Bountiful: The Heart of Money Management

It’s possible that we can do all the right things with our money but have the wrong attitude about it.  Do I spend money out of greed?  Do I save money because I worry?  Or do I use my money as a tool to serve God and to help others?  On this episode, Gary and Christy look at ways we can examine ourselves to determine if we have the right motivation behind our stewardship.

Many people have strong opinions about credit cards.  Some may focus on the benefits of having a credit card while others look at the negative consequences of having one.  In this episode, Christy and Gary provide an objective look at the good, bad, and ugly aspects of credit cards.

Links

• http://www.creditcards.com
• https://www.nerdwallet.com/blog/credit-cards/history-credit-card/
• http://cashmoneylife.com/10-reasons-credit-cards-are-good/
• http://www.cnbc.com/2017/02/17/credit-card-users-rack-up-over-1-trillion-in-debt.html
• http://www.myfico.com/Downloads/Files/myFICO_UYFS_Booklet.pdf
• https://www.valuepenguin.com/average-credit-card-interest-rates

Small things can have a big impact if they happen on a consistent basis over an extended time period.  We can do a few little things that can have a big impact in almost any area of our lives – physically, spiritually, and financially.  In this episode, Gary and Christy look at 3 areas of personal finance in which, if we make some small changes, we can see a big impact.

Links

• Click here for all episodes of Bountiful: The Heart of Money Management
• https://www.nerdwallet.com/ blog/finance/bills/lower-cell- phone-bill/
• http://www.bankrate.com/ finance/smart-spending/10- ways-to-save-money-on-your- utility-bill-1.aspx
• https://www.investor.gov/ additional-resources/free- financial-planning-tools/ compound-interest-calculator
• https://www.nerdwallet.com/ blog/investing/brokerage- commissions-fees/

Gary’s Weekly Time Commitments:

• 5 hours – Time spent on Sunday morning/evening at worship, Wednesday night devo (this includes time spent before and after services fellowshipping with brethren).
• 7 hours – Prayer and personal Bible study
• 56 hours – Sleeping (8 hours a day)
• 14 hours – Eating (2 hours a day)
• 7 hours – Personal hygiene (showering, brushing teeth, getting ready for work, etc.)
• 40 hours – Work
• 5 hours – Commute/traffic
• 5 hours – Chores/errands (dishes, yard work, car maintenance, etc.)
• 5 hours – Exercising

Gary’s Total Time Commitment: 144 hours

Total Hours in a Week: 168 hours

“Leftover” time: 24 hours a week (3.42 hours a day)

Minimalism is a popular trend, but what is it? What’s the big deal about it? In this episode, Gary and Christy look into what minimalism is, its pros and cons, and whether Christians have to adopt a minimalist lifestyle.

Links

• “Purposeful Possessions” – Bountiful, Season 1 Episode 6
• “Simplifying Our Lives, Part 1” – Arrows in Our Hand, Season 5 Episode 4
• “Simplifying Our Lives, Part 2” – Arrows in Our Hand, Season 5 Episode 5

Is it sinful for Christians to have an abundance of possessions?  Is it wrong to have a lot of material possessions?  In this episode, Gary and Christy explore the question, “Is it wrong to be rich?”