Today's guest is our good friend, David Gourley. David comes on to walk step by step through the process needed to discover your financial needs in retirement. While retirement looks very different for each person, having a general idea and understanding of the amount you'll need will help you feel empowered moving forward. David shares a simple tool you can use to find this number and walks through an example so that you can try it on your own along with us on the show. Enjoy!

In this episode, we chat about:

• Budgeting + cash flow

• Pensions + social security

• Cutting expenses to raise income

TODAY'S PODCAST SPONSOR

• Crew Finance

• Sign up today for free and Crew is giving $25 to any Toasties who deposit $500 or more by April 30, 2025.

• trycrew.com/toast

• Use code TOAST

MENTIONED IN THIS EPISODE:

• Crew Finance

• Empowered Money Academy

• https://www.k-12planning.com/links

• David's retirement calculator tool

• Former episodes of POAT with David
  • Episode 112: The Current State of Student Loans w/ Financial Planner, David Gourley
  • Episode 073: The Budget Teacher

CONNECT WITH TODAY'S GUEST:

Three time podcast guest, David Gourley is joining us today. He is a former teacher, a father to three sweet babies, and a current Financial Planner focusing on helping other educators and public servants. He specializes in student loan planning and loves talking about taxes, retirement, and of course, budgeting!

• https://www.k-12planning.com/links

• Twitter @DavidG_CSLP

• LinkedIn

• David's retirement calculator tool

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Join Empowered Money Academy

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis