For years, we've all been taught that bonds are the "safety" valve to the otherwise stock-heavy allocation of our retirement/investment portfolios. And for years, we've argued that this was largely unproven as all of us have been living through extraordinary times where bond ETFs and mutual funds haven't faced the pressure of rising interest rates. 

But the tables have turned over the last year to 18 months. Interest rate policy has shifted, and bond funds (ETFs and mutual funds) are reaping the sour harvest. The notions about bonds being more stable and safe are not holding. 

In this episode, we look at specific data that may surprise you. Did you ever think you'd live through a time when the value of an investment-grade bond-focused ETF would experience a 17% loss in a calendar year? 2022 was one of those years.  ____________________________

If you're looking for an asset that provides similar average returns to bonds over time without the risk of losing money year-to-year, perhaps you might be interested to see how whole life insurance compares. We have more than 30 years of combined experience assisting clients with whole life insurance that achieves that result, and we'd love to work with you. Please click here to contact us and have us work for you to get the right policy set up this year.