Today's guest is Bernadette joy. She's an author and fellow money coach helping folks crush their money goals. Bernadette shares her journey around mental wellness and money that ultimately led to her and her husband paying off $300,000 of debt! We have a great conversation about renting vs buying and the dangers of believing in one-size-fits-all narratives. Enjoy!

In this episode, we chat about:

• The evolution of personal finance advice

• Mental health struggles alongside financial struggles

• Habit change vs. Consuming information

MENTIONED IN THIS EPISODE:

• Empowered Money Academy

CONNECT WITH TODAY'S GUEST:

As the eighth child in her father's brood of nine and a first-gen Filipina-American, Bernadette understands those who feel like they missed the money memo.

She's also the CEO of Crush Your Money Goals®, a personal finance training company serving up education with a side of pizzazz. She's featured monthly in Forbes, CNBC, and CNET and appeared on more than 30 podcasts, radio and television shows.

Sure, she boasts two bachelors and a master's, and a decade of Fortune 100 and startup experience. But her real street cred? Paying off a jaw-dropping $300,000 of debt in three years and investing her first $1 million in her 30s! 🚀

Now she works 20 hours a week to focus on her financial freedom on joy: K-Pop, yoga, karaoke and spoiling her nieces and nephews as their traveling rich auntie.

Her highly anticipated first book published by Simon & Schuester is slated to drop in 2024 in time for the holidays.

Today she shares strategies so simple, your pet goldfish could understand. She's coached thousands nationwide, sharing her 5-step secret recipe for ditching debt, mastering savings and investing for financial peace 💸

• https://www.crushyourmoneygoals.com/

• YouTube

• Instagram

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Join Empowered Money Academy

• priceofavocadotoast.com

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• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

Audio engineer: Garrett Davis