Deal Talk

Deal Talk

By Geoffrey Jerome VeitBusinessEducationHow To
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Deal Talk episodes

  • There is more after the purchase

    There is more after the purchase

    Crooks in Georgia

    More crooks

    Winter driving concerns

    Review all the numbers

    Review the Monroney Label

    Read the manual

    Register your tires

    Used must register with the manufacturer

    Used vehicle extras

    Sealant, upholstery guard, mud flaps

    Extras you should get

    The bag in the trunk

    Leasing worries less

    If a better deal shows up

    27 min
  • Maximizing truck value

    Maximizing Truck value

    What to buy?

    Resale is in cahoots with quality

    Merging the worst

    Used vehicle giants

    Up to zillions off

    Interest rates grow  

    The box size

    Transmission and resale

    Engine, bigger is usually better

    4x4 = $x$ Keeps on giving

    Know exactly what you need before you look

    Finance is a bigger factor now

    Used trucks compared to new

    Carfax always

    Check for Flood vehicles

    29 min
  • Odds and ends review

    Odds and ends review

    1. Tires at the manufacturer or the auto dealer
    2. Michelin
    3. Assertive is a key, not aggressive
    4. Car hacking
    5. Follow a hacking plan
    6. In person please
    7. Trade shopping
    8. Enough quotes?
    9. Not your friends
    10. Fee or no fee?
    11. Your name is enough
    12. Payment calculator
    13. Always Car-fax or Auto-check, flood check, dealer repair order
    31 min
  • F&I Purpose

    F&I purpose

    Dealer F&I profits rage to a $1700 average

    The peaks are $3500

    Payment packing is getting worse

    Autonomous may not be possible right now

    What to do with F&I

    No to everything can be as bad as yes

    Geographic add-ons help resale

    OEM add-ons

    Dealers use add-ons

    Prepaid maintenance

    Life and A&H

    Motorcycle add-ons

    Truck add-ons

    Always the factories Extended warranty

    You can shop all of it before you buy

    Plan and price add-ons before you get to the dealership

     

    29 min
  • Getting yours ready

    Getting yours ready

    1. Off lease means look thoroughly
    2. Out of warranty? Try anyway
    3. Selling it any method
    4. Know why you are selling
    5. What you should verify and know
    6. Trade wise
    7. Retailing pays
    8. Trade or not to trade
    9. Preparation is the same
    10. Know what you are trading
    11. Deal first, trade second
    12. Research it all
    13. Getting it ready pays off
    14. Four or five times what you spend
    15. No matter what you are trading
    16. What you owe versus trade
    17. Resale value is a big part
    29 min
  • Cedit scores, Off lease and Price labels

    Credit scores, Off lease and Price labels

    What the pricing label mean

    Getting your credit score

    Buying long distance

    You can do it

    Off lease or rental

    Maintenance could be lacking

    Check it thoroughly

    Get the right info

    What’s a deal?

    Labels

    Monroney matters

    Watch out for double Monroney

    What the label can tell you

    Comparing your diligence

    Additional Information

    Addendum label types

    Buyers guide

    Used labels for equipment only

    MSRP for proper comparison

    OTD is all that counts

    33 min
  • Repos, Rebates and Flood vehicles

    Repos, Rebates and Flood vehicles

    They can take it without warning

    No damage allowed in most states

    Get it back quick, maybe

    You will get your stuff

    Rebate vs finance

    Have a payment calculator

    Check every time

    Resale is still king

    Left over for a reason

    They are everywhere

    Avoiding a flood unit

    Beware of location

    Areas to identify

    Don't be price blind

    Large auto groups as well

    Luxury vehicles are included

    Electric is out

    26 min
  • If you are in a rush

    Whirlwind buying

    Super cruise and drowsy

    675 7to 725

    If you don’t care

    Buyer beware when rushing

    Diligence in a hurry

    Phone and Internet

    A one-price store?

    One day

    Be assertive, not aggressive

    Aftermarket exceptions

    What slows you down?

    Something is better than nothing

    The basics of the basic

    29 min
  • Financing any situation

    Financing any situation

    Dealer fee lawsuit

    Dealer fee is just more profit

    Write to congress

    credit sources. 

    Beacon scores and how they relate  

    More down payment can help

    What's the quality?

    Buy here pay here

    Churning

    Laws that help

    What states should do

    Secondary finance sources are better then BHPH

    Get some testimonials!

    You can shop!

     After you shop banks, see what the dealer can do

    Average credit can get a better call by shopping

    27 min
  • Email questions and buying a motorcycle

    Motorcycle diligence

    OTD question

    Prior damage

    Why 36 month leases?

    Motorcycle buying

    Some things just can’t be skipped

    Quotes.

    Motorcycles are the same, except

    Price can very even more

    Insurance can be huge

    Where matters

    Tire dates are paramount

    New or used?

    Extended warranties even more

    Resale is still king

    30 min

About Deal Talk

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Advice on buying a car, truck or motorcycle. How to save money and avoid the hassles when purchasing or leasing a vehicle. Information about every aspect of an automotive purchase. Financing,…