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As we navigate the tumultuous seas of medical education's financial demands, you'll discover the myriad of ways it shapes decisions, lifestyles, and the future of healthcare. Joined by Dr. Love Anani from the Student National Medical Association (SNMA), we're celebrating 60 years of the organization's incredible support for medical students as we dissect the costs from MCAT to residency. Delve into our candid exchange on how the weight of student loans can alter career paths and delay life’s milestones, and learn why choosing a specialty isn't just about passion but often a calculation tinged with economic considerations.

Imagine a world where your student debt doesn't chain down your aspirations but acts as a springboard to your dreams. You'll see that Dr. Love treats student loans like a utility bill—steady, manageable, and non-crippling. Together with his wife, also a physician, they've crafted a repayment strategy that's ambitious yet grounded. Their aim: to clear their loans without letting them eclipse the joy of their profession or life's pleasures. 

In an era where the price tag on medical education skyrockets without a corresponding leap in resident salaries, we contemplate the ethical quandaries and barriers this creates. The narrative isn't all grim; our discussions on strategic indulgences, the distinction between good and bad debt, and how even the smallest contributions to organizations like the SNMA can ripple into significant impact, will leave you inspired. Join us as we dissect these issues, and more, offering a lifeline of advice and solidarity to those embarking on the noble journey of a medical career.

Medical student’s loans statistics- https://images.app.goo.gl/gNk2FSPLJP6JuEit8

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The hidden power of your CV isn't something they teach in medical school. In this episode we talk about aspects of locum tenens work that every physician should understand before entering this space. Remember: nobody cares about your schedule, finances and career trajectory more than you do.

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We tackle a listener question about establishing an LLC in a tax-friendly state while living in high-tax New York City. We discuss the complexities of multi-state taxation, what it's like juggling business entities across state lines and why getting a CPA is necessary.

FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums

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Balancing a job while preparing for medical school can feel like an impossible task. It's a rocky terrain many pre-meds must navigate. We start off with Dr. Nii giving his own story of being rejected from med school twice and how he changed his strategy and later got accepted. We then lay out practical strategies for pre-meds juggling work and study. So whether you're working while studying or facing other challenges on your medical school journey, tune in and take some notes.

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Join us as we address a question from Jay on how to balance working while studying. Through personal stories and actionable advice, we explain why your medical school dreams remain within reach with strategic planning and unwavering determination.

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Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com

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Prepare to be captivated by our deep dive into Ryan Coogler's ambitious film "Sinners" that delivers stunning visuals, powerful performances, and weaves themes of racism, colonialism, and religious tension into a horror framework.

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Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com

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Our discussion stems from a shocking case of obstetrical abuse where an attending deliberately created a fourth-degree laceration on a Black patient who had just delivered her baby without complications, solely so a resident could practice the repair.

We go deep into how medical training can sometimes cross serious ethical boundaries and remaining silent when witnessing unethical practices doesn't just harm patients, it erodes one's own moral foundation and perpetuates a culture where abuses can continue unchecked.

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This episode is sponsored by 

Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

We dive into the crucial financial knowledge gap in medical education and share powerful insights from our session at the Student National Medical Association's annual conference. We also talk about why the journey from pre-med to medical leadership positions showcased at this conference reminds us all why mentorship matters so profoundly in medicine.

FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums

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This episode is sponsored by 

Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

Join us for a discussion about prenuptial agreements among physicians as we reveal why we ultimately decided against a prenup in our marriage.

We also reflect on a recent presentation at the Student National Medical Association conference where we educated medical students about physician income streams and financial literacy topics missing from traditional medical education.

FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums

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This episode is sponsored by 

Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com

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Join us for a Q&A session with Dr. Jim Dahle, the founder of The White Coat Investor. We asked him questions on various topics like, whether doctors are white collar or blue collar workers, PSLF, Locums and real estate investment timing.

FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums

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Article on “Most common questions I get asked by young doctors - https://www.whitecoatinvestor.com/common-finance-questions-asked-by-young-doctors/

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Merch: https://docs-outside-the-box.creator-spring.com

This episode is sponsored by 

Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com