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Credit Unions vs. Banks: What Q2 Data Reveals

In this episode of With Flying Colors, Mark Treichel is joined by Steve Farrar, Todd Miller, and Dennis Bauer to break down the latest Q2 reports from NCUA and FDIC. Together, they unpack what the numbers really mean for credit unions, banks, and the communities they serve.

What you’ll learn in this episode:

• 📊 How credit union deposit and loan growth stacks up against banks in Q2.
• 💸 Why net interest margins and operating expenses tell two very different stories.
• 🏦 Where credit unions are taking market share — and where risks are rising.
• ⚖️ The growing gap in capital strength between credit unions and community banks.
• 🔮 Key headwinds to watch for the rest of 2025, from liquidity pressures to rising delinquencies.

Whether you’re a credit union leader, regulator, or industry observer, this episode delivers insights on who’s winning the quarter — and what challenges lie ahead.