What’s the difference between a credit report and a credit score?
Can COVID-19 have an impact on my score?
How often should I be checking my credit?
You've got credit scores and we have answers! On this week’s episode of Real Money, Real Experts. Co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson dig deep into all things credit. With guest Rod Griffin, Senior Director of Consumer Education and Advocacy for Experian, they talk through what every consumer should know about credit and how to help counsel clients through issues.


Show Notes:

00:52 Rod Introduction
3:58 History of Experian and the Big Three (Credit Agencies)
7:50 Difference between US Credit Industry and the Credit Industry Abroad
10:38 Differences Between a Credit Score and a Credit Report
12:24 Good Credit Score and its Impact on your Financial Wellness
15:05 Common Myths about Credit
20:00 Checking your Credit Report
22:49 Using Experian Boost with your Clients
25:39 Identity Theft
29:43 Filing a Dispute 

Show Notes:

Credit Repair Kit for Dummies-5th edition : https://www.wiley.com/en-us/Credit+Repair+Kit+For+Dummies%2C+5th+Edition-p-9781119771067
Rod is donating any proceeds he receives to nonprofits that promote financial education and financial inclusion
History of Experian: https://www.experianplc.com/media/1323/8151-exp-experian-history-book_abridged_final.pdf
Free credit report through Experian:  https://www.experian.com/consumer-products/free-credit-report.html
Annual Credit Report.com: Get 1 free credit report each year from all 3 credit reporting agencies (weekly during the pandemic): https://www.annualcreditreport.com/index.action
Experian Boost: https://www.experian.com/boost
File Fraud Report: https://www.experian.com/fraud/center.html
Filing a dispute via Experian: https://www.experian.com/disputes/main.html'
Connect with Experian: Twitter or on Instagram
Connect with Rod: Twitter or on LinkedIn

 

Ways to connect with Experian via credit chats and education: www.experian.com/crediteducation

#CreditChat (ex.pn/creditchat)
#CreditChatLive (ex.pn/creditchatlive)

AFCPE Membership:
 https://www.afcpe.org/membership/
AFCPE Education and Training:
https://www.afcpe.org/education-and-training/

Want to get involved with AFCPE®?
Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!

Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.