#125

Have you heard people talking about commercial mortgages and wondered what they’re on about?

Or maybe you have a basic grasp of what they are but don’t understand the finer details and would like to know how commercial mortgages work.

You'd like to know more about getting a commercial valuation as opposed to getting your property valued on a bricks and mortar basis?

Or perhaps you’re looking for tips and tricks to avoid those frequently dreaded and often misunderstood down valuations.

Well, if any of that sounds like you, this two-part special is most definitely for you as today’s guest is Martin Smedley of Prospero Finance which is part of the Fairstone Financial Management Group

Martin has been arranging finance for over 35 years so what he doesn’t know about investment finance simply isn’t worth knowing.

This week, we cover the difference between the two broad types of valuations: commercial and bricks and mortar and the factors that affect whether your lender will give you a commercial valuation.

We also touch on how Martin and his team maximise their clients’ chances of securing a genuine commercial valuation.

In Part Two, #126 we’ll be looking at ways to influence that valuer to give us as high a valuation as expected.

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