David Ogman, Wealth Advisor with Fortuna Wealth | Raymond James. David discusses the appeal of owning a franchise business, highlighting the benefits of a proven business model and consistent cash flow, which reduces stress compared to mid-career corporate jobs prone to layoffs. 

Today, there are more opportunities to be your own boss, particularly through franchises in various industries. David believes that entrepreneurship is the future and encourages listeners to pursue business ownership for more independence and success in the evolving world.

David talks about the value of investing early, and the power of compound interest, suggesting investing young through a Roth IRA for tax-free growth. He reflects on lessons learned from his late father, a wealth manager, who encouraged him to start investing early, underscoring the importance of financial discipline. 

He also emphasizes the importance of starting early with retirement savings in your 20s, especially for those who may not have financial guidance from parents or advisors. He encourages the audience to put money into a 401(k) with employer matching, contributing what you can, and possibly investing in an IRA. 

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