In this episode of On the House with Spartan Invest, host Lindsay Davis speaks with Steven Stern, vice president of Stern Risk Partners, about the intricacies of homeowner and rental property insurance. They discuss the differences in insurance needs for landlords versus homeowners, the evolving landscape of the insurance industry, and the impact of location and tort reform on insurance costs. Steven shares essential insurance tips for real estate investors, including the importance of tenant liability insurance and the differences between actual cash value and replacement cost value. He emphasizes the need for education in navigating the insurance market and choosing the right provider.

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