The Holiday Season can easily be the most expensive time of year, and if not done intentionally, it could quickly break your budget! Heidi Nash from Debt Free Charts + I sat down to share a few of our favorite tips on how to get creative with the Holiday Season. We shared some budget-friendly gift ideas, where to find some extra money, + how to step up your savings game. Plus, I got to ask Heidi all about how she started Debt Free Charts + what it’s like to a part of so many people’s financial journeys!

In this episode, Sami + Heidi talk about:

• The creation of Debt Free Charts + Heidi’s personal preferences for them

• What it feels like for Heidi to be a part of so many people’s debt-free journeys

• How the Debt Free Charts can help you through every season of your financial journey

• Tips for doing the Holiday Season on a tight budget

• How to save for the Holiday Season

• How to get creative with gift ideas

• Where to find some extra money for the Holidays

• Mindsets to adopt during what could be an expensive season

Memorable Quotes:

“It’s been amazing, I’ve been blown away by how many people have latched onto it, and how people this has helped.”
-Heidi (about the growth of Debt Free Charts)

"Sometimes we just frustrated at trying…and then come January we think ‘why did I do that?’” -Heidi

“Your January self will thank you if you don’t go into debt for Christmas.”
-Sami

Resources Mentioned:

• Podcast Home Page

• [Debt Free Charts] Christmas Savings Chart

• [Debt Free Charts] Holiday Savings Fund Chart

• My daughter June’s YouTube Channel

• Capital One 360 Savings Account

• Ally Savings Account

• [Free Resource] Family Holiday Budget Planner

• [Sami’s Blog} Planning for Christmas on a Budget

• [Debt Free Charts] 7 Day Savings Challenge

• [Debt Free Charts] All Access Pass

Who is our guest?

Heidi Nash is the creator + mastermind behind Debt Free Charts. After going through her own family’s debt free journey she felt the need for a more exciting visual motivator. Now, these charts have been a part of thousands of families’ debt free journeys!

Website: DebtFreeCharts.com
Instagram: @debtfreecharts
Facebook: Debt Free Charts
Email: [email protected]

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HEY I'M SAMI WOMACK

I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind 
A Sunny Side Up Life.

My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!

Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.

I offer a jump start into budgeting with my free 5-day email course + full budgeting experience with my course, Your Sunny Money Method.