I know, I know.  Credit score talk is boring, scary, and soooooo not fun.  If you want to buy your first home, this is your vegetables - you gotta eat them.  I did my best to ramp it up, with some tips you've likely never heard before.  This is the real deal - insider info you can use.  First time home buyers, you GOTTA listen to this.  Share it.  Send it to a friend.  There are so many misconceptions out there.  I spoke for an hour with a guy whose only job is to slog through the crap of credit bureaus and credit scores 24/7 to help people trying to buy their first home, or looking to get a better car loan, or a better apartment to rent.  His job sounds like it sucks to me, but he knows his stuff, and I share the highlights with you here.  The end result is - we get to help people, and that's worth it.  If you are semi-informed, listen all the way to the end to get some nuggets you have not heard before (hell, I hadn't), and if you're brand new to growing your credit score - listen to this once a month.  Learn it, live it.  It's not sexy, and it's not a 5 minute magic seminar to change your life, but it will make things so much easier later in life.  #HowtoBuyaHomeGuy