Our 2nd ever interview on the Collect Cash Podcast features a good friend of mine Ryan Giffin. Ryan run's his own YouTube channel where he share's his financial freedom journey. Ryan is notable for being very bullish on cryptocurrency and has made quite the impressive return already. His wife Jessica also runs her own Youtube channel and is quickly approaching 100K subs. Ryan and I discuss a wide variety of investing topics today. 

0:00 Intro 

2:47 What age Ryan started investing?

 3:38 Does Ryan tell his employees to invest?  

4:20 Best and worst stock investments?  

9:00 What Cryptocurrencies is Ryan in?  

9:50 What does Ryan think of Dogecoin?

 14:45 COTY shares his crypto holdings and Ryan shares thots on Ethereum 

17:18 is Ethereum limited in supply like Bitcoin? 18:56 Utility of Ethereum 

 21:14 Will Bitcoin become Microsoft from 1999-2016? 

23:00 When COTY and Ryan first ever heard of Crypto  

26:17 COTY reflects on a video he made calling Crypto a ponzi scheme

 27:00 Why Crypto won't be banned by US Government 

31:13 Ryan on Warren Buffet's comments on Crypto  

33:00 Has Cathie Wood and ARK lost their touch? 

38:51 Can you get rich off dividend stocks? 

40:21 Inspiration for Ryan to start his channel & his famous wife 

43:30 Is Ryan going to buy a castle? 

 44:44 Ryan's FIRE age 

46:58 When Ryan actually plans on selling Crypto 

48:09 Ryan shares his net worth by asset class 

50:10 Ryan's feedback on the YouTube community 

 53:30 Ryan talks about the company he runs 

 56:30 COTY & Ryan make fun of Billy Gates  

59:00 Thoughts on how the governor of Florida handled C19 

1:00:35 Ryan shares his ultimate life goal

  1:07:00 Elections have little impact on Stock Market 

1:08:15 Florida man stories 

 1:11:00 The Beauty of Dividend Investing 

 1:13:30 We need Alex on the next podcast  

1:14:25 COTY and Ryan discuss some popular Finance Youtubers  

Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice.

Today I reveal my top ten largest positions in my dividend stock portfolio. These biggest stocks are not the highest paying dividend stocks but companies that continue to dominate market share in their respective sectors. There is a lot of great companies out there and if you have any suggestions please let me know in the comments below. Do we share any of the same stocks in the stock market? I am sure many of us own Apple or Google or Amazon stock. Follow me on my YouTube: CitizenoftheYear!  Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice.

Domino's Pizza DPZ Stock has been one of the quietest winners in the stock market in recent history. DPZ returns since it IPO'd in 2004 have been on pace with Amazon stock. Today I go over the business fundamentals of Domino's Pizza stock that might explain why the company continues to do so well. Domino's Pizza DPZ continues to add new locations and doesn't seem to have any plans of slowing down. Follow me on YouTube: CitizenoftheYear! This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice.

The JPMorgan Equity Premium Income or JEPI is an a monthly paying dividend ETF. They run a strategy using options trading, buying and holding blue chip dividend stocks, and dealing with Equity Linked Notes or ELNs. This income ETF is more targeted towards those nearing retirement or in retirement who don't want a lot of volatility but still want decent returns. As an owner of QYLD and NUSI ETFs I think this could be another great alternative. Follow me on my new YouTube: CitizenoftheYear!

 Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice.

Today we have the honor of hearing from Investing Sensei, who also runs a personal finance channel. Investing Sensei has had some amazing returns in the stock market in just a year of investing. He shares his experiences on different topics from his personal life, to the stock market, to his career. If you enjoy these personal finance podcasts dealing with money topics let me know in the comments so I know to make more of them! Follow me on my new YouTube: CitizenoftheYear 

Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. 

Timestamps 0:00 Intro 

0:34 Anonymous YouTuber’s face reveal 

1:17 How did you get started in investing? 

3:09 How Sensei and his family learned about investing?  

5:53 What career field Sensei is in 

6:29 Discussion about College and Why Co-op Programs are so important 

10:23 Process for buying a new stock  

12:13 How to balance a portfolio with growth, dividend, speculation, etc  

13:40 Sensai talks about how he has Doubled the market returns 

15:42 COTY and Sensei remain optimistic about NIO 

16:29 Sensei’s best and worst investments  

20:10 Advice to those preparing for a career  

21:34 Starting a YouTube Channel 

23:17 Reaction to OnlyFans income vs Stock Market gains  

24:40 Real Estate Plans 

26:20 FIRE Target Age 

28:41 Sensei talks about working 2 jobs without having the need to 

30:30 Is reaching that first $100K the hardest part? 

31:36 Sensei and COTY talk about other Finance YouTubers with big portfolios  

33:00 Setting Small Milestones really adds up 

35:45 Fun Fact about Investing Sensei

Today we cover the business overview of PayPal, a popular fintech stock and where it may go in the future. PayPal stock has been around since the early 2000's and is an online payment processor. PayPal stock has been on a hot streak these past 5 years but can it continue? ARK Invest led by Cathie Wood has been selling millions of shares of PayPal stock recently but that doesn't mean that it is a bad company anymore.   Follow me on YouTube: CitizenoftheYear! Be sure to like, comment and subscribe for more content.  Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice.

I go over how much I made in dividends in the month of March 2021 from $88,000 Fidelity Investing portfolio. My portfolio consists of both dividend and growth stocks, every month the dividend snowball continues to produce more passive income in the form of dividends for me. We also look at some stocks that have grown their dividend in the past month. Follow me on YouTube: CitizenoftheYear! Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice.

Coinbase COIN is one of the hottest stocks to join the public markets in recent memory. Coinbase is a platform for users to be able to hold and exchange various different  types of cryptocurrency including Bitcoin and Ethereum. They aim to connect people all around the world to enjoy the benefits of decertified finance. Coinbase is not going public via an IPO but a direct listing. I give my thoughts on Coinbase and why I think the company business model is posed for growth and great returns in the future. I plan on buying Coinbase stock when it IPOs or goes public. Follow me on Youtube: CitizenoftheYear! Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice.

Today I share my thots I mean thoughts on Danielle Bregoli who goes by the stage name Bhad Bhabie making over a million dollars on Onlyfans just a week after turning 18. The world is a pretty crazy place out there and this just further proves it. I go over how Danielle Bregoli made so much on Onlyfans, and what the platform is and the possible danger of it. I respect people's hustle and this not to tear down anyone but at the end of the day want to help us reach financial freedom. Follow me on YouTube: CitizenoftheYear!   Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice.

Today I reveal the 11th-20th  largest positions in my Fidelity stock portfolio. These stocks range from dividend stocks, to growth stocks, to SPACs and IPOs. I try to hold a wide variety of stocks but the ultimate goal is to get big money from them in the long run. Let me know what you think of my portfolio and if you would like to see my bigger positions. These videos would be way to long if I went over all of them at once. Follow me on my YouTube channel: CitizenoftheYear! Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice.