On this episode, Ron talks with Barb MacLean, SVP and Head of Technology Operations and Implementation at Coastal Bank. They discuss a recent report from the US Department of Treasury regarding cloud adoption in the financial services industry. The report criticizes the big tech providers Google, Amazon, and Microsoft for their lack of information sharing, user-unfriendly tools, and vulnerability to operational incidents. It also raises concerns about the concentration of power in the hands of the three major players, which could expose many financial services clients to physical or cyber risks.