Adam Schroeder passes the torch in a special handoff episode of the Rent To Retirement Podcast as Matthew Seyoum officially steps in as the new host.

In this episode, Adam and Matthew dive deep into Matthew’s real-world investing background, his first house hack, how his strategy evolved over time, and how he personally invests using the same Rent To Retirement framework he now helps clients implement.

This is more than a welcome episode—it’s an Ask Me Anything conversation covering long-term investing strategies, new construction vs. rehab properties, interest rates, cash-back incentives, and how investors should think about building wealth over time.

If you’ve ever wondered how Rent To Retirement strategists actually invest their own money, this episode delivers full transparency.

⏱️ Timestamps

00:00 – Matthew’s official welcome
01:05 – Matthew’s first real estate deal (house hacking)
03:35 – How Matthew’s investing strategy evolved over time
04:30 – Mortgage industry background & investor mindset
06:12 – Why Matthew invests through Rent To Retirement himself
07:25 – New construction vs. rehab properties explained
09:00 – Why Matthew chose Texas for his latest investment
09:53 – Why property management matters for busy investors
11:45 – Cash-back incentives vs. rate buy-downs
13:07 – Real talk on interest rates & long-term investing
16:07 – Cash flow vs. appreciation for higher-income investors
19:18 – How Rent To Retirement builds personalized strategies
22:53 – What listeners can expect moving forward📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RentToRetirement #RealEstateInvesting #PassiveIncome #RentalProperties #HouseHacking #NewConstruction #TurnkeyRealEstate #InvestingStrategy #CashFlow #RealEstatePodcast #WealthBuilding

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

This episode is sponsored by…

BLUPRINT HOME LOANS:

Get pre-approved with one of RTR’s preferred lenders at 

https://bluprinthomeloans.com/renttoretirement/

Managing rental properties is one of the biggest pain points in real estate investing, especially when you invest out of state. In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Matthew Seyoum sit down with Dana Dunford, CEO and co-founder of Hemlane, to break down why property management is one of the lowest-rated industries in the U.S. and what investors can do differently.

Dana shares how her own investing experience led her to build a more transparent, tech-driven approach to property management, why most traditional property managers fail investors, and how Hemlane empowers landlords with better visibility, faster communication, and smarter leasing tools.

If you’ve ever fired a property manager or worried about what’s really happening with your rentals, this episode is a must-watch.

⏱️ Episode Timestamps

00:00 – Introduction & guest welcome

01:00 – Dana’s first real estate investment and lessons learned

03:00 – Why property management is broken for most investors

06:00 – Transparency, trust, and tech in property management

10:30 – The biggest differences between Hemlane and traditional managers

13:00 – Real investor experience using Hemlane

18:00 – Rent collection, ACH payments, and cash-flow speed

22:00 – Upcoming Hemlane features and technology roadmap

27:00 – Leasing strategies and self-guided tours explained

34:00 – Avoiding vacancy losses and pricing rentals correctly

38:00 – Lease templates, compliance, and state-specific contracts

41:00 – Final advice for real estate investors

HEMLANE:

Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ 💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!#RealEstateInvesting #PropertyManagement #RentalProperties #PassiveIncome #OutOfStateInvesting

#TurnkeyRealEstate #LandlordTips #RentalIncome #RealEstatePodcast

#RentToRetirement #CashFlowRealEstate #PropertyManagementSoftware

#Hemlane #RealEstateEducation

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

This episode is sponsored by…

BLUPRINT HOME LOANS:

Get pre-approved with one of RTR’s preferred lenders at 

https://bluprinthomeloans.com/renttoretirement/

BAM Capital:
Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/

Jacksonville, Florida is quietly becoming one of the strongest rental property markets in the U.S. In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sits down with Jacksonville-based builder and investor Greg to break down why this market stands out for long-term buy-and-hold investors.

Greg shares why he has invested exclusively in Jacksonville for over 20 years, how investors can still buy brand-new construction homes for $225K–$250K, and why population growth, insurance costs, and downtown revitalization are driving long-term appreciation. They also dive into property management strategies that lead to 4–5 year tenant stays, reducing vacancy and turnover costs.

If you’re looking for turnkey rental properties with positive cash flow and long-term appreciation, this episode is a must-watch.

⏱️ Timestamps

00:00 – Introduction & Jacksonville market overview
01:03 – Why Jacksonville beats most U.S. markets for appreciation
02:25 – Low prices + high appreciation = long-term wealth
03:36 – Addressing Florida real estate concerns
05:05 – Buy-and-hold vs flipping strategy
07:56 – Population growth & migration trends
09:02 – New construction build specs & warranties
11:13 – Granite countertops, LVP flooring & investor-focused design
13:32 – Major employers & job drivers in Jacksonville
17:49 – Florida insurance myths explained (low premiums revealed)
21:05 – Infill lots vs large rental communities
23:38 – How 4–5 year tenant stays are achieved
25:58 – Vacancy timelines & leasing strategy
27:38 – One-point-of-contact property management model
30:14 – Downtown revitalization & long-term appreciation upside
32:49 – Final thoughts & how to get started

📧 Got a question or story to share?Email us at: ⁠[email protected]⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠[email protected]⁠Your question might be answered in a future episode!

#RealEstateInvesting #JacksonvilleRealEstate #RentalProperties #CashFlowRealEstate #NewConstructionHomes #RentToRetirement #PassiveIncome #BuyAndHold #TurnkeyRealEstate #FloridaRealEstate #RentalIncome #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

This episode is sponsored by…

BLUPRINT HOME LOANS:

Get pre-approved with one of RTR’s preferred lenders at

https://bluprinthomeloans.com/renttoretirement/

BAM Capital:

Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner.

https://bamcapital.com/rtr/

In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with real-estate investor and full-time firefighter Karl, who shares a remarkable journey shaped by life-changing events, disciplined action, and the pursuit of financial freedom. His story is a powerful roadmap for anyone balancing a W-2 job while building a real estate portfolio.

Karl reveals how he:
• Turned a triplex into a profitable mid-term rental
• Scaled into Airbnb using systems, cleaners, and automation
• Leveraged bonus depreciation to offset W-2 income
• Built a deal pipeline through consistent networking
• Navigated a difficult syndication loss—and what every investor must learn from it
• Closed a fix-and-flip using none of his own money
• Plans to grow into boutique hotel investing

Whether you’re a new investor, a W-2 earner seeking financial independence, or someone considering short- or mid-term rentals, Karl provides actionable insight, transparency, and motivation to take the next step.

⏱️ TIMESTAMPS

00:00 – Introduction to Karl & his investing journey
00:39 – Karl's first deal: Triplex → MTR opportunity
01:57 – The life-changing event that shaped his “why”
03:34 – Becoming a firefighter & treating real estate as a side hustle
05:16 – Closing multiple deals & using real estate as a safety net
07:15 – How STR owners can deduct against W-2 income with bonus depreciation
08:31 – Mid-term vs short-term rentals & building systems for automation
10:06 – Cleaners, maintenance teams & messaging automation tips
11:49 – Pivoting into Airbnb & how professional design doubled bookings
13:56 – Increasing ADR & turning $1,000–$1,200 rents into $2,300–$3,000/mo
18:33 – Karl’s syndication experience: vacancies, management issues & loss
22:20 – Risks of syndications vs owning real estate directly
27:17 – How to analyze deals without paralysis
30:22 – Advice for W-2 workers getting started
31:43 – Building skills, using mornings, and finding mentors
33:21 – The value of networking & how it led to funding a deal overnight
38:02 – Karl’s 2025–2026 market outlook
39:31 – What’s next: Boutique hotels & scaling STR operations
40:55 – Closing thoughts & how to share your story on the podcast🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1..⁠.🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh..⁠.📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]
#RealEstateInvesting #PassiveIncome #RentToRetirement #AirbnbInvesting #ShortTermRental #MidTermRental #FinancialFreedom #W2Investor

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

This episode is sponsored by…

BLUPRINT HOME LOANS:

Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/

BAM Capital:

Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/Want to invest like the pros? In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sit down with Brad Bell, VP of Acquisitions at Roofstock, to unpack how large institutional investors choose markets, analyze deals, manage properties at scale, and adapt to changing economic cycles.

Brad shares his own journey into investing, the differences between “mom & pop” investors and billion-dollar funds, the real reasons build-to-rent exploded, what metrics institutions use to select markets, and his personal top picks for long-term growth.

He also explains how Roofstock’s platform simplifies property management, data analysis, and acquisition for investors of all sizes. If you want to invest smarter, reduce risk, and understand how the world’s largest investors allocate capital, this is the episode for you.🕒 Timestamps

00:00 — Intro: Adam welcomes Brad Bell of Roofstock

00:39 — Brad’s first step into investing & why he chose real estate

02:49 — Working with institutions vs individual investors

05:35 — What institutions actually look for in acquisitions (population, employment, yields)

07:40 — Asset-level metrics: crime, school scores, path-of-growth

09:37 — Spotting markets without population growth but strong appreciation (Miami example)

14:57 — How Fed policy influences SFR investor movements

19:03 — Why institutions shifted heavy into Build-to-Rent

22:59 — How institutional portfolios are actually managed (including Roofstock’s 20,000+ homes via Mynd)

25:15 — Do institutional buyers raise rents? Brad breaks myths

29:36 — Brad’s top markets he would personally buy in today 

• San Antonio 

• Dallas-Fort Worth 

• Florida (risk-adjusted) 

• Alabama, Georgia, Tennessee 

• Appalachian corridor

38:21 — Roofstock tools, neighborhood scoring, and investing frameworks

42:22 — Why higher-quality homes deliver better long-term returns

42:44 — Closing thoughts and where to find Brad🔑 Key Insights

• Institutional investors model properties far differently than mom-and-pop buyers

• Market selection is based on growth trends, yields, and long-term migration

• Build-to-rent projects are now institutional core strategy

• High-quality neighborhoods outperform low-rent “cheap” properties over time

• Roofstock & Mynd provide data-driven property acquisition and management at scale

🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ ⁠https://bit.ly/3EE6KjZ⁠📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1..⁠.🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh..⁠.📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #Roofstock #BuildToRent #InstitutionalInvesting #TurnkeyRealEstate #CashFlowProperties #PassiveIncome #RentalProperties #SingleFamilyInvesting #RealEstatePodcast #RentToRetirement

This episode is sponsored by…

⁠BLUPRINT HOME LOANS:

Get pre-approved with one of RTR’s preferred lenders at 

⁠https://bluprinthomeloans.com/renttoretirement/⁠

BAM Capital:

Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/

IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.

https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1

Thinking about owning a vacation home…but not using it enough to justify the cost?
In this episode, Adam Schroeder sits down with Tom Mulholland, Senior Director of Strategic Initiatives at Pacaso, to break down the real world of fractional real estate ownership.

You’ll learn how fractional ownership differs from timeshares, how financing works, why this model is growing fast, and what risks investors should consider before diving in.

If you're curious about co-ownership, vacation home investing, Regulation A raises, or the future of fractionalized assets—this episode gives you the full picture.

⏱️ Timestamps

00:00 – Intro with Adam Schroeder
00:22 – Meet Tom Mulholland from Pacaso
00:56 – Why fractional ownership is solving major vacation-home problems
01:49 – Vacant homes & underutilized vacation properties explained
03:03 – How Pacaso’s founders built the co-ownership model
03:36 – Vacation homes vs timeshares: key differences
04:25 – What makes fractional ownership actual asset ownership
06:50 – Why fractional real estate is rapidly expanding
07:55 – The “why” behind investors choosing fractionalization
09:07 – Risks, due diligence & dispute systems
10:44 – Pacaso’s 17,000-investor Regulation A raise
12:50 – Democratizing ownership in private companies
14:16 – Luxury home pricing & buyer structure
15:52 – How financing works for co-owners
17:25 – Why owners cannot short-term rent their shares
18:55 – Maintenance, repairs, and responsibility
20:08 – How selling your fractional stake works
21:47 – Updates, renovations, and owner voting
24:02 – Pacaso’s vision for the future of real estate
25:25 – How to learn more + RTR closing message

🔥 Why This Episode Matters✔ Learn how fractional ownership REALLY works
✔ Understand how Pacaso removes friction around financing, scheduling & maintenance
✔ Discover the booming Regulation A model that attracted 17,000+ investors
✔ See why luxury vacation homes can now be accessed at a fraction of the cost
✔ Learn the dangers, disputes, exit strategies, and protections you MUST know

🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#FractionalRealEstate #Pacaso #RealEstateInvesting #TurnkeyRealEstate #VacationHomes #TimeshareAlternative #WealthBuilding #Investing2025 #RealEstatePodcast #PassiveIncome #RentToRetirement

⁠Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy

https://landing.renttoretirement.com/evg-masterclass-replay

This episode is sponsored by…

BLUPRINT HOME LOANS:

Get pre-approved with one of RTR’s preferred lenders at 

https://bluprinthomeloans.com/renttoretirement/

PROPER INSURANCE:

Protect your short-term rental with the industry’s most complete, full-replacement insurance solution: ⁠https://www.properinsurance.com/rtrIn today’s episode, Adam Schroeder sits down with investor Adam (yes—two Adams!) to break down how he scaled from managing short-term rentals to leveraging builder incentives, cost segregation, interest-only loans, and cash-out refinances to rapidly grow his portfolio.

Adam explains how he transitioned from self-managing STRs in New York and the Jersey Shore to acquiring a new-build long-term rental in San Antonio, Texas, using a powerful 12% builder incentive that dramatically lowered his out-of-pocket cost and boosted his tax savings.

If you’re looking for real, actionable investing insights directly from an investor who’s doing the work, this episode is packed with value.⏱️ TIMESTAMPS

00:00 – Welcome with host Adam Schroeder
00:20 – How Adam first got started in real estate
00:36 – Early rentals, STRs, and 1031 exchanges
01:23 – Trading a problematic vacation rental into better assets
02:03 – Using the STR loophole + qualifying as a Real Estate Professional
02:55 – Why he added a long-term rental this year
03:31 – How he discovered Rent To Retirement
04:22 – Why he won’t invest in long-term rentals in New York
06:15 – Why Texas—and specifically San Antonio—made sense
07:19 – Breaking down the 12% builder incentive
08:39 – Why he chose an interest-only DSCR loan
10:01 – STR management vs. passive LTR strategy
11:25 – What the buying process was like with RTR
13:28 – Inspection, build quality & warranty experience
15:35 – Cost segregation tax benefits
16:52 – How he effectively got into the deal for almost zero net capital
18:10 – Cash-out refi strategy on his commercial building
19:55 – Pulling $200K tax-free and reinvesting
21:18 – Compounding wealth through refinancing
23:03 – Why local lenders matter for specialty properties
24:51 – Investing confidently even with higher interest rates
26:08 – Message to investors waiting on the sidelines
27:48 – Advice for first-time RTR listeners
28:15 – How to get started with Rent To Retirement

🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #PassiveIncome #TurnkeyRealEstate #ShortTermRental #LongTermRental #TexasRealEstate #SanAntonioRealEstate #DSCRLoan #CostSegregation #RealEstateProfessional #CashOutRefi #RentToRetirement #RentalProperties #FinancialFreedom #WealthBuilding

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/...This episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttor...PROPER INSURANCE:Protect your short-term rental with the industry’s most complete, full-replacement insurance solution: ⁠https://www.properinsurance.com/rtrNCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrDiscover how the wealthy legally eliminate their tax bills through real estate investing.
In this episode, hosts Adam Schroeder and Zach Lemaster sit down with Jason Melilo, CEO of K B K G and former CEO of a Top 100 CPA Firm, to unpack the tax strategies every investor should know — from cost segregation and bonus depreciation to qualifying as a real estate professional and using short-term rentals for massive deductions.

Jason reveals how he helps investors save thousands in taxes while building long-term wealth — and even shares how you can get a 10% discount on cost-seg software using code RTR 2025 at https://www.kbkg.com/ .

💡 Timestamps
00:00 Intro – Meet Jason Melilo, CPA & Investor
01:00 Jason’s first real-estate deal & lesson in cash flow
03:00 How depreciation shelters income
05:20 What real “tax planning” means for investors
07:40 Cost segregation & bonus depreciation explained
09:50 Real-life example: turning $250K income → $0 taxable
13:00 Who qualifies as a real-estate professional
16:00 Short-term rental strategy to offset W-2 income
19:30 How to document your hours for IRS proof
22:45 Planning tax benefits before you buy
25:00 Cost seg on existing properties (“catch-up” depreciation)
27:00 Pros & cons of cost segregation & recapture rules
30:00 New 2025 tax law: 100% bonus depreciation returns
32:00 Final tips + discount for RTR listeners

🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://meetings.hubspot.com/scott-lu...🏠Available Inventory Sheet: ⁠https://docs.google.com/spreadsheets/...📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #TaxStrategy #PassiveIncome #CostSegregation #BonusDepreciation #RentToRetirement

It’s crunch time for real estate investors — and this is your last chance to take advantage of Rent To Retirement’s biggest end-of-year incentives ever! 🎉

Join hosts Adam Schroeder and Zach Lemaster as they break down how investors can save tens of thousands of dollars on brand-new construction properties — and leverage powerful tax strategies before 2025 begins.

In this special episode, Zach explains how Rent To Retirement negotiates exclusive below-market prices with national builders like D.R. Horton, Lennar, and LGI Homes, giving investors access to 10% buyer incentives, cash-back opportunities, and rate buy-downs into the 3% range.

If you’ve been waiting to invest, this is your sign to act. ⏳ These deals — and their tax advantages — disappear November 14th at 5PM PST!

⏱️ Timestamps:
00:00 – Intro: Why Year-End Matters for Investors
01:14 – Exclusive Builder Incentives Explained
03:30 – Deadline: One Week Left to Claim Your Savings
04:52 – How the 10% Incentive Works (Real Numbers)
06:26 – Bonus Depreciation & Cost Segregation Benefits
08:35 – Real Example: Dallas, TX Property Walkthrough
10:12 – Cash Flow & ROI Breakdown
12:34 – Houston & Katy, TX Growth Markets
15:10 – Alabama Opportunities (5% Down Option)
17:21 – Why New Construction Wins in 2025
18:56 – Cost Segregation, REP Status & Tax Banking
19:52 – Final Call: How to Secure Your Incentives

🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://meetings.hubspot.com/scott-lundgren/initial-call-with-rent-to-retirement

🏠Available Inventory Sheet: https://docs.google.com/spreadsheets/d/1t5B3rIeyUUngFT2H3osl4JVELQsyxZy1rz9XJGU-hJo/edit?gid=1182675960#gid=1182675960

🏦Reduce Your 2025 Tax Bill Using Real Estate!https://youtu.be/8I2hy6Nuqyg?si=2Xrt4IRE8tGmkfnT📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: [email protected]#RealEstateInvesting #PassiveIncome #TurnkeyProperties #TaxStrategies #EndOfYearIncentives #BonusDepreciation #CostSegregation #FinancialFreedom #InvestInRealEstate #RentToRetirement #ZachLemaster #AdamSchroeder #CashFlowInvesting #2025TaxPlanning #RealEstatePodcast

Want to cut your 2025 tax bill and grow your real estate portfolio at the same time?
In this powerful episode, hosts Zach Lemaster and Adam Schroeder reveal real-world strategies to legally reduce taxes through cost segregation, bonus depreciation, and builder incentives — all before year-end.

They’re joined by Amanda Han & Matt MacFarland (Keystone CPA) and Jeff Welgan (Bluprint Home Loans) to share how smart investors are stacking creative financing, tax deductions, and new construction deals to maximize ROI while preparing for the 2026 tax changes.

If you’ve been waiting for the right moment to invest — this is it.

⏱️ TIMESTAMPS

00:00 – Introduction & 2025 real estate outlook
01:30 – Why Q4 is the most strategic time for investors
03:00 – Builder incentives: how to get $25K–$50K back on new builds
05:10 – Using 5% down loans to scale your portfolio faster
08:00 – Cost segregation 101: turn $300K homes into $90K tax write-offs
10:40 – Combining tax strategies for “free real estate”
13:00 – IRS-approved tax breaks and why they exist
15:20 – Market highlights: San Antonio, Conroe, and Alabama
20:00 – Lending insights with Jeff Welgan (Bluprint Home Loans)
28:00 – DSCR loans, credit scores & qualification tips
33:00 – Real estate professional status vs short-term loophole
39:00 – Why you must own and place your property in service before year-end
48:00 – Final takeaways: how to act fast and save big in 2025

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