mustache is the internet’s poster child for early retirement. At age thirty, Pete Adeney was able to leave a lucrative job as a software engineer to focus on building a financially free life. He brought the FIRE movement ...
01.20.2023 376: Margin Loans: Low-Interest Lending or Risky Rates? Margin loans could be the sneakiest way to snag a low-interest rate loan in today’s Fed-influenced environment. What most investors don’t know is that you can use your stock portfolio as collateral to get massively discounted lending, but it comes ...
01.18.2023 375: FTX, Fraud, and the Case for Cryptocurrency in 2023 Cryptocurrency is dead in the mind of most investors. What started as an awe-inspiring investment reaching massive multiples in just months, quickly became a subject of contention within the investing community. Some moretraditional investors called cryptocurrency an outright fraud, while ...
01.16.2023 374: Private Equity: Passive, Profitable Investments You’ve Probably Never Heard Of Private equity is a term often left undefined. Ask most people if they’ve heard of private equity, and they’ll say yes. But ask them to explain what it is or how it works, and most Americans will struggle to come ...
01.13.2023 373: The Money Show’s Guide to Personal Finance for Beginners Mastering personal finance is one of the most important things anyone can do. If you know where your money is coming from, where it’s going, and how to make more of it, you can retire comfortably, retire early, or have ...
01.11.2023 372: Franchises 101: How to Find, Fund, and Profit from Owning a Franchise Want to buy a business? If so, you’ll need franchises explained. At first, franchises seem like something only for fast food, gas stations, or hotel chains. But, in reality, a whole world of businesses are up for sale that have ...
01.09.2023 371: Bitcoin: Investing Fad or Final Bullet to Fiat Currency? Asking for Bitcoin explained is like asking how a rocket works; it's a little complex. A digital currency is valued at a certain amount of dollars (or euros, yen, etc.) and is used to pay for goods or exchange for ...
01.06.2023 370: Finance Friday: How to Build a Six-Figure Business (in Your 20s!) How can a simple pressure washing business make you six figures of income a year? With a startup cost of only a couple hundred dollars, today’s guest Chris expanded his pressure washing, Christmas light-hanging, gutter-cleaning operation into a profitable business ...
01.04.2023 369: The Capitalist Cult: How MLMs and Pyramid Schemes Trap Average Americans Multi-level marketing companies (MLMs) operate in secrecy. They don’t want you to know where the products are coming from, how they’re being sold, who’s making a profit, and how the business works. They only want you to buy. Buy this ...
01.02.2023 368: Lynne Twist’s “Want Less, Obtain More” Philosophy All FI-Chasers Should Follow Lynne Twist’s The Soul of Money sparked a conversation we needed to have. It didn’t make people think “how do I make more money,” instead it asked, “what world am I making with the money I have?” For decades, Lynne ...
12.30.2022 367: Finance Friday: Tips to Build a House Hack STACK in Your 20s Couch flipping may be the best side hustle you’ve never heard of. It’s so lucrative that today’s guest Parker used couch flipping to save up his down payment for his first house hack! Of course, who could have assumed otherwise ...
12.26.2022 366: The Repeatable Steps to Financial Freedom in 4 Years w/TheFICouple Financial independence means something different to everyone. For some, it means having enough to not worry about being laid off. For others, it could mean making more money to buy a yacht, but for Ali and Josh (TheFICouple), financial independence ...
12.23.2022 365: Finance Friday: How to Become Real Estate Ready in 2023 Don’t know how to become a millionaire? There’s a pretty simple formula for seven-figure wealth that the average American doesn’t know about. It isn’t complicated, but it does take a fair amount of time to come to fruition. If you ...
12.19.2022 364: Divorce: The Biggest Marriage and Money Mistakes to Avoid Everyone makes financial mistakes, even those that we trust with money the most. Rachel “Money Honey” Richardsto many people online is the epitome of someone who has their finances locked down. She grew a massive real estate portfolio in her ...
12.16.2022 363: Finance Friday: Savings Stuck At Zero? Here’s How to Grow Your Bank Account Once you know how to save money, you can start stacking those savings to buy real estate and businesses or invest in long-term wealth-building investment accounts. But, without a steady stream of savings coming in, you're treading water, and one ...
12.12.2022 362: Scott Trench’s Step-by-Step Guide to Building Your Perfect, 1-Page Investment Plan A financial plan puts you on the path to long-term wealth and a life rich in time freedom. So why don’t most Americans have one? Everyday workers are often so focused on paying bills and having a sliver of time ...
12.09.2022 361: Finance Friday: Got Extra Cash? Here’s the Investment Plan for You Retirement planning is something best started early on. The more time you give yourself to invest, the faster your accounts can grow, giving you early financial independence well before the age of sixty-five. But what are the two best ways ...
12.05.2022 360: Year-End Tax Tips and How to Owe Even Less in 2023 If you talk about how to avoid taxes, most people will think you’re doing something fishy in the eyes of the IRS. Very few know you can use the tax code to massively lower your year-end burden, all while making ...
12.02.2022 359: Finance Friday: My Home Renovation Put Me in a HELOC Hole The house hack strategy doesn’t always run smoothly. Turning an old home into a modern, rentable masterpiece takes money—especially if you’re doing a big renovation. One of the easiest ways to get the rehab funds you need? A home equity ...
11.29.2022 358: Giving Tuesday 2022: Which Charities Will Use Your Money Wisely? For the past decade, Giving Tuesday has been a way for everyday Americans to donate their money, or time, to charities and causes that help collectively make the world a better place. Whether it’s a little or a lot, we’re ...
11.28.2022 357: Budgeting for a Baby: The Costs EVERY New Parent Should Expect The cost of raising a child is constantly changing. Every year, a new article comes out claiming that the cost of raising a child is hundreds of thousands of dollars. But is this figure accurate? Could kids actually cost far ...
11.25.2022 356: Finance Friday: First Down Market? Here’s How to Stop Stressing Tech stocks were slam dunk investments for the past decade. No matter what you invested in—Google, Facebook, Amazon, or even some obscure AI toaster company—you probably made decent returns. But, after years of continuous economic growth and massive government stimulus, ...
11.21.2022 355: All the Money Hacks We WISH We Had Known About Travel hacks, spending hacks, medical hacks. If there’s one thing that Chris Hutchins has learned from hosting the All the Hacks podcast, it’s that everything is negotiable. You can travel to over sixty countries for (almost) free, outsource your cooking ...
11.18.2022 354: Frank Advice on What to Do When a Real Estate Investment Goes Wrong You’re one bad real estate investment away from being cash flow-poor and debt-rich. That’s right, not every investment property works out, and when leveraged the wrong way, a single property could put your financial future on the wrong track. While ...
11.14.2022 353: Ask the Money Experts: Debt, Diversification, Retirement, and Real Estate What should retirement planning look like? How can I invest if I am still paying off student loan debt? What makes a perfectly diversified portfolio? And when is the right time to pay off my rental properties? We went to ...
11.11.2022 352: Common Money Fears That Are Costing You BIG With so much going on—a recession, rampant inflation, rising interest rates—overcoming your money fears can be more challenging than ever before. The world is changing, and many of us feel like we’re being swept along with it. Our dollars are ...
11.07.2022 351: Does the 4% Rule Hold During 2022's Stock Market Crash? Stock market crashes aren't good news for anyone. For retirees though, this dip in prices can feel like a death wish, as active income is no longer an option. Have the hopes and dreams of financial flexibility gone out the ...
11.04.2022 350: Why We Turned Down a 5% Rate Mortgage \| Mindy & Carl’s Budget Review Margin loans, medium-term rentals, and potential mortgage rate mistakes summarize what Carl and Mindy have been up to over the past couple of months. It’s been a minute since we’ve checked in on the ever-frugal Jensen family. But they’ve been ...
10.31.2022 349: When to Buy New vs. Used and is That Car Repair Worth the Cash? The new vs. used car debate has been going on for as long as automobiles have existed. For almost the entirety of time when cars were being bought and sold, it seemed like a responsible, frugal decision to buy used, ...
10.28.2022 348: Finance Friday: How to Start Investing After Becoming Debt-Free Unless you’re a money nerd, knowing how to start investing from scratch isn’t as easy as it seems. With so many options out there and the economy faltering, how do beginners avoid getting burnt? Is something like real estate investing ...
10.24.2022 347: Why “Just Keep Buying” is The Smartest, Simplest Way to Get Rich Dollar-cost averaging—you may have heard the term before, but maybe not its implications. According to Nick Maggiulli, it’s probably the easiest way to get rich with stocks, real estate, or really anything else. But what about buying the dip? Wouldn’t ...
10.21.2022 346: Finance Friday: How Sabbaticals Make You Happier, Healthier, and Wealthier Taking a sabbatical from work requires a few things: time, money, and the willpower to do some soul-searching. Most people think that they can’t take any more than two weeks of the year off work. They rack up excuses, blaming ...
10.17.2022 345: Divorced and $250K in Debt to Financially Free in 10 Years We know financial freedom is possible for those in their 20s and 30s, just starting their careers, without children and serious financial obligations. But what about those getting started on their journey in their 40s and 50s? What about the ...
10.14.2022 344: Rethink Social Security: Myths, Benefits, and Clearing Up Misconceptions Everything you’ve been hearing about social security is a lie. For years, mainstream media and many financial figureheads have said that social security is on a fast track to bankruptcy, with no money left over for Americans when they grow ...
10.10.2022 343: Is Now the Time to Buy as The Housing Market Starts to Dip? The 2022 housing market doesn’t make a whole lot of sense. At the start of the year, competition was fierce, with bidding wars on every home and lines out the door just to view an open house. Now, in quarter ...
10.07.2022 342: Finance Friday: Financially Independent, But Not Feeling “Free” Financial independence isn’t for everyone. That comes as a surprise for most of us within the personal finance community. Whether we like it or not, the “save, invest, and grind” until you can retire early lifestyle isn't a commonly accepted ...
10.03.2022 341: Money with Katie’s Middle-Class Myths and The Great Roth vs. 401K Debate Katie Gatti Tassin from Money with Katie had her “financial awakening” earlier than most. She saw the middle-class wealth trap of working, spending, and repeating for what it really was. This cash-gobbling cycle is one that many Americans fall into, ...
09.30.2022 340: Finance Friday: When Rental Property Investing Doesn’t Make Sense Over the past two years, short-term rental investing has become a financial lifeline for those that are trying to make extra income. A small one or two-bedroom basement, garage apartment, or mother-in-law suite brings in enough cash flow for many ...
09.26.2022 339: From Sociology Major to Seven-Figure Agent Commissions Everyone knows that real estate agent commissions are hefty. Those who have sold a house in the past few years may look at their settlement agreement and wonder where those tens of thousands of dollars really went. It’s not hard ...
09.23.2022 338: Finance Friday: How to Become Debt-Free 20 Years Faster Than You Thought Student loan debt—the gift that keeps on giving with interest, stress, and the overwhelming feeling that you won’t be able to pay them off. The larger the loan, the heavier the weight on your shoulders, but in today’s episode, we ...
09.19.2022 337: College is NOT for EVERYONE: Joining the Military & Become Financially Free College isn’t the only option after high school. In fact, it’s not even the best option. Typically, twenty-two-year-olds fresh out of college are launched into the workforce with a lot of debt and little life experience. So how do you ...
09.16.2022 336: Finance Friday: Six-Figure Passive Income in Just 4 Years! Becoming a millionaire by 30 is almost every 20-or-something-year-old’s dream. But what if you want to go even further? Instead of seven-figure net worth, what about an eight-figure net worth? Would this be enough to make your wildest dreams come ...
09.12.2022 335: The (Almost) Guaranteed Way to 31x Your Investments What do timing the market and a circle have in common? There’s no point, literally and figuratively. Some people would like to have you think they’ve cracked the code and there’s some secret formula. There’s not. They may have been ...
09.09.2022 334: Finance Friday: The 5 Questions to Ask if You Want to Fast-Track FI If someone told you that financial freedom could be achieved by traveling the world, you probably wouldn’t believe them. How can going on a work vacation to Europe make you richer? Surprisingly, doing this can help cut years off your ...
09.05.2022 333: From Broke at 40 to FI at 50 While Raising 4 Kids In the early retirement movement, becoming a millionaire is a crucial part of the financial path. While everyone has different spending habits, the first million will allow you to start pivoting so you can make choices for your enjoyment, not ...
09.02.2022 332: Handling Finances as a Couple: Individual, Combined, or a Bit Of Both? Having shared finances, for most couples, is an automatic thing to do once married or after being together for many years. It seems natural to want to combine income, expenses, and investments all in one big pot. This was the ...
08.29.2022 331: From Food Stamps to Six-Figure Flips and Debt-Free On a Teacher’s Salary How would a six-figure side hustle change your financial picture? Think of the possibilities—being able to travel, becoming debt-free, or even buying your dream home. For most Americans, income is capped at what you make through a salary. There isn’t ...

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