Set up a call:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Check out our website:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!

We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.

Hire us and gain:

• Peace of mind during your exam process

• Insider knowledge of NCUA procedures and expectations

• Strategies to address potential issues before they become problems

• Continuous access to our extensive subject matter expertise

With our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.

Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.

𝙒𝙝𝙖𝙩 𝙞𝙨 𝙉𝙊𝙏 𝙤𝙣 𝙉𝘾𝙐𝘼'𝙨 𝙎𝙪𝙥𝙚𝙧𝙫𝙞𝙨𝙤𝙧𝙮 𝙋𝙧𝙞𝙤𝙧𝙞𝙩𝙞𝙚𝙨 𝙛𝙤𝙧 𝟮𝟬𝟮𝟯?

I write and speak often about NCUA's Supervisory Priorities which come out at this time every year.

Last year NCUA showed a HUGE increase in Priorities (up from 7 and 8 the previous years - to 11 topics).

Yet they didn't increase staff to handle these priorities which reminded me of the old saying - 𝗪𝗵𝗲𝗻 𝗘𝘃𝗲𝗿𝘆𝘁𝗵𝗶𝗻𝗴 𝗜𝘀 𝗔 𝗣𝗿𝗶𝗼𝗿𝗶𝘁𝘆... 𝗡𝗼𝘁𝗵𝗶𝗻𝗴 𝗜𝘀 𝗔 𝗣𝗿𝗶𝗼𝗿𝗶𝘁𝘆...

So I am pleased to see that NCUA has reduced the number of Priorities from 11 to 6!

I will have much content coming here and on my podcast on these 6 priorities soon...

but today I want to mention what "𝗳𝗲𝗹𝗹 𝗼𝗳𝗳" the priority list:

𝗘𝗹𝗲𝗰𝘁𝗿𝗼𝗻𝗶𝗰 𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗦𝘆𝘀𝘁𝗲𝗺𝘀: (Odd that it fell off since they only recently hired the new specialists).

𝗕𝗮𝗻𝗸 𝗦𝗲𝗰𝗿𝗲𝗰𝘆 𝗔𝗰𝘁: Ironic that it falls off when they just added BSA Specialists to the Budget - thus making me believe these specialists are being added more to create a career path for staff than expand exams in this area - so that is good for credit unions.

𝗖𝗮𝗽𝗶𝘁𝗮𝗹 𝗔𝗱𝗲𝗾𝘂𝗮𝗰𝘆: This was new to the list last year due to the new rule. Credit union capital is strong and IRR and Liquidity are job 1 and 2 so I get the rationale here also.

𝗖𝗘𝗖𝗟: Implementation is now required and with all the coverage on this topic I am surprised to say it is a non-event for my clients - another good move to take this off the priority list - but not so fast! They just moved it to Other Updates!

𝗟𝗜𝗕𝗢𝗥: goodbye and good riddance!

𝗟𝗼𝗮𝗻 𝗣𝗮𝗿𝘁𝗶𝗰𝗶𝗽𝗮𝘁𝗶𝗼𝗻𝘀: They must have concluded this was more of a good growth trend than a bad growth trend - which also led them to propose changes to the rule to allow more of this down the road (December board proposal).

They also snuck 𝗦𝘂𝗰𝗰𝗲𝘀𝘀𝗶𝗼𝗻 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴 into the "𝗢𝘁𝗵𝗲𝗿 𝗨𝗽𝗱𝗮𝘁𝗲" Category...so the decrease in priorities is actually smaller than it looks on the surface. More to follow from me on this topic soon.

I can't end this post without listing the actual 2023 Priorities - which I will discuss in detail here and elsewhere soon:

𝟭 𝗜𝗥𝗥

𝟮 𝗟𝗶𝗾𝘂𝗶𝗱𝗶𝘁𝘆 𝗥𝗶𝘀𝗸

𝟯 𝗖𝗿𝗲𝗱𝗶𝘁 𝗥𝗶𝘀𝗸

𝟰 𝗙𝗿𝗮𝘂𝗱 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻

𝟱 𝗖𝘆𝗯𝗲𝗿 𝗦𝗲𝗰𝘂𝗿𝗶𝘁𝘆

𝟲 𝗖𝗼𝗻𝘀𝘂𝗺𝗲𝗿 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 (𝗹𝗮𝗻𝗴𝘂𝗮𝗴𝗲 𝗼𝗻 𝗦𝗵𝗮𝗿𝗲 𝗢𝘃𝗲𝗿𝗱𝗿𝗮𝗳𝘁𝘀 𝗶𝘀 𝗾𝘂𝗶𝘁𝗲 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁𝗶𝗻𝗴).

Set up a call:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Check out our website:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!

We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.

Hire us and gain:

• Peace of mind during your exam process

• Insider knowledge of NCUA procedures and expectations

• Strategies to address potential issues before they become problems

• Continuous access to our extensive subject matter expertise

With our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.

Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.

Mark Treichel welcomes Dan Berger, the CEO of the National Association of Federally-Insured Credit Unions, to discuss NAFCU's 2023 advocacy priorities. They touch on the organization’s growth opportunities, technology and innovation, regulatory relief, fair market, and data protection. Dan explains the ideal approach in hiring the best team, particularly after the impact of the Great Resignation. Mark and Dan also tap into the importance of data protection in today’s digital age, the tax exempt status of credit unions, the right size of the NCUA board, and a lot more. Tune in to this episode and look forward to NAFCU’s vision and mission for 2023.

Set up a call:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Check out our website:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!

We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.

Hire us and gain:

• Peace of mind during your exam process

• Insider knowledge of NCUA procedures and expectations

• Strategies to address potential issues before they become problems

• Continuous access to our extensive subject matter expertise

With our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.

Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.

Sam Brownell of CUCollaborate made this post on LinkedIn last week:

I am thrilled to announce that CUCollaborate is incubating its first CUSO to pursue "the best idea I have ever had" and that I have successfully recruited Paul Matsui to lead it for us.

The CUSO leverages credit unions' superior pricing to help patients more easily manage their healthcare expenses. Rather than financing medical debt itself, the CUSO uncovers alternative debt expense reduction opportunities that help patients pay off their medical bills successfully without increasing monthly cash outlays or making painful sacrifices. By establishing a meaningful partnership between credit unions and healthcare providers, we will foster healthier, wealthier, and more equitable communities.

The CUSO is fundamentally a healthcare facing company, so I have been lucky enough to recruit Paul Matsui who has over 20 years of experience working with healthcare providers to lead the organization. Most recently, Paul served as Chief Strategy Officer and Chief of Staff at Socially Determined a software and analytics company focused on elevating health equity and outcomes through the quantification and stratification of social risk.

Previously, Paul spent 19 years at the Advisory Board (with my wife Megan Brownell) serving as Executive Director of its data analytics research and technology business, where he was accountable for developing a software ecosystem aimed at the firm's 2,000+ hospital and health system clients.

Earlier in his career, Paul spent six years as an equity research analyst, covering a wide range of companies in the biotechnology, medical device, and medical technology supply sectors on behalf of Smith Barney Citi, Goldman Sachs, and U.S. Bancorp Investments, Inc. Piper Jaffray.

Beginning his career as a bench scientist, Paul worked in labs at the Whitehead Institute for Biomedical Research at Massachusetts Institute of Technology and Harvard Medical School. He holds an AB degree in biochemistry and molecular biology from Harvard University.

If you are interested, we would like to schedule some time for Paul and I to present the opportunity to you and see if it something that your credit union would be interested in helping launch. What day and time would work best for you?

Set up a call:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Check out our website:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!

We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.

Hire us and gain:

• Peace of mind during your exam process

• Insider knowledge of NCUA procedures and expectations

• Strategies to address potential issues before they become problems

• Continuous access to our extensive subject matter expertise

With our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.

Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.

NCUA's Examination reports all state that the exam report documents our conclusions and agreed upon corrective actions.

So what does agreed upon mean?

It means you need to see it before it is final. Sadly that doesn't always happen.

While NCUA has improved their appeal process, formal appeal is still a PAIN.

NCUA encourages you to have an immediate dialogue - but what should you do if they are non-responsive?

We discuss that and more in this episode.

In 33 years at NCUA I served as Executive Director, Regional Director, Director of Special Actions, Supervisory Examiner, and Principal Examiner. I began at the ground level as an examiner. I rose to the top. As Executive Director I supervised your Regional Director. I know how NCUA thinks and why they think it. I know the examination process inside and out. I know how to communicate and negotiate with NCUA. I know how to get NCUA to YES instead of NO.

I can help if you are currently dealing with or thinking about:

An examination that did not go as well as you hoped

An Examination that is in process right now

An examination that is coming soon

Responding to an NCUA or state examination

Assessing a letter to you from your Regional Director or State Regulator

Seeking NCUA or State Regulator approval for an action you desire to take

Assessing actions you will take in response to a Document of Resolution

Receiving a Letter of Understanding and Agreement

Document of Resolution (DOR) Issues

Examiner Findings

Supplementary Facts

CAMEL Code Downgrades

Capital Adequacy

Asset Quality

Management Code

Earnings

Liquidity Code

Sensitivity Code

Commercial Lending MBL Issues

Interest Rate Risk (IRR)

Net Economic Value (NEV)

Secondary Capital

Subordinated Debt

Exit Conference / Joint Conference Challenges

Fair Lending Exam Issues

Field of Membership (FOM) Expansions

CECL Issues

Appeals

Reputation Risk

Net Worth Restoration Plans (NWRP)

Credit risk

Interest rate risk

Liquidity risk

Transaction risk

Strategic risk

Reputation risk

Compliance risk

NCUA's Large Credit Union Program

Transition to the Office of National Examinations and Supervision (ONES)

CFPB

Strategic Planning

Safety and Soundness

Supervisory Committee

Corporate Governance

Bank Secrecy Act (BSA)

NCUA Examination Priorities

NCUA's Examination Guide

National Supervision Policy Manual

Bank Purchases

Letters to Credit Unions

NCUA Regulations

Reach out today to discuss how I can assist you and your credit union.

For details on the 2017 regulation change on appeals see the text below:

Appeals Process for Agency Decisions Improved

The process of appealing agency decisions to the NCUA Board will be more efficient, consistent, and transparent under a final rule (new Part 746, Subpart B) approved by the Board.

Several current NCUA regulations include an embedded appeals process, but the new rule will replace those provisions with a uniform, comprehensive set of procedures that will apply in cases in which a decision by a regional director or other program office director is appealed to the Board.

The new rule will affect appeals of decisions in areas including chartering and field of membership, investment authority, conversions and mergers, creditor claims in liquidations, and share insurance determinations. Certain areas, such as formal enforcement actions, prompt corrective action, and material supervisory determinations, would not be covered under the new rule.

Set up a call:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Check out our website:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!

We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.

Hire us and gain:

• Peace of mind during your exam process

• Insider knowledge of NCUA procedures and expectations

• Strategies to address potential issues before they become problems

• Continuous access to our extensive subject matter expertise

With our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.

Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.

A look back at 2022 in Credit Unions, NCUA, and With Flying Colors - and a Look ahead at the opportunities and challenges in 2023.

NCUA will soon act on Field of Membership, the NCUA Exam Priorities, Annual Operating Plan, and Climate-Related Financial Risks.

I am The NCUA Interpreter. I Assist You with NCUA So You Save Time & Money. Former NCUA Executive Director & Examiner. Host of With Flying Colors Podcast.

I can help if you are currently dealing with or thinking about:

An examination that did not go as well as you hoped

An Examination that is in process right now

An examination that is coming soon

Responding to an NCUA or state examination

Assessing a letter to you from your Regional Director or State Regulator

Seeking NCUA or State Regulator approval for an action you desire to take

Assessing actions you will take in response to a Document of Resolution

Receiving a Letter of Understanding and Agreement

Document of Resolution (DOR) Issues

Examiner Findings

Supplementary Facts

CAMEL Code Downgrades

Capital Adequacy

Asset Quality

Management Code

Earnings

Liquidity Code

Sensitivity Code

Commercial Lending MBL Issues

Interest Rate Risk (IRR)

Net Economic Value (NEV)

Secondary Capital

Subordinated Debt

Exit Conference / Joint Conference Challenges

Fair Lending Exam Issues

Field of Membership (FOM) Expansions

CECL Issues

Appeals

Reputation Risk

Net Worth Restoration Plans (NWRP)

Credit risk

Interest rate risk

Liquidity risk

Transaction risk

Strategic risk

Reputation risk

Compliance risk

NCUA's Large Credit Union Program

Transition to the Office of National Examinations and Supervision (ONES)

CFPB

Strategic Planning

Safety and Soundness

Supervisory Committee

Corporate Governance

Bank Secrecy Act (BSA)

NCUA Examination Priorities

NCUA's Examination Guide

National Supervision Policy Manual

Bank Purchases

Letters to Credit Unions

NCUA Regulations

https://www.marktreichel.com/

https://www.linkedin.com/in/mark-treichel/

Set up a call:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Check out our website:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!

We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.

Hire us and gain:

• Peace of mind during your exam process

• Insider knowledge of NCUA procedures and expectations

• Strategies to address potential issues before they become problems

• Continuous access to our extensive subject matter expertise

With our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.

Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.

Credit union mergers are essential to everyone in a business, from the board of directors, the staff, down to the members themselves. When a merger happens, every aspect of the operation still needs to run smoothly, and an inclusive culture must continue to be implemented. Learn how credit union mergers should be executed, the best way to find the right business partner, how your branding should look like, and more.

Join Mark Treichel as he interviews the author of NAFCU's Merger Manual, Mike Lussier. Mike also is the CEO of Webster First Federal Credit Union. Together, they discuss a myriad of merger topics, such as considerations for:

·        staff

·        members

·        boards of directors

·        advertising

·        off-balance sheet liabilities

·        system conversions

·        branches

·        and much more!

Set up a call:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Check out our website:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!

We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.

Hire us and gain:

• Peace of mind during your exam process

• Insider knowledge of NCUA procedures and expectations

• Strategies to address potential issues before they become problems

• Continuous access to our extensive subject matter expertise

With our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.

Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.

Rick Mumm worked at NCUA for 34 years with most of that time being assigned to Field of Membership and new charters. We discuss the changes NCUA made in 2022 on FOM and more.

In 33 years at NCUA I served as Executive Director, Regional Director, Director of Special Actions, Supervisory Examiner, and Principal Examiner. I began at the ground level as an examiner. I rose to the top. As Executive Director I supervised your Regional Director. I know how NCUA thinks and why they think it. I know the examination process inside and out. I know how to communicate and negotiate with NCUA. I know how to get NCUA to YES instead of NO.

I can help if you are currently dealing with or thinking about:

An examination that did not go as well as you hoped

An Examination that is in process right now

An examination that is coming soon

Responding to an NCUA or state examination

Assessing a letter to you from your Regional Director or State Regulator

Seeking NCUA or State Regulator approval for an action you desire to take

Assessing actions you will take in response to a Document of Resolution

Receiving a Letter of Understanding and Agreement

Document of Resolution (DOR) Issues

Examiner Findings

Supplementary Facts

CAMEL Code Downgrades

Capital Adequacy

Asset Quality

Management Code

Earnings

Liquidity Code

Sensitivity Code

Commercial Lending MBL Issues

Interest Rate Risk (IRR)

Net Economic Value (NEV)

Secondary Capital

Subordinated Debt

Exit Conference / Joint Conference Challenges

Fair Lending Exam Issues

Field of Membership (FOM) Expansions

CECL Issues

Appeals

Reputation Risk

Net Worth Restoration Plans (NWRP)

Credit risk

Interest rate risk

Liquidity risk

Transaction risk

Strategic risk

Reputation risk

Compliance risk

NCUA's Large Credit Union Program

Transition to the Office of National Examinations and Supervision (ONES)

CFPB

Strategic Planning

Safety and Soundness

Supervisory Committee

Corporate Governance

Bank Secrecy Act (BSA)

NCUA Examination Priorities

NCUA's Examination Guide

National Supervision Policy Manual

Bank Purchases

Letters to Credit Unions

NCUA Regulations

Reach out today to discuss how I can assist you and your credit union.

Set up a call:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Check out our website:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!

We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.

Hire us and gain:

• Peace of mind during your exam process

• Insider knowledge of NCUA procedures and expectations

• Strategies to address potential issues before they become problems

• Continuous access to our extensive subject matter expertise

With our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.

Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.

Headlines are filled with challenges around FTX and stablecoin, making it seem like the industry won't be surviving or worth looking into anymore. But does it really mean that these products should be ignored? In this episode, Mark Treichel interviews Patti Wubbels, an Educational speaker and writer on Digital Assets, Cryptocurrency, DLT/Blockchain and DeFi in the Financial Industry, Consulting on Cost Savings, Revenue Growth and Process Efficiencies, and more! When it comes to vendor selection, Patti is the person to look for expert advice. Tune in and learn why blockchain and cryptocurrency products are still very much worth looking into despite the negative headlines about the industry!

Set up a call:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Check out our website:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!

We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.

Hire us and gain:

• Peace of mind during your exam process

• Insider knowledge of NCUA procedures and expectations

• Strategies to address potential issues before they become problems

• Continuous access to our extensive subject matter expertise

With our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.

Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.

Last Week In Credit Unions Today

Harper on vendor authority

https://www.americanbanker.com/opinion/credit-union-members-deserve-the-same-protection-as-bank-customers?utm_medium=email&utm_source=NCUAgovdelivery

Credit union members deserve the same protection as bank customers

With that statutory expiration, the NCUA lacks the same authority that all other federal banking regulators have to oversee and examine the vendors that depository institutions use for critical services like information technology, loan underwriting, payments and mortgage originations. As a result, the credit union system is vulnerable to exploitation by the cybercriminals, terrorist financiers, fraudsters and other lawbreakers who threaten our nation's economic security and the financial well-being of our citizens.

ECIP

https://home.treasury.gov/policy-issues/coronavirus/assistance-for-small-businesses/emergency-capital-investment-program

Richmond City Conservatorship

https://ncua.gov/newsroom/press-release/2022/richmond-city-employees-federal-credit-union-conserved

Board Agenda:

ACTION ITEM: The NCUA Board’s approval of a proposed rule to amend the NCUA’s rules relating to loan participations and eligible obligations.

SUMMARY: The proposed rule would amend the NCUA’s rules regarding the purchase of loan participations and the purchase, sale, and pledge of eligible obligations and other loans (including notes of liquidating credit unions).

The proposed rule is intended to clarify the NCUA’s current regulations and provide additional flexibility for federally insured credit unions to make use of advanced technologies and opportunities offered by the financial technology sector.

 The proposal would also make conforming amendments to the NCUA’s rule regarding loans to members and lines of credit to members by adding new provisions regarding indirect lending arrangements and indirect leasing arrangements.

Finally, the proposal would make other conforming changes and technical amendments in other sections of the NCUA’s regulations.

ACTION REQUESTED: Board approval of the 2023 – 2024 operating budget, capital budget, and Share Insurance Fund administrative budget.

RECOMMENDED ACTIONS: As detailed in the staff draft justification and modified by this board action memorandum, the NCUA Board approves: 1. The 2023 operating budget of $344,158,000 and 1,214 positions and the 2024 operating budget of $387,588,000 and 1,240 positions.

FTX SBF Arrested

CUs, Banks May Exit Zelle if Required to Reimburse Scammed Users, NAFCU, Bank Trade Groups Say

https://www.cutoday.info/Fresh-Today/CUs-Banks-May-Exit-Zelle-if-Required-to-Reimburse-Scammed-Users-NAFCU-Bank-Trade-Groups-Say

With Clock Ticking, NAFCU Reminds Congress of What It Would Like to See

https://www.cutoday.info/Fresh-Today/With-Clock-Ticking-NAFCU-Reminds-Congress-of-What-It-Would-Like-to-See

Set up a call:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Check out our website:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!

We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.

Hire us and gain:

• Peace of mind during your exam process

• Insider knowledge of NCUA procedures and expectations

• Strategies to address potential issues before they become problems

• Continuous access to our extensive subject matter expertise

With our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.

Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.

NASCUS, the National Association of State Credit Union Supervisors, is the body that advocates for a strong and healthy state credit union system. Its members include state regulatory agencies, credit unions, credit union leagues, and organizations that support the state credit union system. The NASCUS mission is to enhance state credit union supervision and advocate for a safe and sound credit union system.

In this episode, I talk to NASCUS's CEO, Brian Knight. We discuss:

·         NASCUS structure and membership,

·         NASCUS Training Offerings,

·         What might be coming in 2023 on the State and Federal Legislative Front,

·         Trends in Credit Unions,

·         And Much More.