BT Money Hacks

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips as correspondent Howie Lim interviews experts in their fields. 

As property prices remain high in 2023, according to some experts, real estate investors will be left looking for alternative investing outside of traditional property ownership, like fractional property investing. Find out which sectors are now within your reach as Howie Lim speaks with Keith Ong, CEO and co-founder of RealVantage. 

Highlights of the conversation: 

01:10 How property market fared in 2022

02:54 Difference between fractional investing and tokenisation

04:41 Benefits of fractional investing vs REITS

08:56 Pitfalls to avoid in fractional property investing

13:00 Sectors to look into in 2023

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

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Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

BT Branded Podcasts: https://bt.sg/brpod

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Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Many asset classes took a beating in 2022 but look poised to make a comeback. Which ones will help you fortify your portfolio against possible recessionary pressures in 2023? Correspondent Howie Lim speaks to Daryl Ho, Senior Investment Strategist at DBS’ chief investment office to find out. 

Highlights of the conversation: 

01:11 Will market trends of 2022 reverse themselves?

02:11 Asset classes which suffered in 2022

04:31 The one thing to focus on in 2023

06:17 Flexibility in your portfolio

09:20 What to back in 2023

11:30 Value tech and Chinese equities

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM 

BT Branded Podcasts at: http://bt.sg/brpod

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For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

What is wrong with cryptocurrency? Or is it the players and ecosystem? How affected were you by the collapse of FTX and is there recourse for your loss? Correspondent Howie Lim speaks to Wayne Huang, co-founder and CEO of XREX to find out. 

Highlights of the conversation: 

01:07 Cryptocurrency in 2022

03:37 The main issue with FTX’s collapse

08:33 How much will regulation help?

10:46 Balancing decentralisation and safety of customer assets

12:30 Recourse for customers hurt by FTX collapse

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: http://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: http://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: http://bt.sg/pcOM 

BT Branded Podcasts:  http://bt.sg/brpod   

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For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

What are the hot investment trends for 2023 and how were they shaped by one of the most punishing years for investors: 2022? Correspondent Howie Lim chats with Kelvin Tay, UBS global wealth management's regional CIO and adjunct associate professor at the Wealth Management Institute, NTU.

Highlights of the conversation: 

01:23 No surprises: few sectors did well

02:25 Growth vs Value investing

04:58 Loss making tech stocks bore the brunt

07:00 Do investors abandon ‘the plan’?

09:05 The ONE piece of advice for 2023

10:53 Bright spots for 2023

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

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For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

With everyone staring down the barrel of inflation these days, how can we protect our portfolio returns? What should we be investing in to beat inflation? Correspondent Howie Lim speaks to co-founder of the Smart Investor, David Kuo to find out.

Highlights of the conversation: 

01:18 Who benefits from inflation?

05:05 Focus on stock market and companies which can increase prices

06:53 Continue to invest

09:01 Inflation and recession should NOT change your strategy

13:05 How to outperform inflation

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

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For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

How can you make sure you don’t suffer ‘lost earnings’ from having to take time off work to recover from an illness? And how affordable is critical illness coverage in this inflation-riddled environment?

For more insights, correspondent Howie Lim speaks to Colin Chan, managing director for group marketing at Great Eastern.

This episode is brought to you by Great Eastern.

Highlights of the conversation: 

01:53 The concerning critical illness insurance gap

04:44 The lingering misconceptions debunked

08:31 Affordability of C.I. plans

09:56 C.I. coverage continues to evolve

12:19 How to reframe the message

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

More about:

Great Eastern

https://www.greateasternlife.com/sg/en/about-us.html

Critical Illness Coverage

https://www.greateasternlife.com/sg/en/personal-insurance/our-products/health-insurance/great-critical-cover.html

How to donate

www.giving.sg/campaigns/SCS_Return_to_Role_Programme

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

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For more on personal finance, go to: bt.sg/moneyplaybook

#BTPodcast

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Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Wines’ clear capital preservation across the pandemic and its outperformance in 2021 may mean wine could very well be your hedge against inflation. But how’s it been doing so far in 2022 and will these volatile times have an adverse effect? 

Correspondent Howie Lim speaks to Anthony Zhang, co-founder and CEO of Vinovest to find out.

Highlights of the conversation: 

01:53 Collectible, age-worthy and investment grade wines

06:20 A ‘wasting’ asset?

08:08 Collecting for passion vs. profits

09:09 Wine prices outpacing inflation

12:12 Outlook for wine investing is good

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

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For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Which collectibles don’t suffer in higher-inflation regimes? Many have become lucrative in recent years but only some are good hedges against inflation.

For more insights, correspondent Howie Lim speaks to Nannette Hechler-Fayd’herbe, Chief Investment Officer for the EMEA region and Global Head Economics & Research of Credit Suisse.

Highlights of the conversation:

02:04 Collectibles not just for the wealthy

03:30 Impact of inflation on collectibles

06:35 Importance of categorisation; some categories don’t respond to inflation

11:23 Invest for passion or profits? 

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

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For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Rare and collectible cars are growing in value, with indices in an all-time high territory. But can you actually make money off of your ‘old jalopy’ and are cars good hedges against inflation?

For more insights, correspondent Howie Lim speaks to Julian Kho, editor at Sgcarmart.

Highlights: 

01:38 Investing in cars a double edged sword

04:40 Trends in the space: modern classics taking off

06:39 What investors can do to maintain value of car

09:57 Do NOT drive your investment; mint condition is key

12:06 What exactly to invest in

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim and Claressa Monteiro

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe 

Spotify: http://bt.sg/oeGN 

Google podcasts: http://bt.sg/oeGP 

Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt 

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus at: http://bt.sg/mktfocus

BT Podcasts at: https://bt.sg/pcOM  

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For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Which wealth management models are outdated and how can the mass affluent ‘move with the times’ and get the proper advice we deserve? Correspondent Howie Lim speaks to Adam Reynolds, CEO, Saxo Markets Singapore to find out.

Highlights of the conversation: 

01:29 Which wealth management models are obsolete?

04:21 Why an individualised plan is important

05:16 How feasible the ‘individualised’ model is

08:08 Drawbacks of robo advisors

09:55 Outlook for 2H 2022

Produced by: Howie Lim ([email protected]) and Claressa Monteiro

Edited by: Howie Lim

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: https://bt.sg/btmoneyhacks
Apple Podcasts: http://bt.sg/oeXe 
Spotify: http://bt.sg/oeGN 
Google podcasts: http://bt.sg/oeGP 
Website: https://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: http://bt.sg/btmark2mkt

WealthBT at: http://bt.sg/btwealthbt

PropertyBT at: https://bt.sg/btpropertybt

BT Market Focus: http://bt.sg/btmktfocus

BT Podcasts at: https://bt.sg/pcOM  

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For more on personal finance, go to: bt.sg/moneyplaybook

See omnystudio.com/listener for privacy information.