BT Money Hacks

Retirement inadequacies? Bonds not keeping pace with inflation? That yield curve staying below 5 percent? Howie Lim finds the answers to these questions with financial experts in this episode. 

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:04 Retirement inadequacy worry

04:27 Tighter rein on budgets

08:40 Can the yield curve come up to 5%?

12:07 Bonds outpaced by inflation worry

14:34 What experts worry about

Written and hosted by: Howie Lim ([email protected])

With Mahin Gupta, co-founder of Liminal, Hugh Chung, chief investment advisory officer at Endowus and the regional head of digital sales at Saxo APAC, Chris Lum.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

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Is now the time to go back into digital asset investing? But is regulation going to ramp up so the space is less volatile? And just because the arguably most stable digital asset is regaining ground, does it mean the winter is over? Howie Lim speaks to Justin Lim, Director of Business Development, Liminal for more insights.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights: 

01:36 What caused stable coins’ rally?

03:36 Singapore and Hong Kong driving interest in global digital assets

06:01 What kind of boom could be imminent?

10:10 Will regulation dampen sentiment?

12:19 How to poise for growth

Written and hosted by: Howie Lim

With Justin Lim, Director of Business Development, Liminal

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at: https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

Don’t be fooled by some of these money myths. And what can you do if you have been?

Howie Lim, correspondent at the Business Times gets insights from David Kuo from The Smart Investor, Adam Reynolds, APAC CEO from Saxo, Christopher Tan from Providend and David Fergusson of Hugosave.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights: 

00:52 Myth #1 - Timing the market

03:50 What you should be doing

06:56 Myth #2 - I have a budget, I know what I’m doing

09:12 Myth #3 - Property prices always go up

12:20 Myth #4 - The lousy investment will recover…eventually

Written and hosted by: Howie Lim

With David Kuo, co-founder, The Smart Investor, Adam Reynolds, APAC CEO, Saxo, Christopher Tan, CEO, Providend and David Fergusson, CEO and co-founder, Hugosave. 

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts

Follow BT Money Hacks podcasts every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

Analysts feel 2022’s turmoil may lead to potential opportunities in alternatives over the coming 12 to 24 months and beyond. But which alternatives, exactly? Correspondent Howie Lim speaks to Trevor Xie, CEO of Conservation Capital for more insights.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:20 Rising demand for ‘2nd-hand’ policies

03:11 Not the same as ILPs

08:36 The pros and cons

10:50 Market trends and outlook for the sector

Written and hosted by: Howie Lim

With Trevor Xie, CEO, Conservation Capital

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

How do we keep emotions out of investment decisions, especially during uncertain times? And is having emotions when investing really so bad? Correspondent Howie Lim speaks to Stephanie Leung, chief investment officer of StashAway for more insights.

Highlights of the conversation: 

00:55 How to keep emotions in check

02:52 Distinguishing between noise and information

05:29 Don’t look!

10:39 Beware biased information

13:35 High growth areas to consider

Written and hosted by: Howie Lim

With Stephanie Leung, chief investment officer of StashAway

Produced by: Howie Lim & Claressa Monteiro

Engineered by: Howie Lim & Joann Chai Peh Chieh

Follow BT Money Hacks podcasts every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

What’s good debt? And could what happened to Silicon Valley Bank happen to you? And building a solid financial plan isn’t so daunting these days. Howie Lim speaks to Laurent Bertrand, CEO and co-founder of BetterTradeOff for his insights.

Highlights of the conversation: 

01:19 Misconceptions about financial freedom

04:10 How to factor in volatile times

06:14 Why people still don’t invest

09:10 How to avoid what happened to SVB

13:21 Good debt 

Written and hosted by: Howie Lim

With Laurent Bertrand, CEO and co-founder, BetterTradeOff

Produced by: Howie Lim & Claressa Monteiro

Engineered by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

How can we capitalise on China’s recovery? Its manufacturing activity expanded at the fastest pace in more than a decade in February but its all-or-nothing stock market seems to be losing momentum. So in or out? Correspondent Howie Lim speaks to Samuel Rhee, Chairman and Chief Investment Officer of Endowus to find out.

Highlights of the conversation: 

01:13 State of Chinese economic recovery

02:53 China not a free market

04:43 Reversal of fortunes

07:07 Risks to look out for

09:40 Opportunities still exist

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

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For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Has Budget 2023 provided enough to blunt the impact of rising prices? And shouldn’t we not rely too much on hand outs anyway? Correspondent Howie Lim speaks to David Fergusson, CEO and co-founder of Hugosave for more insights

Highlights of the conversation: 

00:50 How much Budget 2023 helps optimise financials

02:39 Budget and the ‘coping’ class

04:08 Beyond economising

08:14 What the risk averse can do 

10:56 Bête noire; what to avoid

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

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For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

So we’ve had to first tighten our belts, then hedge against inflation and now recession-proof. Shouldn’t be too hard, right? Correspondent Howie Lim finds out from David Kuo, co-founder of the Smart Investor.

Highlights of the conversation: 

00:57 Remember these rules about money

04:57 The secret to investing

07:09 ‘Good’ companies will help safeguard portfolio

10:08 Your pyramid of ‘good’ companies

11:30 Sectors to invest in

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM

BT Branded Podcasts at : https://bt.sg/brpod

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For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Who isn’t looking for earnings resiliency in the face of an uncertain economic environment? And what’s happened in the fixed income market and as well as the diversified nature of ETFs could now offer better income generation! Correspondent Howie Lim gets more insights from Salim Ramji, global head of iShares and index investments at BlackRock.

Highlights of the conversation: 

03:54 Digitalisation has upped ETFs’ game

05:59 Be sure to look for lowered fees

08:31 Most important metric when choosing ETFs

09:48 Which ETFs might do well in 2023?

13:19 Value investing, not growth for 2023

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM 

See omnystudio.com/listener for privacy information.