Cash Talk

You’ve read a couple of books, set goals, maybe even downloaded a budgeting app… so why hasn’t your financial life transformed?

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Dr Philip Courtenay, founder of Humans & Money, helping individuals and businesses transform by tapping into the science behind our financial decision-making.

Together, they unpack the deeper reasons we struggle to take meaningful action with money, diving into mindset, behavioural blocks, urgency, and the psychology of motivation.

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You might be earning more, but without a clear picture of what “on track” looks like for you, how can you tell if you’re getting ahead?

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari unpack what it really means to be financially “on track”, and how to align your money with a fulfilling life on your terms.

They explore the behaviours, habits, and mindset that lead to progress, from making the most of your surplus cashflow to building strong foundations and giving your money purpose beyond just income.

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From the outside, people see John Cachia’s success, lifestyle and wins. But behind the lifestyle is a story of decades of hard work and sacrifice. 

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Koutsouroupas (JK) is joined by Burcu Cachia, wife of John Cachia and the real boss of the family, to explore what it takes to create a life built on teamwork, a shared vision, and fulfilment.

Join JK & Burcu as they reveal what John is really like behind the scenes, how they teach their kids about life and money, and how they juggle the chaos of life with enjoying the present.

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Thinking about getting a buyer’s agent, but not sure if it’s worth it or just another expense?

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Matt Skehan from Azure Buyers Agents to explore what a buyer’s agent really does, and why their role is becoming increasingly valuable in a competitive market. 

They also break down who benefits most from using a buyer’s agent, how to choose the right agent, and how expert guidance can help you avoid costly mistakes and make smarter, more aligned property decisions.

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Everyone’s talking Cryptocurrency, but is it just FOMO or a must-have in your portfolio?

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Head of Digital Assets, Justin Arzadon, from Betashares, to debate whether Crypto belongs in a well-diversified portfolio.

While Betashares embraces crypto as a new asset class, John remains cautious, questioning when (or if) it’s the right time to invest in it.

Together, they explore different types of digital assets, risk management, the role of education, practical tips for investors at every stage, and more.

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You don’t need to be rich, older, or ready to sacrifice your lifestyle to benefit from financial advice.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia and Leah Bonnacci unpack the most common misconceptions that we often hear preventing people from seeking financial advice.

They explore why financial advice isn’t just for the wealthy, how it can support your lifestyle (not limit it), why the best time to get advice might be sooner than you think, and who it’s truly for.

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Financial advice isn’t just about retirement; it’s about creating a life where your money supports your goals, instead of holding you back.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder, unpack why so many people feel stuck trying to “DIY” their finances and the turning points that signal it’s time to seek professional advice.

They share what they look for when working with clients, the benefits of starting early, and why the right adviser does more than manage money - they help you build a purposeful life with clarity, confidence, and time on your side.

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The countdown to EOFY is on, and now’s the time to get proactive to avoid last-minute stress and missed tax savings.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK), answer their most asked EOFY and tax questions, and share how to approach the end of financial year feeling prepared and in control.

They answer:

• What should you know about concessional, non-concessional, and catch-up super contributions before June 30?

• What are the most commonly missed tax deductions that could make a difference? 

• What’s your top advice for effective tax planning heading into the new financial year?

  
  

Enjoyed this episode and want to hear more?

Follow Cash Talk on Instagram: Instagram (@thecashtalkpodcast)

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**This episode was recorded on 22nd April 2025

Trade tensions, inflation, government spending, and market volatility — these aren’t just headlines, they’re shaping the future of our economy.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Brian Parker, Chief Economist at Australian Retirement Trust for a deep dive into the current economic challenges, shifts, and opportunities.

John and Brian break down the impact of tariffs, rising U.S.–China tensions, and how these are influencing inflation and economic conditions in Australia. 

Brian also weighs in on rate cut prospects, the upcoming federal election, budget challenges, and the effects of government spending.

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Long-term investing success takes more than just “picking the right stocks” — it requires strategy, discipline, risk management, and purpose.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK), explore how we build investment portfolios for our clients.

They deep dive into the Thriving Wealth investment philosophy, how we create certainty, the importance of removing emotion from investing, and the dangers of speculation.

Enjoyed this episode and want to hear more?

Follow Cash Talk on Instagram: Instagram (@thecashtalkpodcast)

⁠⁠⁠Follow John on Instagram: ⁠Instagram (@thejohncachia)⁠⁠⁠⁠

Follow JK on Instagram: Instagram (@jkoutsouroupas)

⁠⁠⁠Follow Thriving Wealth on Instagram: ⁠Instagram (@thriving.wealth)⁠⁠⁠⁠

Have a question you'd like answered?

Reach out to us via our Instagram pages above