The Social Security 2100 act is getting momentum in Congress and could shore up the Social Security system for decades to come. There are some very good ideas in the bill, but as it stands now, it creates a huge problem...a massive new tax on high earners. Caller questions include: which accounts tap first when faced with medical bills, how to invest for my in-laws in their 80s, and how to decide on an investment program proposed through Charles Schwab.