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Ep 41: Mortgage Masterclass - Your Complete Guide to Getting a Mortgage in 2026
In today’s episode I’m joined by Sinéad O’Carroll from Finance Solutions to break down the full mortgage process in a clear, practical way.
We talk through what you should have in place before applying, how lenders look at income and repayment ability, why your credit report matters, and why using a broker can save you time and stress.
We also answer the questions you sent in, including:
If you’re hoping to buy in 2026, planning to switch, or want to understand how lenders make their decisions, this episode will give you a full roadmap.
Follow @crazyhouseprices on Instagram for more insights.
To support the podcast and access extra Q&As, you can join my Patreon for €3 a month.
Sponsor: Finance Solutions - experts in mortgages and winners of Best Mortgage Broker at the 2025 Brokers Ireland Awards.
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By Ciaran Mulqueen
4.2
55 ratings
In today’s episode I’m joined by Sinéad O’Carroll from Finance Solutions to break down the full mortgage process in a clear, practical way.
We talk through what you should have in place before applying, how lenders look at income and repayment ability, why your credit report matters, and why using a broker can save you time and stress.
We also answer the questions you sent in, including:
If you’re hoping to buy in 2026, planning to switch, or want to understand how lenders make their decisions, this episode will give you a full roadmap.
Follow @crazyhouseprices on Instagram for more insights.
To support the podcast and access extra Q&As, you can join my Patreon for €3 a month.
Sponsor: Finance Solutions - experts in mortgages and winners of Best Mortgage Broker at the 2025 Brokers Ireland Awards.
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