Infinite Banking Mastery

Does IBC Work for Everyone?


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There are different reasons people think Infinite Banking couldn’t work for them. But the most common concerns are age, health, and income.

If you’ve ever wondered “Am I too old?” or “Do I have enough money?” or “Will my high blood pressure get in the way?” this is your episode!

I’ll explain what factors are most important to qualify for the whole life coverage you need for efficient Infinite Banking. And I’ll share strategies you can use to get this coverage even if your health isn’t as good as it used to be.

Listen now!

Show highlights include:

  • Your biggest concerns about your ability to get coverage aren’t really the biggest concerns. The single factor that trumps both your age and your income. (0:45)
  • Want to insure a relative? It’s possible, but not always as easy as you think. (0:56)
  • “No risk” way to consider underwriting even if you have common health issues like high blood pressure or high cholesterol. (2:05)
  • The practical reason to be completely honest filling out paperwork about medical conditions. (2:37)
  • “Big picture” view of insurance ratings and how the different rate classes affect Infinite Banking. (4:16)
  • Rating class too low for a whole life policy that works great with IBC? Do this immediately. (5:02)
  • Waiting until your health improves before you get coverage could be the biggest mistake of your life. Here’s what to do instead. (5:48)
  • Why a lower health rating doesn’t drive up IBC costs as high as you think. (9:32)
  • Definitive answer to the age-old question: “Can IBC really work for me?” (10:58)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

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Infinite Banking MasteryBy Valerie LaRoque

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