Zillow just updated their 12 month forecast predicting home prices will likely rise between September of 2025 and September of 2026. While it's no longer negative, it's not exactly bullish either. Should you buy now or wait?

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

Mortgage rates are finally trending lower but the experts aren’t all aligned. In this episode, Jeb Smith and Josh Lewis break down the latest data, forecasts, and why inflation, tariffs, and Fed policy could push rates into the high 5s before year-end. Whether you're refinancing or buying your first home, this conversation reveals what to expect next and how to prepare.

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

If you're planning to buy a home in 2026, waiting until spring will cost you. This episode is a step-by-step breakdown of what a real strategic pre-approval looks like and why most buyers blow it before they even start. Learn how to build confidence, win offers, and avoid working with amateurs who tank your deal.

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

You’ve done everything right.......saved, budgeted, got pre-approved and now the government shuts down. So what does that mean for your home purchase? In this episode, we break down the real impacts of the government shutdown on the housing market, from delayed USDA loans and flood insurance hiccups to IRS transcript issues.

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

We are seeing clear signs of softening as 15 states are now above pre-pandemic inventory levels. While manyregions are still tight, areas that overheated during the pandemic are seeing clear signs of softening. n this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer.

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

Everyone thinks mortgage rates are the only factor that control home prices but the truth is way more complicated. In this episode, we dig into 25 years of real housing data to uncover when rates really moved the market… and when they didn’t. We also break down the emotional side of buying, the myth of affordability, and how today's 6%–7% rates are reshaping buyer demand. If you're thinking of buying, selling, or just want to understand what's really happening, this is the episode to watch.

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

KB Home admits it may have gone too far with home price cuts in Florida—and now the housing market is showing signs of stabilizing. In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer.Article: https://www.resiclubanalytics.com/p/kb-home-cut-florida-home-prices-this-year-now-it-s-seeing-signs-of-housing-market-stabilization

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

The Fed just cut rates, but mortgage interest rates went up. In this episode, we break down the tug of war inside the Fed, exposing why mortgage rates remain stubbornly high despite market expectations. Inflation, outdated employment data, and political uncertainty are clouding every decision, and the outcome could keep rates in the 6s or worse for longer than anyone hoped. Watch to get the full breakdown and plan your next move before the housing market shifts again.

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

Interest Rates jumped after sitting at 3 year lows. Where are interest rates going from here? Should you buy now or wait? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer.

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

What happens if mortgage rates drop after you've already locked yours in? In this episode, we break down rate lock float downs, explain how they work, and walk through when you might be able to renegotiate for a better rate. We also cover what lenders typically allow, the costs involved, and why timing matters. If you're buying or refinancing, this is a must-watch to help you borrow smart and stay informed.

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727