In this weeks podcast I sat down with my friend Jayson Cahill from First Savings Bank to break down everything you need to know about one of the most powerful but least understood mortgage tools available to people: the First Lien HELOC (Home Equity Line of Credit).

Youtube link (https://youtu.be/2Ad4OyvYIhw)We explore how it works, who it’s really for, and how it compares to traditional mortgages, second liens, cash-out refinances—and even how it can be used alongside Infinite Banking to take control of your entire financial ecosystem ♾️This conversation is a must-watch if you’re a homeowner, real estate investor, or someone interested in advanced debt acceleration and cash flow strategies.In this video, we cover:✔️ What exactly is a 1st Lien HELOC (vs. 2nd Lien HELOC)✔️ Who qualifies for this strategy—and who shouldn’t use it✔️ Fixed vs. Variable Rates explained (and how sweep features work)✔️ Why paying extra on a mortgage isn’t always your best option✔️ Real-life example: We break down my personal numbers live✔️ How to qualify vs. a traditional mortgage✔️ Can it be used on rental properties?✔️ What are the risks—and how to avoid them✔️ Plus: How Jayson uses Infinite Banking to boost the power of his HELOC📢 Want to learn more or contact Jayson directly🖥️ Visit his website here → https://linktr.ee/firstlienheloc🚀 Want to take the next step with Infinite Banking?Watch our full Save & Spend Presentation and then book your FREE consultation with my team and me at:👉 https://saveandspendsystem.com/startnow2📅 Or schedule your consultation here: https://calendly.com/shawnksfg/infinite-banking📖 Books & Tools Mentioned in This Episode:* Becoming Your Own Banker by R. Nelson Nash → https://amzn.to/2ZMw0h6