Doing Divorce Different with Lesa Koski

Saddle Up Segments are bite-size, bonus episodes offering one thing our listeners can do right away to add value to their life. Dr. Lena Robertson’s advice  for better aging was to focus on more sleep and less stress. Stress and trauma can be reduced through breathwork. Take the time to breathe in for five seconds and out for 6 seconds to get yourself into a rest and digest state. Like what you're hearing? Be sure to check out the full-length episodes and new releases every Tuesday. 

Resources:

Dr. Lena Robertson’s Website

Dr. Lena Robertson Instagram

Free Guide: Functional Labs For Acing Aging: What You Should Test & Why!

Lesa Koski Website

Lesa’s Online Courses

The Onward app was made for divorced parents to help track, share, and split their children's expenses. Download The Onward App today for iOS or Android!

Mentioned in this episode:

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Do you love Doing Divorce Different and want to hear more from Lesa Koski and her amazing guests? Tune in to the Saddle Up Live Podcast, a transformative podcast tailored for women aged 40 and beyond, where courage, God's grace, and a touch of sass are the driving forces behind conquering life's challenges.

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Today we are joined by Dr. Lena Robertson, a Naturopathic Doctor. Dr. Robertson specializes in helping women age well, balancing hormones, and thriving through menopause. She talks about her experience as a child of divorce and then going through a divorce herself. Dr. Robertson gives some great tips on managing metabolism and hormones as you age. She also discusses the effects of stress on the body, which we know can be a big one during divorce, and some tips on managing stress. Tune in today to learn more about aging well!  

In this episode:

[2:10] Dr. Lena Robertson provides her experience as a child of divorce. [5:48] What was Dr. Robertson’s experience going through a divorce herself?

[6:42] When did Dr. Robertson go to medical school and why did she make that career choice? [11:00] What is Dr. Robertson’s current business? [15:47] How to manage metabolism and hormones as you age. [20:13] What can you do to help your hormones stay more balanced? [23:12] Tips on how to get more sleep/what affects your sleep.

Key Takeaways: 

Sleep and stress are the foundations of health. These two areas will impact your life and guide you to better health. There is no one size fits all diet or exercise routine. To determine the best diet for you, there are some great labs available. Check out Dr. Robertson’s free guide to learn more. Maintaining a calm co-parenting relationship is key for children to grow up feeling confident and resilient. The better you work together as a team, the better it will be for your children in their adult years. 

Quotes: 

“Sleep and stress, those are the foundations of health. If you're not getting proper sleep, if you're super stressed out it's going to put everything out of whack.” - Dr. Lena Robertson

“How you set yourself up for the day also has a big impact. So getting the natural light in your eyes first thing in the morning. First thing in the morning go outside, doesn’t have to be long, get the light in your eyes. If you live in a place like me (Bellingham, Washington) get one of those lights, sun lamps.” - Dr. Lena Robertson

Guest Bio: 

Lena Robertson is a health consultant and creator of The Acing Aging Method. She helps ambitious Gen Xers and Baby Boomers reclaim their metabolism, hormones, mind + energy so they can continue sharing their gifts, expand their reach, better serve their clients and show up even more for the people they love. Her approach to healthy aging and the support she provides is unlike anything you will find in the online space for anti-aging. Lena pulls from her experience as a naturopathic doctor, her own signature functional lab analysis methodology, and extensive study on aging in order to guide her clients to better client results and long-term health and wellness success.

Resources: 

Dr. Lena Robertson Instagram

Free Guide: Functional Labs For Acing Aging: What You Should Test & Why!

Lesa Koski Website

Lesa’s Online Courses

The Onward app was made for divorced parents to help track, share, and split their children's expenses. Download The Onward App today for iOS or Android!

Mentioned in this episode:

Saddle Up Live Podcast Ad

Do you love Doing Divorce Different and want to hear more from Lesa Koski and her amazing guests? Tune in to the Saddle Up Live Podcast, a transformative podcast tailored for women aged 40 and beyond, where courage, God's grace, and a touch of sass are the driving forces behind conquering life's challenges.

Saddle Up Live Podcast

Saddle Up Segments are bite-size, bonus episodes offering one thing our listeners can do right away to add value to their life. During this week's episode, Jacklyn Rome, the CEO and creator of the Onward App shares the benefits of her incredible app. Onward allows co-parents to track finances and split the expenses as they see fit. Finances are often a sticky subject causing conflict to many co-parents, so download the app today and get 3 months free to see how it can help you. Like what you're hearing? Be sure to check out the full-length episodes and new releases every Tuesday. 

Resources

Onward App Website

Onward App Instagram

Lesa Koski Website  

Lesa’s Online Courses 

Mentioned in this episode:

Saddle Up Live Podcast Ad

Do you love Doing Divorce Different and want to hear more from Lesa Koski and her amazing guests? Tune in to the Saddle Up Live Podcast, a transformative podcast tailored for women aged 40 and beyond, where courage, God's grace, and a touch of sass are the driving forces behind conquering life's challenges.

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Today we are joined by CEO and Founder of the Onward App, Jacklyn Rome. Jacklyn talks with us about the fantastic app that she has created and her vision behind it. She dives into the details that the app provides and how co-parents can use it to keep the financial stress away. With money and expenses being one of the biggest causes of disagreements in co-parenting situations her app can be a life saver when it comes to keeping the peace. Tune in today to learn more about Onward and the benefits for your co-parenting relationship. 

In this episode:

[1:35] What made Jacklyn want to start the Onward App? [3:18] How does Onward work? [5:43] What made Jacklyn stick with just the finances on the Onward App? [9:03] How would a shared debit card work as a future Onward App option? [11:55] What else is unique about Onward? [16:09] A piece of advice for co-parents.

Key Takeaways: 

Money and expenses are often a cause of stressful conversations. Onward eliminates the stress by allowing both parents to see what money is being spent, how it is spent, and even to put some limits around spending. There are a lot of apps available for calendaring and agreements, but finances seem to be lacking on those apps. Onward specializes on their focus of expenses and transparency. 

Quotes: 

If divorced parents can get along, it just does amazing things for their children. So I support anything thats going to help ease that and any little tips.” - Lesa Koski

Today most child support payments only cover 3 categories of food, shelter and clothing. And per the USDA thats 53% of the cost of raising a child. So everything else, the medical bills, extra curricular activities, math tutoring, summer cap etc. usually fall outside of that and people will agree on a child support payment while in the divorce process but then one they get divorced theres all these expenses that continue to pile up, very often the person whos the provider of funds doesnt understand why their being charged additional money for their kids.” - Jacklyn Rome

A lot of the companies I've seen out there in the divorce space create content that's very negative. And backwards looking like mostly focused around villainizing an ex or kind of bringing you back into the past. And the reason actually we're called Onward is really around bringing people into the future and getting them excited about that next stage of life as a co-parent. So we, you'll see a lot of content even integrated into our app around having the most effective co-parenting relationship and how to move on with your life.” - Jacklyn Rome

Guest Bio: 

Jacklyn is the CEO and Founder of Onward, an app that helps divorced and separated parents to track and manage shared expenses for their children more easily. Prior to starting Onward, Jacklyn worked on new product launches at Uber and Blue Apron and spent time in venture capital and entrepreneurial consulting. She's passionate about making a difference in people's lives and building new and innovative products.

Resources: 

Onward App Website

Onward App Instagram

Lesa Koski Website

Lesa’s Online Courses

Mentioned in this episode:

Saddle Up Live Podcast Ad

Do you love Doing Divorce Different and want to hear more from Lesa Koski and her amazing guests? Tune in to the Saddle Up Live Podcast, a transformative podcast tailored for women aged 40 and beyond, where courage, God's grace, and a touch of sass are the driving forces behind conquering life's challenges.

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Saddle Up Segments are bite-size, bonus episodes offering one thing that our listeners can do right away to add value to their life. Ellen Bruno wanted our listeners to remember to choose joy and love regardless of their situation. Don't choose anger or resentment. Allow your kids to witness the loving history that once existed. Allow there to be love, which is deeply nourishing for your children to know they came from love. Also, it’s never too late to start showing your kids what a loving relationship looks like. Like what you're hearing? Be sure to check out the full-length episodes and new releases every Tuesday. 

Resources:

Bruno Films

Split Film Outreach Project

The Split Film Guide

Lesa Koski Website

Lesa’s Online Courses

Mentioned in this episode:

Saddle Up Live Podcast Ad

Do you love Doing Divorce Different and want to hear more from Lesa Koski and her amazing guests? Tune in to the Saddle Up Live Podcast, a transformative podcast tailored for women aged 40 and beyond, where courage, God's grace, and a touch of sass are the driving forces behind conquering life's challenges.

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Documentary filmmaker, Ellen Bruno, joins us for today’s episode. Ellen focuses on ways that divorce impacts children and has produced two films, Split and SplitUp. Both films follow 12 children who were raised through a divorce and what the long-term effects were on their lives. She talks with us about what she wishes parents knew and how best to support children through difficult times. Ellen touches on the impacts of generational divorce as well. Tune in today to learn how to change the story so that your kids can have loving, healthy relationships in the future. 

In this episode:

[02:29] What drove Ellen to create Split? [05:52] Ellen shares the key things she learned while filming Split. [11:17] What Ellen believes kids want to hear differently through their divorce/growing up after divorce. [13:40] What happens to children in the long term when there are continuous conflicts between parents? [19:51] How does being a child of divorce affect children’s outlook on love for themselves? [21:05] What information did Ellen find about generational divorce?

Key Takeaways: 

Families with parents who were more cooperative and had less conflict, fared better long-term. Families with more conflict post-divorce, those children are still struggling long-term. Have the courage to listen to your children's concerns, hear their questions, and answer appropriately for their age with the needed information. Help them make sense of the situation. Confirm to them that the decision isn’t because of them. Disengage from the toxic environment for both the parents and children. Put the anger and resentment aside and show up for the kids as much as possible. Choose joy and choose love as often as possible. 

Quotes: 

“Sometimes we think, oh divorce is something that happens within a discrete period of time, and then everyone moves on. Well actually, as we all know, divorce becomes part of the DNA of our family structure, part of the experience of our children, and that will be true when they are 40 as it is when they are 4.” - Ellen Bruno

“I just want parents to have the courage and understand that opening up these conversations and allowing your children to ask questions is going to be one of the best things you can do for your kids. And it doesn't mean you have to answer every question, but everybody that goes through a difficult situation, whether its political refugees, prisoners, young sex workers, or kids from divorce, everybody needs to make sense of their experience in order to move forward. They need to make sense of their experience in order to move forward.” - Ellen Bruno

Guest Bio: 

Ellen Bruno is an award-winning documentary filmmaker based in San Francisco. With a background in international relief work, Ellen’s films have focused on issues at the forefront of human rights. She began her relief efforts in remote Mayan villages in Tabasco, Mexico. She has worked in refugee camps on the Thai-Cambodian border with the International Rescue Committee, in Vietnamese boat camps with The Refugee Section of the American Embassy in Thailand, and as director of the Cambodian Women's Project for the American Friends Service Committee.

Ellen completed a master's degree in documentary film at Stanford University. She is a recipient of Guggenheim and Rockefeller Fellowships, a Goldie Award for Outstanding Artist, an Alpert Award for the Arts, an Anonymous Was A Woman Award for the Arts, a Shenkin Fellowship from Yale University School of Art, and was an Artist-in-Residence at the Yerba Buena Center for the Arts.

Resources: 

Bruno Films

Split Film Outreach Project

The Split Film Guide

Lesa Koski Website

The Onward app was made for divorced parents to help track, share, and split their children's expenses. Download The Onward App today for iOS or Android!

Mentioned in this episode:

Saddle Up Live Podcast Ad

Do you love Doing Divorce Different and want to hear more from Lesa Koski and her amazing guests? Tune in to the Saddle Up Live Podcast, a transformative podcast tailored for women aged 40 and beyond, where courage, God's grace, and a touch of sass are the driving forces behind conquering life's challenges.

Saddle Up Live Podcast

Saddle Up Segments are bite-size, bonus episodes offering one thing that our listeners can do right away to add value to their life. The best thing you can do when determining your housing situation during divorce is to turn to a mortgage loan officer specializing in divorce. Don’t worry about all the details; take the pressure off of you and get clarity from a reputable source! Like what you're hearing? Be sure to check out the full-length episodes and new releases every Tuesday. 

Resources:

Brett Leschinsky CrossCountryMortgage

Brett Leschinsky Facebook

Brett Leschinsky LinkedIn

Lesa Koski Website

Lesa’s Online Courses

Mentioned in this episode:

Saddle Up Live Podcast Ad

Do you love Doing Divorce Different and want to hear more from Lesa Koski and her amazing guests? Tune in to the Saddle Up Live Podcast, a transformative podcast tailored for women aged 40 and beyond, where courage, God's grace, and a touch of sass are the driving forces behind conquering life's challenges.

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Today we are joined by Brett Leschinsky, a loan officer specializing in divorce. Brett shared some incredible information about navigating the complexities of divorce and real estate. He walks through what information mortgage professionals need in the divorce decree, how to qualify for a new home loan or refinance using child support and spousal support, and how to keep your current interest rate when taking over the mortgage. Tune in for the creative tips he has to make home buying or refinancing simple post-divorce. 

In this episode:

[2:08] What led Brett to go into his field of work helping divorced people? [7:03] What do mortgage professionals need to see in the divorce decree? [11:25] How can child support or maintenance be used to qualify for a mortgage/refinance? [17:16] What’s the difference between the title and the mortgage? [20:00] Why would you leave both names on the title? [21:47] When can you purchase a new home post-divorce? [24:44] Can you get a co-signer to qualify for a new mortgage post-divorce? [25:57] Can you keep your interest rate when refinancing? 

Key Takeaways: 

The divorce decree trumps the credit report that shows you still owe house debt. Ensure the divorce decree states that the spouse is indemnified and held harmless, so when they purchase a new home, they can show the credit report is no longer valid. The payments must come in for at least six months to use child support or spousal maintenance to qualify for a home. There are specific ways to set up accounts for using this income at the time of the finalized divorce. There are many ways to get creative to qualify to buy a new home and do so before six months to a year. Working with a mortgage professional specializing in this space will be able to look at creative solutions such as child support, spousal support, how accounts are set up, etc. 

Quotes: 

“So I'll get an attorney that'll call me that'll say, Hey Brett, I thought you said, you know that if this indemnification wording is in there, they can go buy a house. And I'll say, yeah. And they say, well, their loan officer is telling them that they have to use that debt against them. And that's just one of those scenarios where the mortgage loan officers who aren't specializing in this.” - Brett Leschinsky

“So take the stay-at-home parent or the parent who has a part-time job, but they're looking for full-time work, but they don't wanna wait to purchase a house. They don't want to move twice. This house that came up is perfect. A co-signer can help bridge that gap and often does help bridge that gap. We do a lot of co-signers, so it's just something that people don't think of too much. If they think, well, I don't have the income to qualify, so I'm just gonna have to rent, but thinking about the co-signer helps a lot.”  - Brett Leschinsky

Guest Bio: 

Brett Leschinsky (pronounced Luh-shin-ski) hd guest on WCCO’s Real Estate Radio Hour to discuss common mistakes divorcing has been a respected mortgage professional for over 20 years, and he specializes in home mortgage transactions surrounding divorce. Brett has been a featureouples make with their home mortgage, and he regularly speaks to Family Law groups and firms to provide continuing education credits for divorce attorneys.

Resources: 

Brett Leschinsky CrossCountryMortgage

Brett Leschinsky Facebook

Brett Leschinsky LinkedIn

Lesa Koski Website

Lesa’s Online Courses

Mentioned in this episode:

Saddle Up Live Podcast Ad

Do you love Doing Divorce Different and want to hear more from Lesa Koski and her amazing guests? Tune in to the Saddle Up Live Podcast, a transformative podcast tailored for women aged 40 and beyond, where courage, God's grace, and a touch of sass are the driving forces behind conquering life's challenges.

Saddle Up Live Podcast

Saddle Up Segments are bite-size, bonus episodes offering one thing that our listeners can do right away to add value to their life. Rhonda’s piece of advice for our lisenters to gain financial security is to get a good handle on expenses and dial that in. Become aware and get curious about what’s going on in your house hold by monitoring mail, email, income, bank statements and receipts, etc. This will set you up for the beginning of understanding your finances and negotiation power. Like what you're hearing? Be sure to check out the full-length episodes, new releases every Tuesday. 

Resources

Divorce Conversations for Women Podcast

Women's Financial Wellness Center Website

Lesa Koski Website

Lesa’s Online Courses

Mentioned in this episode:

Saddle Up Live Podcast Ad

Do you love Doing Divorce Different and want to hear more from Lesa Koski and her amazing guests? Tune in to the Saddle Up Live Podcast, a transformative podcast tailored for women aged 40 and beyond, where courage, God's grace, and a touch of sass are the driving forces behind conquering life's challenges.

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Today we are joined by Rhonda Noordyk who is a financial strategist for women going through a divorce. Rhonda is an incredible resource for women who are thinking about moving forward with divorce or who are in the trenches of their divorce journey. During the episode we discuss the biggest challenge for women who are going through the separation process, how women can become more confident, and then Rhonda summarizes her signature program. Tune in today as there is so many incredible nuggets Rhonda shares with us!

In this episode:

[3:02] Why Rhonda became a financial strategist for divorce. [5:52] What does Rhonda see as the biggest challenge for women facing divorce? [7:00] How does Rhonda help people decide whether it's time to stay or go? [10:59] How can women become more confident through the divorce process? [13:30] Rhonda gives us an example of how she gained experience in an unknown area. [18:32] What is Rhonda’s signature process for helping women financially through a divorce?

Key Takeaways: 

The first step before even looking at the budget is working through the fear and the things holding you back. With the right team in place, the finances can be manageable, but believing in yourself and finding your courage are the first steps to making the divorce experience smoother. The budget previews the current and future but also helps with negotiations. Pretty much any question that is asked pretty much goes back to the budget. Knowledge + Experience = Confidence. If we know without experience, it's just theory. If we have just experience but not knowledge, it's just trial and error, but those two things working together are really powerful. 

Quote: 

Guest Bio: 

Rhonda Noordyk, CDFA® | CDS 5 

Unspoken Truths about Money & Divorce7 Secrets to Winning Divorce Negotiations3 Key Chess Strategies that Apply to Divorce What is THE question you often get? What are the top three financial challenges for women going through a divorce? How do you help women who are going through a divorce? What would you say if you could share one thing with women contemplating or going through a divorce? What can women do to determine their next best move? Rhonda Noordyk, CDFA®, is a well-respected divorce financial strategist. She is known internationally for her work in pioneering a  path for women to navigate through the financial aspects of the divorce process. As a  strategist,  Rhonda helps her clients determine their next best financial move. Rhonda is the host of the Divorce Conversations for Women podcast. She brings a  unique blend  of casual conversation,  strategic insight, and positive energy to her show. She uses her interview experience to help women ask the right questions so they get the right answers. Rhonda is a  trained  Financial  Coach,  Certified  Divorce  Financial Analyst®,  Certified  Divorce  Specialist®  and  Founder/CEO  of  The Women's Financial Wellness Center.  She has been featured in several online publications: SD Voyager, Better After  50,  Thrive  Global,  and  Medium.  She  has  also  been  a  featured expert on several divorce podcasts: Should I Stay or Should I Go, How to Split  a  Toaster,  The  Divorce  Hour,  Divorce  Stories,  and  The  Divorce Rehab.

Resources: 

Divorce Conversations for Women Podcast

Women's Financial Wellness Center Website

Lesa Koski Website

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Mentioned in this episode:

Saddle Up Live Podcast Ad

Do you love Doing Divorce Different and want to hear more from Lesa Koski and her amazing guests? Tune in to the Saddle Up Live Podcast, a transformative podcast tailored for women aged 40 and beyond, where courage, God's grace, and a touch of sass are the driving forces behind conquering life's challenges.

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