Markets thought mortgage rates were heading down — then Powell stepped in and slammed the brakes. No December rate cut (yet), stocks slid, and mortgage rates jumped. But the Fed also made a stealth move that could shape housing in 2026, and nobody's talking about it. In this episode, we unpack what the Fed really said, why it matters more than the headlines, and what smart buyers should be doing right now.

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Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727