Today's episode debunks the polarizing personal finance tool of a debt settlement. We share why we think these companies can be dangerous and give you anecdotal evidence to share our reasoning. You'll hear how these companies might be harmful and ways to combat it on your own instead.

In this episode, we chat about:

• Debt settlement flaws

• Creditors and collectors

• Strategies for debt reduction

MENTIONED IN THIS EPISODE:

• Empowered Money Academy

• Adrienne's Bankruptcy episode

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Join Empowered Money Academy

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis