Learn my top 10 money strategies to advance your income and net worth in 2019.

In summary, here are my 10 Financial Moves for 2019:

1. Review your asset allocation

-Rebalance, diversify, adjust as you age, don't use target date funds

2. Contribute more to your 401k and 403b, and IRA's

-Contribution limits increased $500 this year.

3. Reduce high interest rate debt (hopefully you are already debt free), but if not pay off your highest interest rate debt first and then your highest utilized amount of debt (debt to total credit ratio).

-I do not recommend paying off mortgage debt because it is only 3% or 4% debt and the opportunity cost of what you could earn with that money is much higher.

4. Dollar cost average into the stock market.

5. Don't get too overweight in real estate because it is very late in the cycle.

6. Think over large purchases that can cost you tens of thousands of dollars, like new cars, other vehicles/boats, electronics, high ticket designer shoes/handbags, and moving homes too often.

7. Update wills and beneficiaries on retirement plans and insurance policies, especially if you've had a major life event like marriage, divorce, new baby, illness, or death.

8. Consider starting a side hustle for extra income.

9. Look into new cycles such as Cannabis stocks, artificial intelligence (AI), Infrastructure, Defense stocks, the younger (FANG stock replacement) tech companies. Should you consider the two big IPO's next year?

10. Keep following the "6 Steps to Wealth" and check out my Wealth Heiress book. Men and women are loving it!

INTERESTED IN LEARNING WHERE AND HOW TO INVEST?

This is only for you if you are committed to learning how to invest or how to improve your investing and interested in joining my inner investing circle, the Be Wealthy & Smart VIP Experience.

After you complete the application, I will contact you to get on a call or Skype with me. We will discuss your vision for your investments, the next best steps to take and if we agree working with me to support that vision is a good match. International members are welcome. We have members in Canada, Australia, New Zealand, Spain, etc.

To apply for a strategy session with Linda, click here.

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THE CONTEST IS BACK ON!

You have a great chance to win 25 prizes in March! It's easy to enter. Just leave a podcast or book review.

A podcast review = your name entered in the drawing 5 times.

A book review on Amazon purchased on Amazon (says "verified purchase" review), your name entered 7 times.

A podcast + book review = your name entered in the drawing 10 times.

Prizes are:

• 11 Sets of Wealthy Mindset Blueprint audios (value $197 ea.)
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• 3 winners will have a 1/2 hour wealth mentoring session with Linda (value $500).

Drawing will occur March 31, 2019 and will be announced on the following podcast.

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Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.