Conventional wisdom can only get you so far, especially when dealing with unforeseen life events that might permanently change your plans. On this week's episode of Decoding Retirement, host Robert "Bob" Powell speaks with Keith Wargo, president and CEO of Autism Speaks, about the financial necessities of autism care. Keith discusses resources to help families affected by autism, the importance of setting up special needs trusts, and ways to stay on track for retirement. Later in the episode, Bob chats with Zvi Bodie, Boston University professor of management emeritus, about why the risks inherent in buying stocks may be higher than you think. Tune in now for two important conversations on one eye-opening episode of Decoding Retirement.

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The best laid plans for retirement can be totally upended by an unexpected medical emergency, especially if you don't have a reserve of savings to draw from. On this episode of Decoding Retirement, host Robert "Bob" Powell speaks with Sudipto Banerjee, global retirement strategist at T. Rowe Price, about what you can do to factor healthcare costs into your retirement planning. Sudipto discusses maximizing tax efficiency with Health Savings Accounts, whether you should consider a Medigap policy, and whether de-risking some of your investments as you enter retirement may be the right move.

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The steady stream of dire news about Social Security continues to affect retirement plans around the country; but one man is surprisingly optimistic about its future. On this episode of Decoding Retirement, host Robert "Bob" Powell speaks with Andrew Biggs of the American Enterprise Institute. Biggs reveals that retirees tend to be much more confident in their savings, and discusses why the doom and gloom about Social Security may be premature. For a refreshingly contrarian take on retirement in America, listen to this week's installment of Decoding Retirement.

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With a rapidly aging workforce, budgeting time and money for caregiving has become even more crucial for the average American.

On this episode of Decoding Retirement, host Robert "Bob" Powell speaks with MIT AgeLab director Joe Coughlin, who shares his unique perspective on the advancements and challenges that await retirees. Coughlin also discusses the impact of unpaid caregiving on family finances, maintaining cash flow after retirement, and the financial benefits of residing in livable communities.

Yahoo Finance's Decoding Retirement is hosted by Robert Powell.

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Dr. Mehmet Oz, now head of the Centers for Medicare & Medicaid Services, lays it out plain: healthcare isn’t just a cost, it’s an investment to win the future. Want to fix Medicare, Medicaid, and save America trillions? Dr Oz says get people healthy, working, and off government dependency.  On Decoding Retirement, Dr. Oz tells host Bob Powell that he is cutting waste within Medicare and Medicaid - and demanding results.  He backs work requirements as common sense and insists medical debt must be tackled through price transparency and enforcement. Rising Medicare premiums? He’s pushing reforms to protect seniors’ wallets. Bottom line: Oz tells Powell he’s in the “change business” - and he’s here to make healthcare work for hardworking Americans.

Yahoo Finance's Decoding Retirement is hosted by Robert Powell.

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As benefits are cut and Social Security approaches possible insolvency, retirees are being asked to work longer and accept fewer benefits. Is this inevitable, or is an alternative outcome possible? On this episode of Decoding Retirement, host Robert "Bob" Powell speaks with Teresa Ghilarducci, Professor of Economics at The New School, about challenging the conventional assumptions around retirement. Teresa discusses the 'retirement gap,' the ways retirees can speak out against cuts, and how guaranteed retirement accounts could be an effective way to support Americans through their golden years.

Yahoo Finance's Decoding Retirement is hosted by Robert Powell.

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Prospective retirees hoping to cash in their Social Security after 2033 may be in for a rude awakening. The 2025 Trustees Report confirmed that the program will only be able to pay 77% of the expected disbursements after 2033, and with the expected tax cuts from the new Republican budget bill, that number could shrink even faster. On this episode of Decoding Retirement, host Robert "Bob" Powell speaks with certified retirement management advisor Marcia Mantell about these findings and more, delving into the serious implications for your retirement. Marcia discusses what you can do to make up for the shortfall, how US birth rates may be affecting financial projections, and the potential effects of up to 8 million people losing their healthcare coverage through the Affordable Care Act.

Yahoo Finance's Decoding Retirement is hosted by Robert Powell.

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The Republican tax bill has been signed into law, and many of its provisions will affect retirement and benefits for millions of Americans. On this episode of Decoding Retirement, host Robert "Bob" Powell discusses the bill with Jae Oh, CFP and education fellow at the Alliance for Lifetime Income, diving into the complex provisions and adjustments that could directly impact you. Jae gives his expert insight on changes in plan eligibility, funding for Medicare, and increases in the cost of coverage. For actionable advice that will get you ahead of the curve, check out this episode of Decoding Retirement.

Yahoo Finance's Decoding Retirement is hosted by Robert Powell.

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What are the biggest mistakes people make when managing their retirement accounts? This week on Decoding Retirement, Robert "Bob" Powell dives into the complex world of IRAs with "the IRA Whisperer" Denise Appleby, CEO of Appleby Retirement Consulting. Denise discusses what to do if you miss your required minimum distribution, the best way to do a 401(k) rollover, and the IRS forms you need to stay on top of your retirement. To hear expert insight on a key component of retirement planning, check out this episode of Decoding Retirement.

Yahoo Finance's Decoding Retirement is hosted by Robert Powell.

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Can AI really replace a skilled financial professional? In this episode of Decoding Retirement, Robert "Bob" Powell speaks with Nick Holeman, director of financial planning at Betterment, about why you might not want to ditch your adviser for a chatbot just yet. Nick also discusses how to utilize the Roth conversion window, how political uncertainty is affecting the market, and approaching your investments algorithmically to focus on goals, not just growth.

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