0:51 Jason intros Upgrade CEO Renaud Laplanche
2:07 Renaud goes over the idea of his previous startup, LendingClub, and taking it public
9:57 What happened at LendingClub after the IPO?
11:18 What is Upgrade? How did it grow out of LendingClub?
12:40 Are credit scores an outdated metric?
14:11 What is the Upgrade Card?
15:30 Are modern credit card companies sinister in their approach?
24:54 Renaud's thoughts on Crypto
27:40 Where does Upgrade's lending capital come from?
31:22 Are we approaching a downturn after an unprecedented period of growth?
37:28 What goes into a great credit score
42:50 What has changed in startups since Renaud started his first company in 2000?
51:25 What keeps Renaud going after two successful exits as a founder?
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