Our guest today is Serina Huang or better know as, Ms Furgal Ears. Serina works as a public servant but is also a writer, blogger, and foodie. A self proclaimed frugalista, Serina lives with her two sons in Canberra and has appeared in such publications as the RIOT ACT and the Canberra Times. She is currently wiritng a book about becoming a frugal multi millionaire and one day hopes to be a billionaire! In this episode, we talk about:Serina upbringing and working as an expat in TaiwanManaging 10 investment properties during a downturnThe importance of having your finances sorted especially if you go through a divorceStriking a balance between enjoying life and being frugalLiving off $50 a week for food, groceries, and toiletries