Burnout To All Out Podcast

Parenthood is one of the most demanding life transitions, yet it remains one of the least supported phases in the workplace, especially for women starting families after age 35. In this episode, Dr. Anjali Agrawal, founder of Back in Balance and an integrative chiropractor and functional nutrition specialist, shares why pregnancy, postpartum, and the return-to-work period are silent drivers of burnout, disengagement, and attrition.

Drawing from 18+ years of clinical practice, corporate wellness experience, and her own journey as a mother, Dr. Anjali introduces her Five Trimesters of Health framework. She explains how proactive, nervous-system-centered support can protect leadership pipelines, strengthen culture, and help employees stay engaged through one of life’s most critical transitions. This conversation bridges personal health, workplace performance, and long-term retention with practical strategies leaders can apply immediately.

Takeaways

1. Parenthood is a major retention risk when support is missing
2. Many women disengage or exit during mid-career parenting years
3. Policies alone don’t address real pregnancy and postpartum needs
4. Nervous system regulation impacts burnout and performance
5. Proactive support improves engagement before and after leave
6. Partner support reduces stress and improves focus at work
7. Education shifts culture around stress and productivity
8. Personalized wellness outperforms generic programs
9. Structure, function, and emotional capacity must work together

Topics discussed in this episode:

1. The Five Trimesters of Health framework
2. Pregnancy and postpartum support for employees 35+
3. Retention challenges during parenthood transitions
4. Burnout, disengagement, and presentism at work
5. Nervous system regulation and stress resilience
6. Structure, function, and emotional capacity as pillars of health
7. Supporting employees before leave and after return-to-work
8. Including partners in workplace wellness support
9. Education-driven culture change
10. Personalized vs generic wellness programs

BUSINESS RESOURCES:

▶ ▶ Save your spot for my FREE Messaging That Sells Masterclass: https://burnouttoallout.co/mts/

▶ FREE Daily Lead Gen Checklist: http://www.burnouttoallout.co/linkedin-checklist

▶ For more resources and information on Melissa’s current offerings: www.burnouttoallout.co

Connect with Melissa:

〉LinkedIn™: https://www.linkedin.com/in/melissa-henault/

〉Instagram: https://www.instagram.com/melissa_henault/

〉Get text updates by texting ALL OUT to +1 704-318-2285

Connect with Dr. Anjali:

▶ Learn more about Dr. Anjali’s work and access summit resources

👉 https://backinbalancehealth.com/summit-links

▶ Connect with Dr. Anjali on LinkedIn

👉 https://www.linkedin.com/in/dranjalidc

What listeners have to say:

“Her energy is always refreshing. I love being able to apply her strategies to whatever my project is at the moment.”

If you’re vibing with the Burnout to All Out Podcast, we’d love to hear from you! Your feedback helps us support you in establishing a profitable personal brand on LinkedIn while you build the business and life you dreamed of.

Scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Be sure to let us know what part of this episode resonated with you the most! And if you haven’t done so already, give the podcast a follow so you'll be notified when a new episode comes out.

In this episode of the Burnout to All Out Podcast, Melissa sits down with longtime real estate investor and renovation expert Shelley Visser, an Elevate 360 mastermind member with nearly 30 years of house-flipping experience. Shelley pulls back the curtain on what really happens behind the drywall and why flipping houses is not a TV show, it’s a business.

From her first flip in 2008 right before the housing crash, to learning costly lessons through trial and error, Shelley shares the hard-earned systems, mindset shifts, and strategies that helped her flip with confidence instead of chaos. This conversation is equal parts practical, honest, and refreshingly real, especially for anyone considering flipping without a construction background.

If you’ve ever underestimated renovation timelines, ignored slush funds, or thought flipping would be “easy,” this episode is your wake-up call and your roadmap.

Takeaways

1. Flipping houses is a business, not a hobby or a TV episode
2. Most early mistakes come from not running the numbers correctly
3. Systems, checklists, and timelines are what reduce stress and risk
4. Market shifts, permit delays, and contractor issues must be planned for
5. Slush funds are non-negotiable because surprises will happen
6. Emotional decisions can quickly turn a flip into a loss
7. Community impact and neighborhood awareness matter in resale value
8. You don’t need construction skills, you need the right team and systems

Topics discussed in this episode:

1. real estate flipping as a business
2. risks and rewards of house flipping
3. after repair value (ARV) calculations
4. holding costs, taxes, and capital gains
5. contractor management and permit delays
6. market timing and real estate cycles
7. renovation systems and checklists
8. slush funds and risk mitigation
9. flipping without a construction background
10. running renovations with strategy instead of stress

BUSINESS RESOURCES:

▶ ▶ Save your spot for my FREE Messaging That Sells Masterclass: https://burnouttoallout.co/mts/

▶ FREE Daily Lead Gen Checklist: http://www.burnouttoallout.co/linkedin-checklist

▶ For more resources and information on Melissa’s current offerings: www.burnouttoallout.co

Connect with Melissa:

〉LinkedIn™: https://www.linkedin.com/in/melissa-henault/

〉Instagram: https://www.instagram.com/melissa_henault/

〉Get text updates by texting ALL OUT to +1 704-318-2285

Connect with Shelley via Email Here: [email protected]

What listeners have to say:

“Her energy is always refreshing. I love being able to apply her strategies to whatever my project is at the moment.”

If you’re vibing with the Burnout to All Out Podcast, we’d love to hear from you! Your feedback helps us support you in establishing a profitable personal brand on LinkedIn while you build the business and life you dreamed of.

Scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Be sure to let us know what part of this episode resonated with you the most! And if you haven’t done so already, give the podcast a follow so you'll be notified when a new episode comes out.

In this Elevate 360 Summit conversation, Melissa is joined by Christian Raphael, medical support clinical hypnotherapist, NIH study contributor, and creator of the Identity Blueprinting Method.

Christian shares how subconscious identity, nervous system regulation, and meaning-making shape our ability to scale, lead, and experience ease. Through storytelling, neuroscience-backed insights, and a live guided hypnotic experience, this session explores why mindset work alone often falls short — and how true transformation happens when the nervous system feels safe enough to expand.

Christian leads listeners through a short hypnotic exercise focused on relaxation, nervous system regulation, and reinforcing the belief:

“Day by day, in every way, I’m getting better and better.”

Takeaways

1. You can’t think your way out of an identity stored in the nervous system
2. Lasting success requires changing meaning, not just behavior
3. Survival-based identities keep entrepreneurs stuck despite effort
4. Nervous system regulation is essential for visibility, wealth, and ease
5. Hypnosis can help access the subconscious where identity is formed
6. Relaxation and embodiment create safety for growth and expansion
7. Transformation happens when force is replaced with alignment

Topics discussed in this episode:

1. subconscious identity and nervous system programming
2. fight-or-flight vs regulated states in business
3. why goal setting alone doesn’t create change
4. early life imprinting and subconscious beliefs
5. meaning-making and perception
6. hypnosis and self-hypnosis
7. embodiment and relaxation practices
8. gratitude, intention, and personal power
9. identity-based scaling and leadership

BUSINESS RESOURCES:

▶ Ready to upgrade your leadership and surround yourself with high-performing entrepreneurs? Get a $1 preview inside Melissa’s private community, The Hive: https://burnouttoallout.thrivecart.com/hive-preview/

▶ FREE Daily Lead Gen Checklist: http://www.burnouttoallout.co/linkedin-checklist

▶ For more resources and information on Melissa’s current offerings: www.burnouttoallout.co

Connect with Melissa:

〉LinkedIn™: https://www.linkedin.com/in/melissa-henault/

〉Instagram: https://www.instagram.com/melissa_henault/

〉Get text updates by texting ALL OUT to +1 704-318-2285

Connect with Christian:

▶ Free Guided Hypnosis MP3 – “The Lake”

A powerful nervous-system-based hypnosis shared in this episode

https://communityloyalty.io/p/facebook/isncxoisnnflvl2k?ref=wf159927w102951

▶ Subscribe to Christian’s LinkedIn Newsletter: Medical Support Hypnotherapy

https://www.linkedin.com/newsletters/medical-support-hypnotherapy-7296225171021930496/

▶ Connect with Christian on LinkedIn: https://www.linkedin.com/in/christianraphaelhypnotherapy/

What listeners have to say:

“Her energy is always refreshing. I love being able to apply her strategies to whatever my project is at the moment.”

If you’re vibing with the Burnout to All Out Podcast, we’d love to hear from you! Your feedback helps us support you in establishing a profitable personal brand on LinkedIn while you build the business and life you dreamed of.

Scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Be sure to let us know what part of this episode resonated with you the most! And if you haven’t done so already, give the podcast a follow so you'll be notified when a new episode comes out.

In this episode, Melissa sits down with Dasha Tcherniakovskaia, a coach for high-achieving women who are exhausted from doing everything for everyone. Dasha shares how chronic burnout, corporate overachievement, and nervous system dysregulation led her to a new way of living and working rooted in energy management.

Together, they explore how energy is quietly drained through everyday habits, thoughts, and emotional patterns, and how reclaiming energy is less about doing more and more about becoming aware of what’s leaking it in the first place. This conversation offers practical, grounded tools for protecting your energy, regulating your nervous system, and creating sustainable success without constant overwhelm.

Takeaways

1. Managing energy is a learnable skill, not a personality trait
2. Most burnout comes from invisible energy leaks, not workload alone
3. Self-criticism, people-pleasing, and perfectionism are major drains
4. Boundaries protect energy more than willpower ever will
5. Forgiveness and emotional processing restore clarity and calm
6. Regulating your nervous system increases capacity and resilience
7. Sustainable success requires both softness and strength

Topics discussed in this episode:

1. energy management vs time management
2. internal bandwidth and energetic “vibe” awareness
3. hidden energetic leaks that drain focus and clarity
4. unfinished tasks and mental load
5. dwelling on the past and emotional replays
6. self-criticism and negative self-talk
7. people-pleasing, boundaries, and guilt
8. perfectionism and shame-based productivity
9. holding grudges and unresolved resentment
10. nervous system regulation for entrepreneurs

BUSINESS RESOURCES:

▶ Ready to upgrade your leadership and surround yourself with high-performing entrepreneurs? Get a $1 preview inside Melissa’s private community, The Hive: https://burnouttoallout.thrivecart.com/hive-preview/

▶ FREE Daily Lead Gen Checklist: http://www.burnouttoallout.co/linkedin-checklist

▶ For more resources and information on Melissa’s current offerings: www.burnouttoallout.co

Connect with Melissa:

〉LinkedIn™: https://www.linkedin.com/in/melissa-henault/

〉Instagram: https://www.instagram.com/melissa_henault/

〉Get text updates by texting ALL OUT to +1 704-318-2285

Connect with Dasha:

▶ Freedom Bootcamp

A guided experience to help high-achieving women reclaim energy, boundaries, and inner calm

https://coachingbydasha.thrivecart.com/freedom-bootcamp/

▶ Tune in to Dasha’s Podcast

Conversations on energy, nervous system regulation, boundaries, and sustainable success

👉 https://www.coachingbydasha.com/podcast

▶ Connect on Dasha on LinkedIn

👉 https://www.linkedin.com/in/dashat/

What listeners have to say:

“Her energy is always refreshing. I love being able to apply her strategies to whatever my project is at the moment.”

If you’re vibing with the Burnout to All Out Podcast, we’d love to hear from you! Your feedback helps us support you in establishing a profitable personal brand on LinkedIn while you build the business and life you dreamed of.

Scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Be sure to let us know what part of this episode resonated with you the most! And if you haven’t done so already, give the podcast a follow so you'll be notified when a new episode comes out.

In this Elevate 360 Summit episode, Melissa sits down with Dr. Emily Roedersheimer, a family practice physician turned functional medicine expert who used lifestyle-based medicine to reverse her own rheumatoid arthritis after battling it since childhood.

After more than a decade in traditional primary care, Dr. Emily discovered functional medicine through her own healing journey and realized there was a better way to support patients dealing with chronic conditions. Today, she helps high-performing women reclaim their energy, reduce inflammation, and create sustainable health through nutrition, lifestyle changes, and personalized coaching.

This conversation explores the powerful intersection of functional medicine, entrepreneurship, and accountability. From making the leap to a cash-based practice to scaling impact through health coaches, Dr. Emily shares why information alone isn’t enough and how real transformation happens when clients are supported, guided, and committed.

Takeaways

• functional medicine and reversing chronic illness
• Dr. Emily’s personal rheumatoid arthritis healing journey
• food, inflammation, and the foundations of healing
• leaving traditional primary care for a cash-based practice
• why insurance models limit chronic disease reversal
• accountability vs information in lifestyle change
• scaling impact through functional medicine health coaches
• nutrition shifts that most commonly reduce inflammation
• slowing down, inner work, and a true 360 approach to health

Topics discussed in this episode:

• Chronic illness is often reversible with the right lifestyle support.
• Food can either fuel inflammation or healing.
• Functional medicine requires time, education, and commitment.
• Cash-based care attracts more motivated, accountable clients.
• Lifestyle change works best with guidance and support.
• Health coaches dramatically expand reach and impact.
• Small, consistent changes compound into big results.
• Environment design matters more than willpower.
• Slowing down creates clarity, vision, and sustainability.
• True health transformation addresses the whole person.

BUSINESS RESOURCES:

▶ Ready to upgrade your leadership and surround yourself with high-performing entrepreneurs? Get a $1 preview inside Melissa’s private community, The Hive: https://burnouttoallout.thrivecart.com/hive-preview/

▶ FREE Daily Lead Gen Checklist: http://www.burnouttoallout.co/linkedin-checklist

▶ For more resources and information on Melissa’s current offerings: www.burnouttoallout.co

Connect with Melissa:

〉LinkedIn™: https://www.linkedin.com/in/melissa-henault/

〉Instagram: https://www.instagram.com/melissa_henault/

Connect with Dr. Emily:

▶ Grab Dr. Emily’s free guide here: https://www.balancedlivingfm.com/what-to-do-to-get-energy

▶ Connect with Dr. Emily on LinkedIn: https://www.linkedin.com/in/emily-roedersheimer/

What listeners have to say:

“Her energy is always refreshing. I love being able to apply her strategies to whatever my project is at the moment.”

If you’re vibing with the Burnout to All Out Podcast, we’d love to hear from you! Your feedback helps us support you in establishing a profitable personal brand on LinkedIn while you build the business and life you dreamed of.

Scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Be sure to let us know what part of this episode resonated with you the most! And if you haven’t done so already, give the podcast a follow so you'll be notified when a new episode comes out.

In this Elevate 360 Summit episode, Melissa sits down with Dr. Thea Blystone, a visionary consulting pharmacist who is redefining what pharmacy can look like beyond the traditional W-2 model.

After 20 years in pharmacy and eight different roles that kept her “inside the box,” Thea hit a personal and professional breaking point that forced her to reevaluate everything — her career, her beliefs, and what she was willing to accept moving forward. From rebuilding her life at rock bottom to launching multiple businesses, Thea shares how she transitioned from dispensing prescriptions to delivering true clinical care, patient advocacy, and mentorship for pharmacists ready to evolve with the future of healthcare.

This conversation dives deep into the modernized approach to pharmacy services, the realities of automation and mail-order prescriptions, and why pharmacists are uniquely positioned to fill the growing care gap in healthcare. It’s a powerful reminder that believing you can is often the missing piece between staying stuck and building something meaningful.

Takeaways

• Burnout can be the catalyst for clarity and transformation.
• Traditional pharmacy models limit both care and fulfillment.
• Pharmacists are trained to manage diagnoses — not just dispense medication.
• Automation and mail-order prescriptions increase the need for human advocacy.
• Care management creates space for deeper patient support.
• Keeping a W-2 can provide stability while building something new.
• Mentorship collapses years of trial and error.
• Entrepreneurship requires choosing a “different hard.”
• Inner belief directly impacts outer results.
• The future of pharmacy depends on evolution, not preservation.

Topics discussed in this episode:

• pivoting from traditional pharmacy after burnout
• rebuilding life and career from rock bottom
• being a go-to parent in a demanding healthcare system
• limitations of the traditional W-2 pharmacy model
• dispensing vs true clinical care and patient advocacy
• care management as a modern pharmacy service
• imposter syndrome and taking the first entrepreneurial leap
• starting a business while keeping a W-2 for stability
• the future of pharmacy as retail locations close
• mail-order prescriptions and loss of patient access
• why pharmacists are essential for medication safety
• physician time constraints and growing care gaps
• mentoring pharmacists into consulting models
• collapsing time through mentorship
• choosing a “different hard” in entrepreneurship
• belief, mindset, and inner work as growth catalysts
• embodying the Elevate 360 approach to life and business

BUSINESS RESOURCES:

▶ Ready to upgrade your leadership and surround yourself with high-performing entrepreneurs? Get a $1 preview inside Melissa’s private community, The Hive: https://burnouttoallout.thrivecart.com/hive-preview/

▶ FREE Daily Lead Gen Checklist: http://www.burnouttoallout.co/linkedin-checklist

▶ For more resources and information on Melissa’s current offerings: www.burnouttoallout.co

Connect with Melissa:

〉LinkedIn™: https://www.linkedin.com/in/melissa-henault/

〉Instagram: https://www.instagram.com/melissa_henault/

Connect with Dr. Thea:

▶ Access Dr. Thea’s resource here: www.tmrx.care/oath

▶ Connect with Dr. Thea on LinkedIn: https://www.linkedin.com/in/thea-pierce-blystone/

What listeners have to say:

“Her energy is always refreshing. I love being able to apply her strategies to whatever my project is at the moment.”

If you’re vibing with the Burnout to All Out Podcast, we’d love to hear from you! Your feedback helps us support you in establishing a profitable personal brand on LinkedIn while you build the business and life you dreamed of.

Scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Be sure to let us know what part of this episode resonated with you the most! And if you haven’t done so already, give the podcast a follow so you'll be notified when a new episode comes out.

In this Elevate 360 Summit episode, Melissa sits down with Ashley Davis – former OB nurse turned founder of Illuminate Legal Nurse Consulting – who now leads a team of 12 specialized nurses reviewing medical records for personal injury and medical malpractice cases.

Ashley doesn’t just summarize records. She investigates them. Her work uncovers documentation discrepancies, audit trail irregularities, and strategic vulnerabilities that can completely shift case strategy, settlement posture, and how attorneys prepare for depositions.

They dig into how Ashley went from bedside nursing to running a niche legal nurse consulting firm, what most attorneys are missing in the chart, and the five medical record patterns that can quietly undermine a case if you’re not looking for them.

Takeaways

• Inconsistencies in the reported mechanism of injury can create major credibility issues.
• Conflicting descriptions of pain, symptoms, or events can shift both plaintiff and defense strategies.
• High pain scores without matching clinical indicators often signal deeper review is needed.
• Treatment gaps and missed appointments influence how damages are evaluated.
• Preexisting conditions must show true aggravation — not just correlation.
• Attorneys often overlook patterns hidden in plain sight.
• Strategic medical insight is a competitive advantage when done correctly.
• Healthcare providers can become entrepreneurs with the right plan and mindset.
• Small steps taken consistently build confidence — and momentum.
• A blend of tactical strategy + inner work (Elevate 360) accelerates both personal and business growth.

Topics discussed in this episode:

• medical record analysis for attorneys
• mechanism of injury inconsistencies
• conflicting injury descriptions + progression
• pain scores without clinical correlation
• gaps in treatment and non-compliance
• preexisting conditions vs true aggravation
• plaintiff vs defense strategy considerations
• using AI safely for case strategy
• leading and mentoring a team of specialized nurses
• mindset + confidence for healthcare providers becoming entrepreneurs
• Elevate 360 clarity, alignment, and next-step planning

BUSINESS RESOURCES:

▶ Ready to upgrade your leadership and surround yourself with high-performing entrepreneurs? Get a $1 preview inside Melissa’s private community, The Hive: https://burnouttoallout.thrivecart.com/hive-preview/

▶ FREE Daily Lead Gen Checklist: http://www.burnouttoallout.co/linkedin-checklist

▶ For more resources and information on Melissa’s current offerings: www.burnouttoallout.co

Connect with Melissa:

〉LinkedIn™: https://www.linkedin.com/in/melissa-henault/

〉Instagram: https://www.instagram.com/melissa_henault/

〉Get text updates by texting ALL OUT to +1 704-318-2285

Connect with Ashley Davis:

▶ Download Ashley’s free guide: Top 5 Medical Record Red Flags That Can Make or Break Your Case

redflags.illuminatelnc.com

▶ Connect with Ashley on LinkedIn™: https://www.linkedin.com/in/nurseashleydavis/

What listeners have to say:

“Her energy is always refreshing. I love being able to apply her strategies to whatever my project is at the moment.”

If you’re vibing with the Burnout to All Out Podcast, we’d love to hear from you! Your feedback helps us support you in establishing a profitable personal brand on LinkedIn while you build the business and life you dreamed of.

Scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Be sure to let us know what part of this episode resonated with you the most! And if you haven’t done so already, give the podcast a follow so you'll be notified when a new episode comes out.

When your business hits a wall, is it really “sudden”… or were the warning signs there all along?

In this Elevate 360 Summit episode, Melissa sits down with Renee Williams—strategic consultant, fixer, corporate dropout, and the calm “chaos whisperer” that high-performing women CEOs call when growth gets messy, systems crack, or big pivots are on the table.

Drawing from her background supporting multi-billion-dollar mergers and acquisitions, Renee now helps founders regain control when the back end is breaking, teams are stalling, or the business has outgrown its old way of operating. Her grounded, direct style brings structure and confidence to leaders who feel buried under decisions, fires, and moving pieces.

Together, she and Melissa dig into crisis vs. growth, operational breakdowns, misaligned hires, pivot timing, and how to stop ignoring the “pebbles” before they turn into full-blown boulders. If you’ve been feeling friction in your people, processes, profits, planning, or public perception, this conversation is going to hit a little close to home—in the best way.

Takeaways

• Crisis rarely happens overnight—most CEOs miss the early “pebbles” because they’re focused on what they’re great at and ignoring what’s quietly breaking.
• Operational breakdowns almost always point back to one of five areas: people, processes, profits, planning, or public perception.
• Growth exposes what you’ve outgrown—especially team members who no longer fit the pace, skill level, or mindset required.
• Leaders who avoid hard conversations become the bottleneck; leaders who “hire slow and fire fast” create stability.
• Don’t let sunk-cost fallacy keep you stuck—if the plan isn’t working, stabilize, reassess, pivot, and lead.
• Good planning matters, but so does the willingness to abandon the plan when real-time data tells the truth.
• Coaching and mentorship create the mindset shifts CEOs need to expand beyond their own limits—talent alone will only take you so far.
• Stillness is a superpower. CEOs make their best decisions when they can step out of the chaos and hear themselves clearly.

Topics discussed in this episode:

• crisis mitigation for CEOs
• the five operational areas that signal breakdown
• people issues: right person, wrong seat
• team bottlenecks and growth misalignment
• offboarding with clarity and leadership
• systems, process gaps, and automation needs
• profit management and financial preparedness
• strategic planning vs. reactive decision-making
• sunk-cost fallacy and knowing when to pivot
• mindset blocks during seasons of growth
• confidence, clarity, and the inner work behind leadership
• how coaching accelerates a CEO’s evolution
• Renee’s personal pivot after a life crisis
• embodying the 360-degree approach in business

BUSINESS RESOURCES:

▶ Ready to upgrade your leadership and surround yourself with high-performing entrepreneurs? Get a $1 preview inside Melissa’s private community, The Hive: https://burnouttoallout.thrivecart.com/hive-preview/

▶ FREE Daily Lead Gen Checklist: http://www.burnouttoallout.co/linkedin-checklist

▶ For more resources and information on Melissa’s current offerings: www.burnouttoallout.co

Connect with Melissa:

〉LinkedIn™: https://www.linkedin.com/in/melissa-henault/

〉Instagram: https://www.instagram.com/melissa_henault/

〉Get text updates by texting ALL OUT to +1 704-318-2285

Connect with Renee Williams:

▶ Download Renee’s CEO Bottleneck Checklist here: freebie.reneewilliams.com

▶ Connect with Renee on LinkedIn: https://www.linkedin.com/in/thereneewilliams

What listeners have to say:

“Her energy is always refreshing. I love being able to apply her strategies to whatever my project is at the moment.”

If you’re vibing with the Burnout to All Out Podcast, we’d love to hear from you! Your feedback helps us support you in establishing a profitable personal brand on LinkedIn while you build the business and life you dreamed of.

Scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Be sure to let us know what part of this episode resonated with you the most! And if you haven’t done so already, give the podcast a follow so you'll be notified when a new episode comes out.

If you’ve ever thought, “I make great money, but I could never get approved for a mortgage as an entrepreneur,” this one is for you.

In this Elevate 360 Summit session, Melissa sits down with Julie Eccleston – seasoned sales manager for one of the nation’s largest lenders, executive loan officer, and founder of Home Ownership U. With nearly 20 years in mortgage lending, Julie has personally served over 1,500 families and worked behind the scenes on thousands more as a suspense analyst helping “off the rails” files get back on track.

She brings a stat that will make your jaw drop: there are roughly 34.8 million small business owners in the U.S., but 49% of them are denied when they apply for a mortgage, compared to around 12% of traditional borrowers.

In this conversation, Julie breaks down what underwriters are really looking at (ability and desire to pay), why your tax returns matter more than your Stripe screenshots, how different stages of self-employment change your options, and what to do now if homeownership is a goal for 2025 or 2026.

If you’re W-2 with a side hustle, newly self-employed, or fully in your boss era and wondering how to not torpedo your mortgage approval with aggressive write-offs, this episode will help you build a game plan instead of guessing.

Takeaways

• Underwriters always come back to four things: income, assets, property, and credit—plus whether you have both the ability and the desire to pay the loan back.
• For self-employed borrowers, lenders primarily look at your last two years of tax returns and the bottom line, not just what hits your bank account.
• The stage you’re in matters: W-2 with a side hustle, newly self-employed, 1–2 years in, and 2+ years self-employed all come with different paths and options.
• Heavy write-offs may feel great at tax time, but they can absolutely shrink your lendable income and get your file denied if there’s no strategy.
• Not all loans are created equal: beyond conventional and government-backed loans, non-QM options (bank statement loans, P&L loans, asset-based loans, DSCR) can open doors for entrepreneurs who don’t fit the traditional mold.
• Getting fully underwritten before you shop (not just “pre-qualified”) is crucial for self-employed buyers so you don’t fall in love with a home you can’t actually close on.
• The right lender should be able to explain how they calculate your income, what programs they’re recommending and why, and show real experience working with self-employed borrowers.

Topics discussed in this episode:

• homeownership for entrepreneurs
• lender and underwriter logic
• income, assets, property, credit
• W-2 + side hustle vs fully self-employed
• tax returns, write-offs, and net income
• profit and loss statements and separate business accounts
• conventional, FHA/VA/USDA, and non-QM loan options
• bank statement loans, asset depletion, DSCR loans
• questions to ask any lender before you work with them
• building a timeline and strategy to get mortgage-ready
• LinkedIn™

BUSINESS RESOURCES:

▶ Ready to upgrade your leadership and surround yourself with high-performing entrepreneurs? Get a $1 preview inside Melissa’s private community, The Hive: https://burnouttoallout.thrivecart.com/hive-preview/

▶ FREE Daily Lead Gen Checklist: http://www.burnouttoallout.co/linkedin-checklist

▶ For more resources and information on Melissa’s current offerings: www.burnouttoallout.co

Connect with Melissa:

〉LinkedIn™: https://www.linkedin.com/in/melissa-henault/

〉Instagram: https://www.instagram.com/melissa_henault/

〉Get text updates by texting ALL OUT to +1 704-318-2285

Connect with Julie Eccleston:

▶ Download Julie’s free “From Hustle to Homeowner” Toolkit: https://stan.store/HomeownershipU/p/from-hustle-to-homeowner

▶ Book a complimentary 20-minute strategy session with Julie: https://stan.store/HomeownershipU/p/book-a-20minute-strategy-session

What listeners have to say:

“Her energy is always refreshing. I love being able to apply her strategies to whatever my project is at the moment.”

If you’re vibing with the Burnout to All Out Podcast, we’d love to hear from you! Your feedback helps us support you in establishing a profitable personal brand on LinkedIn while you build the business and life you dreamed of.

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What if your next investment property was not across town, but across the ocean?

In this Elevate 360 Summit episode, Melissa sits down with Junior Bourassa, an international real estate advisor with over a decade of experience helping clients buy in sunny, sought after destinations like Portugal, Mexico, the Dominican Republic, and Dubai.

Junior and his team at Sunset Real Estate specialize in working with investors who want to build wealth through global real estate, without having to be on the ground in every country. Most of his clients never even get on a plane before they buy. Instead, they rely on his due diligence, trusted developer relationships, and legal protections to confidently invest overseas.

In this conversation, Junior and Melissa talk about why international real estate can be a powerful way to diversify beyond traditional retirement accounts and company stock, the importance of vetting developers and legal teams, how tax incentives work in places like the Dominican Republic, and why you do not need to be a millionaire to start investing abroad.

If you have ever been curious about owning property under the sun in another country but felt intimidated or unsure where to start, this episode will open your mind and calm your nerves.

Takeaways

• International real estate is not just for the ultra wealthy. Everyday investors are buying condos and villas abroad, often starting with one property and building from there.
• Trust and due diligence are everything. Sunset Real Estate spends one to two years vetting developers, markets, and legal structures before ever presenting a project to clients.
• You are not sending money into the void. Clients sign contracts directly with vetted developers, backed by top local law firms and protective clauses that safeguard their investment.
• Different countries offer different advantages. For example, the Dominican Republic has tax exemption programs that remove transfer taxes and municipal property taxes for many years.
• Appreciation can be significant in certain markets like Dubai, where pre construction properties can see major value increases by the time the keys are handed over.
• Diversification matters both across asset classes and within real estate itself. Holding property in multiple countries spreads risk across different laws, tax systems, and economies.
• You cannot fully learn this from the sidelines. Making that first investment with guidance is often the best way to truly understand how global real estate works and build confidence for future deals.

Topics discussed in this episode:

international real estate

diversification and wealth building

buying property in Portugal, Mexico, Dominican Republic, Dubai

vetting developers and legal teams

tax incentives and exemptions

working with international advisors

first time investors and mindset

risk mitigation beyond 401(k)s and company stock

pre construction investing and appreciation

Elevate 360’s 360 degree approach to wealth and legacy

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〉Get text updates by texting ALL OUT to +1 704-318-2285

Connect with Junior:

▶ Connect with Junior and explore international real estate opportunities: https://www.juniorbourassa.sunsetrealestate.ca/

▶ Book a call with Junior here: https://calendly.com/juniorbourassa/caribbean

▶ LinkedIn™: linkedin.com/in/junior-bourassa-sunset-real-estate/

What listeners have to say:

“Her energy is always refreshing. I love being able to apply her strategies to whatever my project is at the moment.”

If you’re vibing with the Burnout to All Out Podcast, we’d love to hear from you! Your feedback helps us support you in establishing a profitable personal brand on LinkedIn while you build the business and life you dreamed of.

Scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Be sure to let us know what part of this episode resonated with you the most! And if you haven’t done so already, give the podcast a follow so you'll be notified when a new episode comes out.