Clive started off the week by discussing income tax and how self employed workers are struggling to budget for the upcoming January payments.

Then he focused on asbestos. A survey carried out by Electrical Direct, said that 72% of tradespeople have come across asbestos in their working lives. Despite being banned in the UK since 1999, it is still a major problem today!

Clive also looked at the World Cup. The increased cost-of-living and the incoming festive season have impacted tradespeople's ability to follow it. So he asked how you lovely tradespeople worked around this constraint?

And to finish proceedings, Clive discussed all things breakfast for English Breakfast Day. How do you like yours? Traditional ? Continental? Or something else?