This week Lloyd was joined by David Brear - founder and CEO of award-winning Fintech Consultancy 11:FS.

Having worked on both the industry and consultancy side of financial services, in early 2016 alongside some notable Fintech superstars - David founded 11:FS - determined that they would be the consultancy equivalent of so many other lauded financial disruptors.

David takes us back to his early life as a budding sportsman - hoping for a career in Basketball before a terrible knee injury meant a 'pivot' into Computing & Business.

We learn that it was whilst collecting his undergraduate degree and the honest reflection that a failure to apply himself meant an unsatisfactory result (in his eyes) and thus from that day forward, a personal determination to always be the hardest worker in the room.

Nicknamed 'The Incredible Hulk' by his colleagues - due to his dogged determination to get things over the line - this is a fascinating insight into the man behind one of the most recognisable brands in Global Fintech.