In this instalment of Boost My Budget, we meet Chloe; 21 years old, self employed and the first to admit her money habits are a bit of a mess. 

Sporadic saving and impulse spending, blurred lines between business and personal cashflow, a budgeting system based mostly on vibes. 

She’s ready to change that. She wants accountability.

In this episode, with expert help from financial coach Lexi Smith, we help bring structure (and sanity) to her budget. Showing that it’s possible to spend smarter, without sucking the fun out of life.

We cover:

• a live review of Chloe’s spending.
• Tips for separating business and personal cashflow as a sole trader.
• How to tackle irregular saving and impulsive spending.
• The “75 hard” challenge, for your money.

Links Referenced: 

👉 Want your Budget Boosted? Submit here! (under ‘show segments’) 

🤑 PocketSmith is offering Equity Mates listeners 50% off the first 2 months of a Foundation Plan. To try PocketSmith for yourself head to pocketsmith.com/equitymates

🙋‍♀️ Want to get in touch with Lexi? Use this form. 

🎧 Listen to: our previous Boost my Budget’s

—------

Want more Equity Mates?

Sign up to our daily news email

Listen to our original podcast: Equity Mates Investing (Apple | Spotify)

Pick up our books: Get Started Investing and Don’t Stress, Just Invest

Follow us on social media: Instagram, TikTok, & LinkedIn

—------

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. 

—------

Get Started Investing is a product of Equity Mates Media. 

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.