Cash Talk

Over the past five years, financial advice has made a progressive shift toward a more holistic financial advice model.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn unpack the differences between traditional and holistic financial advice, as well as how they work with their clients. 

Join John and Mason as they explore our goal-based, purpose-driven approach to financial planning, the role of ongoing coaching, and how to choose the approach that’s right for you.

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⁠⁠⁠Follow John on Instagram: ⁠Instagram (@thejohncachia)⁠⁠⁠⁠

Follow Mason on Instagram: Instagram (@mason.thorn)

⁠⁠⁠Follow Thriving Wealth on Instagram: ⁠Instagram (@thriving.wealth)⁠⁠⁠⁠

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Setting your kids up isn’t just about the money you give them. It’s about the habits you build and the knowledge you pass on to help them create wealth for themselves.   

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder explore investing for your kids, what compound interest is and how it works, and the idea of “compounding knowledge.”

Join John and Ayten as they cover ways you can invest for your kids, key tax, time and risk considerations, and how to blend financial literacy with investing and compound interest to give your kids a head start in life.

Enjoyed this episode and want to hear more?

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⁠⁠⁠Follow John on Instagram: ⁠Instagram (@thejohncachia)⁠⁠⁠⁠

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Building wealth doesn’t have to be complicated. It starts with small, consistent steps in the right direction that compound over time. 

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn unpack the seven lessons from the classic finance book, The Richest Man in Babylon by George Samuel Clason. 

Join John and Mason as they turn those parables on saving, investing, and wealth-building into simple, actionable steps for your finances.

Enjoyed this episode and want to hear more?

Follow Cash Talk on Instagram: Instagram (@thecashtalkpodcast)

⁠⁠⁠Follow John on Instagram: ⁠Instagram (@thejohncachia)⁠⁠⁠⁠

Follow Mason on Instagram: Instagram (@mason.thorn)

⁠⁠⁠Follow Thriving Wealth on Instagram: ⁠Instagram (@thriving.wealth)⁠⁠⁠⁠

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There are plenty of “pay-it-off-faster” mortgage strategies, but if they don’t fit your situation, or aren’t done correctly, they can push you deeper into debt instead of getting you out.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caliari unpack key lending features, from offset accounts and interest rates to using equity, debt recycling, and more.

Join John and Anthony as they explain what these strategies mean, how they work, and when they are most appropriate and when they’re not.

Enjoyed this episode and want to hear more?

Follow Cash Talk on Instagram: Instagram (@thecashtalkpodcast)

⁠⁠⁠Follow John on Instagram: ⁠Instagram (@thejohncachia)⁠⁠⁠⁠

Follow Anthony on Instagram: Instagram (@acaligari_finance)

⁠⁠⁠Follow Thriving Wealth on Instagram: ⁠Instagram (@thriving.wealth)⁠⁠⁠⁠

Have a question you'd like answered?

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Buying your kids a car or a home is generous. However, teaching them how to buy their own is generational. 

In this episode of Cash Talk, multi-award-winning Australian wealth advisers John Cachia and Mason Thorn unpack how parents can help build financial literacy with their 15 to 25-year-olds and have real conversations about creating and managing wealth.

Join John and Mason as they explore when to build wealth for your kids, when to build it with them, and when to step back, so they can learn to do it themselves.

Enjoyed this episode and want to hear more?

Follow Cash Talk on Instagram: Instagram (@thecashtalkpodcast)

⁠⁠⁠Follow John on Instagram: ⁠Instagram (@thejohncachia)⁠⁠⁠⁠

Follow Mason on Instagram: Instagram (@mason.thorn)

⁠⁠⁠Follow Thriving Wealth on Instagram: ⁠Instagram (@thriving.wealth)⁠⁠⁠⁠

Have a question you'd like answered?

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Whether you’re a young couple, a renting family, or a parent helping your kids, buying a first home is a major milestone in your financial life.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers and Mortgage Brokers, John Cachia and Anthony Caligari explain how lenders assess first-home buyers, covering borrowing power, deposits, LVR/LMI, gifting rules, and money-saving concessions.

Join John and Anthony as they provide expert tips, debunk common myths, and help you avoid costly mistakes so you can make a confident start in the property market.

Enjoyed this episode and want to hear more?

Follow Cash Talk on Instagram: Instagram (@thecashtalkpodcast)

⁠⁠⁠Follow John on Instagram: ⁠Instagram (@thejohncachia)⁠⁠⁠⁠

Follow Anthony on Instagram: Instagram (@acaligari_finance)

⁠⁠⁠Follow Thriving Wealth on Instagram: ⁠Instagram (@thriving.wealth)⁠⁠⁠⁠

Have a question you'd like answered?

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Family trusts are a buzzword at the moment, but they’re not always the right fit for everyone.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK) break down what a family trust is, how it works, and when it can actually add value.

Join John & JK as they unpack the benefits, the pitfalls, and the biggest misconceptions. If you’ve ever wondered whether a trust is right for you, this episode will give you the clarity you need.

Enjoyed this episode and want to hear more?

Follow Cash Talk on Instagram: Instagram (@thecashtalkpodcast)

⁠⁠⁠Follow John on Instagram: ⁠Instagram (@thejohncachia)⁠⁠⁠⁠

Follow JK on Instagram: Instagram (@jkoutsouroupas)

⁠⁠⁠Follow Thriving Wealth on Instagram: ⁠Instagram (@thriving.wealth)⁠⁠⁠⁠

Have a question you'd like answered?

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It’s not about how much you earn. It’s about your structure, your spending, and your habits.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caliari share strategies for building a surplus, controlling lifestyle creep, and aligning your spending with your goals, so you can get ahead without feeling restricted.

Join John and Anthony as they explore how to set realistic savings targets, build a cashflow structure, and create alignment with your partner to work toward your shared goals.

Enjoyed this episode and want to hear more?

Follow Cash Talk on Instagram: Instagram (@thecashtalkpodcast)

⁠⁠⁠Follow John on Instagram: ⁠Instagram (@thejohncachia)⁠⁠⁠⁠

Follow Anthony on Instagram: Instagram (@acaligari_finance)

⁠⁠⁠Follow Thriving Wealth on Instagram: ⁠Instagram (@thriving.wealth)⁠⁠⁠⁠

Have a question you'd like answered?

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As your goals, lifestyle, and age evolve, so should your investment strategy, because the approach that works at 30 isn’t the same one you need at 50.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas dive deep into how your financial needs, behaviours, and risk appetite change over time, and why your investment strategy must grow and adapt with you.

Join John and JK as they share their personal investment journeys, the philosophies they use when investing for their clients, and how strategies shift to suit each stage of life.

Enjoyed this episode and want to hear more?

Follow Cash Talk on Instagram: Instagram (@thecashtalkpodcast)

⁠⁠⁠Follow John on Instagram: ⁠Instagram (@thejohncachia)⁠⁠⁠⁠

Follow JK on Instagram: Instagram (@jkoutsouroupas)

⁠⁠⁠Follow Thriving Wealth on Instagram: ⁠Instagram (@thriving.wealth)⁠⁠⁠⁠

Have a question you'd like answered?

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A new financial year brings new changes, fresh opportunities, and the perfect chance to take control of your financial position and where you want to be in the year ahead.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caliari break down the key FY25 changes that could impact your wealth strategy.

From the super guarantee increase to tax-saving contribution strategies and the proposed Division 296 tax law, they explain what it all means for you.

Join John and Anthony as they share their tips for getting ahead this financial year and how to start turning your goals into reality

Enjoyed this episode and want to hear more?

Follow Cash Talk on Instagram: Instagram (@thecashtalkpodcast)

⁠⁠⁠Follow John on Instagram: ⁠Instagram (@thejohncachia)⁠⁠⁠⁠

Follow Anthony on Instagram: Instagram (@acaligari_finance)

⁠⁠⁠Follow Thriving Wealth on Instagram: ⁠Instagram (@thriving.wealth)⁠⁠⁠⁠

Have a question you'd like answered?

Reach out to us via our Instagram pages above