The housing market is shifting and we are not on the same page. After years of aligned optimism, this episode marks a sharp divide in how we see 2025 unfolding. Inventory is growing, demand is strained, and the power dynamic between buyers and sellers is starting to change. If you're trying to buy, sell, or even just understand what’s going on out there, this conversation is exactly what you need.

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

Trump’s new tariff proposals are sending shockwaves through the economy and mortgage rates are caught in the crossfire. Rising costs from imported goods could push inflation higher, forcing the Fed to rethink its game plan. In this video, we break down how tariffs could derail lower rate projections and what that means for homebuyers.

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

Inventory is up 31% causing 40% of sellers to cut their price. This is a positive sign for homebuyers as the housing market is shifting for the first time in years. In this episode we discuss what's currently happening the 2025 housing market while answering your mortgage and real estate questions LIVE!

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

Mortgage interest rates are not controlled by the Fed or TRUMP. In this episode, we break down why political headlines and rate cut demands from figures like Trump and Bill Pulte completely miss the mark. You’ll learn the real drivers of mortgage interest rates and why market expectations, inflation, and risk premiums matter far more than a Fed press conference. If you want to understand how rates actually work, this is the video you need to see..

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

Housing affordability is improving as mortgage rates decline and housing prices stabilize in most markets. Should you buy now or wait? In this episode, we are going to discuss the current housing market, the FED, Trump policies while answering your mortgage and real estate questions LIVE

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

The housing market hasn't crashed. It's just no longer on fire. Homes are sitting longer, price cuts are returning, and buyers finally have leverage in markets like Texas and Florida. Jeb and Josh break down what this shift means for your next smart move whether you're buying or selling. It's a different game now, and understanding the rules will save you thousands.

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

Higher Interest Rates and seasonality are having a huge impact on home sales. Is this the time to step in and buy or should you wait? In this weekly live we will update on you on what's happening in the economy and the housing market to help you become The Educated Homebuyer.

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

Fed officials are warming up to the idea of a rate cut in July despite Powell’s cautious tone. Chris Waller and Michelle Bowman say tariffs likely won’t spark inflation and argue that waiting too long could hurt the labor market. While markets still expect cuts later this year, pressure is building for action sooner. In this episode, we will dicuss the current real estate market, update you on the economy and answer your questions about mortgage and real estate, LIVE.

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

First-time buyers are still losing deals and missing opportunities, even when they’re financially ready. In this episode, Jeb and Josh reveal the five biggest mistakes smart buyers make and how to avoid each one with calm, clear strategy. They cut through conflicting advice and market noise to help you focus on what really matters. If you’re planning to buy in 2025, this is the clarity you’ve been waiting for.

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727

Mortgage rates held steady around 6.93% this week, but under the surface, inflation data came in softer, hinting at a potential shift in the housing market. With cooling price pressures, stable wage growth, and a resilient consumer, the Fed may have more room to ease up. Mortgage applications jumped over 10%, showing that serious buyers are not waiting for perfect rates, they are acting on clarity and opportunity. If you're planning to buy in the next 6 to 12 months, now is the time to prepare strategically.

• Start your stress-free loan journey today
• Join Rate Watch – we’ll watch rates for you
• Email: [email protected]

Connect with Us 👇

Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727