Fear and greed are two of the most powerful emotional forces driving your financial behaviour — and most people don’t realise how much they’re influencing your decisions.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder unpack the dangers of fear and greed and the impact they can have on your long-term financial plan. 

They explore the emotional rollercoaster of the investor cycle, how reactive decisions are heightened during major life events, the way media and social environments intensify these pressures, and how a systemised plan can help you stay grounded, find balance, and cut through the noise.

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The 2025-26 Federal Budget is here, and while it may not be packed with surprises, there are key updates that could have a real impact on your finances – especially with an election on the horizon.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn unpack the Government’s latest proposals and what they mean for everyday Australians like you.

From tax cuts and HELP debt relief to superannuation reforms, investment insights, family support, home ownership, and more; John and Mason break it all down, helping you understand how this year's budget affects your financial future.

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The markets are down, volatility is back, and uncertainty is surrounding the headlines and media. With so much noise and conflicting opinions on what to do next, it’s easy to feel overwhelmed.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari break down the latest market turbulence—what’s driving it, how it affects investors, and tips on what you should (and shouldn’t) do during these times.

They also answer your top questions, including:

• What’s causing this stock market volatility?

• How can you safeguard your investments during economic uncertainty?

• What role does the media play in market swings?

• Should you sell, hold, or adjust your portfolio?

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Self-Managed Super Funds (SMSF’s) and property have been all over the media - but is buying property through your SMSF the right move? 

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK) debunk some of the myths, pros, cons, and considerations of SMSF property investment.

They also explore the importance of getting the right advice from the right professionals, the responsibilities of managing an SMSF, and the growing concerns around property syndicates.

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The Reserve Bank of Australia (RBA) held its first meeting of 2025, announcing a 25 basis point cut to the cash rate target, bringing it down to 4.10%

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari, break down the RBA’s decision its impact on mortgage holders, investors and the broader economy. 

With this being the first rate cut in years, John and Anthony share insights on what it means, key factors to watch, and practical tips on making the most of your mortgage savings.

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Finances are one of the leading causes of divorce in Australia. With money having the ability to make or break a relationship, it doesn’t have to.

So, when is the right time to have “the money talk”?

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn, dive deep into the complex world of finances and relationships. They explore what makes two people financially compatible and how to navigate the transition from “me” to “we”. 

From tackling sensitive topics like income disparity to navigating remarriages, binding financial agreements, and sharing both personal and client experiences, John and Mason cover it all.

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With Australia set to experience the largest intergenerational wealth transfer in history – $3.5 trillion over the next 20 years – many Australians will find themselves inheriting significant assets or funds.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn explore how to navigate an inheritance wisely.

They discuss emotional and financial challenges, common pitfalls, the importance of estate planning, as well as the growing trend of early inheritances.

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Major economic changes are unfolding worldwide, impacting inflation, investments, and interest rates.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK) answer your questions and concerns about the economy and markets. 

From Trump’s tariffs and their impact on Australia to the RBA’s next rate decision and record-high investment prices, we break it all down.

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The Australian dream of owning a property isn’t as attainable as it once was. And for many, it’s becoming a financial burden rather than a path to financial freedom.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari, dive deep into the great Australian dream of owning property and the realities of homeownership. 

With skyrocketing property prices, social media-driven expectations, and mounting financial pressures, many Australians are stretching their budgets to the limit to secure their dream home or investment property. 

But at what cost? Are they truly setting themselves up for financial success, or just treading water?

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Many think that earning more money will solve their financial problems, but often, the opposite happens.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder, explore why earning more money doesn't always lead to financial success.

They discuss the common pitfalls of lifestyle inflation, and debt-fueled lifestyles causing financial progress to stall. 

John and Ayten also share strategies to break free from this cycle and ensure 2025 is the year of real financial growth.

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