BT Money Hacks

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

The art market consistently returns 7.6% to investors and contemporary art investments have outperformed the S&P 500 over the last 25 years. But investing in fine art carries big risks. Artwork does not generate any ongoing cash flows, like interest payments or dividends. So is art investing now a good hedge against inflation?

For more insights, correspondent Howie Lim speaks to Wendy Fang and Yi Ziwei, specialists, 20th & 21st Century Art Department, Christie’s Asia Pacific 

Highlights of the conversation: 

01:51 Why art investing is challenging

02:51 Major trends in art investing

07:44 Blue chip art and artists

09:24 Fractional art investing

11:48 NFTs the most lucrative?

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks every first and third Monday of the month, and rate us on:

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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BT Podcasts at: https://bt.sg/pcOM  

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Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Studies have shown over and over again that actively managed funds almost always underperform passive investments in the long run. In this episode, we’ll try to settle the long debated argument of ETFs vs Mutual Funds, although we’re well aware there’s no straightforward solution to this and joining us with his insights: Samuel Rhee, Chairman and Chief Investment Officer of Endowus.

Highlights of the conversation: 

01:38 Important differences between ETFs and mutual funds

05:36 Why accessibility and income generation the most important factors

08:00 Have macro factors changed the game?

10:29 Not a zero sum game between competing products

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks:

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Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM

BT Market Focus: http://bt.sg/btmktfocus

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Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

For more insights, correspondent Howie Lim speaks to Ashli Koe and Raphael Ng, fund managers, Salzworth Asset Management.

Highlights of the conversation: 

02:15 Misconceptions about FX trading

04:13 Tips for newbie forex traders

09:30 Past performance doesn’t guarantee future returns

11:29 Tips for experienced forex traders

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks
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Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM

BT Market Focus: http://bt.sg/btmktfocus 

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See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

The pandemic, current market conditions of sky high inflation, geopolitical tensions and supply chain issues have decimated many people's savings and a demographic particularly affected is the sandwich class: adults who have to care for dependent children and ageing parents, usually at the expense of their own financial health. How can they revitalise their retirement savings?

For more insights, correspondent Howie Lim speaks to Elson Goh, head of Asia portfolio management, St James Place. 

Highlights of the conversation: 

02:15 Financial achievements of Gen S affected by supporting parents

05:45 Factors affecting value of money and savings

07:40 How to hedge against inflation: beware cash drag

09:00 Know your risk appetite and diversify

11:00 Equities a key driver to long term growth

Produced by: Howie Lim ([email protected]) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks
Apple Podcasts: http://bt.sg/oeXe 
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Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

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See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

After a very rocky May 2022 of trading, the cryptocurrency market ended on a high note. But, the crypto market environment will likely remain challenging in June 2022.

Cryptocurrency prices have been under major pressure since the beginning of 2022. So how can you navigate this environment and should you even go in now?

For more insights, correspondent Howie Lim gets comments from Wayne Huang, CEO and co-founder of XREX and Sten Ivan, Head of Growth, Hodlnaut.

Highlights of the conversation: 

03:59 Why institutional investors are pressing on with crypto

05:24 The impact on retail investors and what to do

10:00 Crypto still a viable investment, if you know what you’re doing

11:27 How much to put in and why

12:52 Regulation is on its way 

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks every first and third Monday of the month:

Channel: https://bt.sg/btmoneyhacks
Apple Podcasts: http://bt.sg/oeXe 
Spotify: http://bt.sg/oeGN 
Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

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Discover more BT podcast series:

BT Mark To Market at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

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For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Decentralized finance or DeFi can be thought of as open source finance which is truly owned by no one. And it has been known to give returns of up to 20-30%! But to truly understand what you’re investing in and make big money requires effort at this nascent stage.

For more insights correspondent Howie Lim speaks to Kenneth Lou, co-founder and CEO of Seedly.

Highlights of the conversation: 

02:42 Basic premise of DeFi and DeFi vs TradFi

03:38 How to get ahead in DeFi’s current nascent early stage

06:37 How to identify lucrative DeFi projects to invest in

08:25 Is DeFi underpriced or overpriced?

09:25 The volatile nature of decentralised applications

Produced by: Howie Lim ([email protected]) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

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See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Thanks to the current environment, millennial and Gen-Z investors - projected to inherit US$48 trillion of wealth over the next 25 years, are facing the daunting challenge of securing their own retirements. So what can this generation do and how would understanding their behaviour make institutions better able to cater to their needs?

For more insights, correspondent Howie Lim speaks to Carol Fong, Group CEO of CGS-CIMB Securities.

Highlights of the conversation: 

01:12 Why millennials are behind other generations in retirement savings

04:17 Why millennials eschew ‘traditional’ advisors

06:30 Top 5 tips for millennials to jumpstart their retirement savings

09:45 Why just relying on advice from social media is risky

Produced by: Howie Lim ([email protected]) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks
Apple Podcasts: http://bt.sg/oeXe 
Spotify: http://bt.sg/oeGN 
Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

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For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Cryptocurrency, DAO, DeFi, NFT, blockchain, metaverse: these terms have been bandied about for some time but do they all fit under the Web3 umbrella? 

So what are these strange new investment opportunities and should we maybe get some? 

For more insights, correspondent Howie Lim speaks to Ryan McNamara, Web3 and crypto editor of Benzinga.

Highlights of the conversation: 

01:30 True data and digital ownership

04:20 Invest in Web3 now or later when it’s mainstream?

08:40 What investing in Web3 really means

10:40 Beware the reflection fee

15:50 Why investing in Web3 is worth it

Produced by: Howie Lim ([email protected]) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks
Apple Podcasts: http://bt.sg/oeXe 
Spotify: http://bt.sg/oeGN 
Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

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For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

From private equity to whiskey, real estate to haute couture, how important is the definition of alternative investments since it’s increasingly becoming grayer? And how is their value holding up in this inflation riddled environment? Correspondent Howie Lim speaks to Daryl Ho, senior investment strategist, chief investment office, DBS to find out.  

Highlights of the conversation: 

01:00 Define alternative investments as what they’re NOT

02:20 Rising interest in alternatives

04:50 HNWIs allocating more, should regular investors too?

06:15 Biggest risks of alternatives

11:15 Do we really need alternatives?

Produced by: Howie Lim ([email protected]) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

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Google podcasts: http://bt.sg/oeGP

SPH Awedio app: https://www.awedio.sg/ 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

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Discover more BT podcast series:
BT Mark To Market Podcast at: http://bt.sg/btmark2mkt

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

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For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

What can high-income earners do in coming tax seasons and can we expect further tax hikes in the near future? In this episode of Money Hacks, correspondent Howie Lim speaks to Tan Ching Ne, partner specialising in tax, PWC Singapore to find out.

Highlights of the conversation: 

01:10 Taxes and spending are two sides of the same coin

03:00 Higher property taxes as principle means of taxing wealth

04:00 What high income earners can do

07:30 Singapore tax regime still competitive

11:25 Taxes WILL rise more in the near future

Produced by: Howie Lim ([email protected]) and Christopher Lim

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN 

SPH Awedio app: https://www.awedio.sg/

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Podcasts at: https://bt.sg/pcOM  

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For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.