Are you tracking your spending and managing your money well? If not, you have to start now. Listen to your host Chris Larsen as he talks with Rachel Richards about building passive income, money management, and financial independence. Social inequality is what drove Rachel to start earning money even while she was young, working at 16 years of age with only a minimum wage salary. She seized the opportunity to sell knives that eventually led her to greater things. Her experience in Cutco landed her a job after college compared to her fellow peers. Driven by her motivation to be financially independent someday, with a background in sales and having majored in financial economics, she discovered ways to build passive income. Tune in to find more on how you can get started even without having lots of money!  

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