We’re in conversation with Justin Sinnott who is a certified financial professional and financial consultant in Charles Schwab’s Seattle branch. We’re answering your money questions that have come through on Instagram and the website. We’ve got questions about whether or not to pay down a mortgage early, how to tackle family planning and buying a home at the same time...and how much is too much to save for retirement?

As many of you know, I’m working with Charles Schwab to help spread financial literacy to the masses and it’s been a really great collaboration so far. I’m a Charles Schwab customer and have been for many years. So before we get started, just want to thank Charles Schwab for helping us get this financial education content to you.

To learn more about Schwab and how to work with them, visit Schwab.com/SoMoney. Schwab offers a range

of services for people looking to invest and plan for their future, whether you want to invest on your own

with the help of do-it-yourself tools and educational resources, get some periodic guidance from a

professional, or work with someone in a branch. Find it all at Schwab.com/SoMoney.

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Farnoosh has been compensated by Charles Schwab. Farnoosh is not affiliated with

Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab Corporation or

its affiliates. Farnoosh is a client of Schwab.