Once back-to-school wraps up, the next set of expenses roll in. Fall and Winter bring so many expenses from gifts and travel to fresh decor and new clothes.

In this episode, we’ll break down all of the must-have budget items for this season, plus a few you might have forgotten about.

IN THIS EPISODE, SAMI SHARES ABOUT:

1. How to plan ahead in your budget for these

2. How to be EVEN more prepared next year for these budget items

3. What are sinking funds, and how they can help during the Holidays

4. Fall and Winter expenses

   1. Decor 

   2. Clothes

   3. Fall activities for the kids

   4. Halloween costumes + Misc.

   5. Thanksgiving food

   6. Christmas gifts

   7. Everything else Christmas (food, travel, decor, etc)

   8. Holiday travel

   9. Adjustment in utilities

   10. 2021 planners

RESOURCES MENTIONED:

• All of Sami’s Christmas Resources

• [Budgeting Worksheets] Digital Budgeting System

• —> Sami’s YouTube Channel