Zero percent financing is very enticing, it makes you think you'll save a ton of money, but it's injecting the opportunity to fail for the year. It lulls you into a false sense of security, feeling like the bank account is full and you don't need to be as careful with your spending. If you aren't religiously tracking your numbers you wouldn't even see the dangers coming until it is too late. It is often best to keep things simple and remove all the complexity to keep things running smoothly.

Check out the Impact Legacy Farmer is having on the American Farmer here: www.legacyfarmer.org