Overspending and impulse shopping are two of the most common ways to bust your budget. Even though these two phrases are often used interchangeably, they actually have very different meanings. While overspending is simply going over your allotted budget, impulse shopping is much more emotional and has a heart issue behind it.

In this episode, we’re digging into all of my best tips for breaking free from both overspending, and impulse shopping. I’ll also share how to overcome a shopping addiction, how to create new habits and specific ways to set up your budget.

IN THIS EPISODE, SAMI SHARES ABOUT:

• The difference between impulse shopping and overspending

• How to overcome a shopping addiction

• How to break the scarcity mindset around “never being able to shop again”

• How Minimalism can help overcome a shopping addiction

• “You’re not wasting the money when you get rid of things, you wasted the money when you bought the things.” -Allie Casazza

• How to create a new habit

• How to not overspend

• How I organize my bank accounts, and how it helps me to not overspend

• Spending with a debit card vs. cash

• Why you might be setting an unrealistic amount for your spending budget

• How to ease your way into a lower spending budget

• Why you need more discipline

• What to when you’re used to having more spending money

• What to do when an unexpected expense comes up

• Ideas to replace your expense hobbies

• Becoming a home economist

• How setting up a budget can cut back your overspending

• “Stop lying to yourself about your commitment to hitting your goals.” -Sami Womack

RESOURCES MENTIONED:

• [Sami’s Affiliate Link] Fetch Rewards use code DKPKV to redeem 2K points (aka $2)!

• [Sami’s Referral Link] Walmart Grocery Pickup to save $10 on your first purchase

• [Podcast] EP. 03: How To Organize Your Bank Accounts

• [YouTube] How I Organize My Bank Accounts

• Digital Budgeting System Worksheets

• Podcast Home Page

• Leave a Podcast Review

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HEY I'M SAMI WOMACK

I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind 
A Sunny Side Up Life.

My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!

Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.

I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.