📺 Watch the Save & Spend System Overview→ ⁠⁠Click to Watch Now⁠

In this episode of the podcast, I sit down with franchise expert Giuseppe Grammatico to unpack how franchising can be an underrated—but highly effective—path to financial freedom and cash flow independence.

We explore:

• Giuseppe’s personal journey from Wall Street advisor to franchise consultant

• The biggest myths about franchising (Hint: it’s not just fast food)

• How to match your personality and goals to the right franchise

• How the Franchise Freedom Process helps eliminate costly mistakes

• • How Infinite Banking can supercharge your franchise investing strategy
  • The low-barrier, service-based franchises producing predictable cash flow

• Why franchising could be your exit plan from the 9-to-5

Whether you're looking to own your first business, stack new income streams, or explore hands-off models where the franchisor runs the day-to-day — this episode gives you real-world strategies, mindset shifts, and a blueprint to start.

🎧 Tune in to learn how to use franchising as a tool to design a lifestyle of freedom, flexibility, and long-term wealth.

🔥 Resources Mentioned:

• Giuseppe’s Free Franchise Freedom Resources: https://ggthefranchiseguide.com/resources

• His Book: Franchise Freedom (free PDF on his website)

• His Podcast: Franchise Freedom Podcast

  
  

🎓 Want to Learn More About Building Wealth Outside the System?

🎥 Watch the Infinite Banking Playlist→ ⁠Click here for full playlist ⁠

📺 Watch the Save & Spend System Overview→ ⁠Click to Watch Now⁠

📞 Book a Free Cash Consultation Call→ ⁠Book Your Call Here⁠

📥 Download the FREE Legacy Builder Outline→ ⁠https://legacylifeprocess.com/legacy-builder-outline⁠

📊 Download the FREE Budget Template→ ⁠https://legacylifeprocess.com/budget-template-and-training⁠

🌐 Visit Our Website→ ⁠https://legacylifeandretirement.com/⁠

📚 Buy “Becoming Your Own Banker”→ ⁠Link to Buy on Amazon⁠

🔗 All Links in One Spot→ ⁠https://linktr.ee/legacylifeandretirement⁠

📧 Email→ [email protected]

In this episode, Pei from Networthy joins me to break down how she and her husband built a six-figure passive-income portfolio in under five years using velocity banking, income stacking, and Infinite Banking.

We explore:

💸 How Velocity Banking works to eliminate debt faster using simple-interest credit lines

🏦 Why leveraging a properly structured Whole Life policy adds liquidity and control

📈 How Income Stacking creates multiple cash-flow streams that build wealth faster

💰 The difference between “good debt” and strategic leverage

🚀 How ordinary families can use these blueprints to achieve financial freedom in 5–7 years

Pei also shares how she co-founded Networthy, a community focused on short-term amortized-note investments, and how they help members learn to leverage other people’s money responsibly for cash-flow growth. Together, we discuss how combining Velocity Banking and Infinite Banking creates a sustainable, tax-advantaged wealth system.

Get the Book: Dibs on Your Moneyhttps://a.co/d/hRCV7zo

20 Year Example video :https://youtu.be/HJDbb480NrM?si=UuSmUVTTmXIY8HhE

Email: [email protected]

Podcast:  FindingFinancialFitnessPodcast 

_____________________________________________________________

🎓 Want to Learn More About Building Wealth Outside the System?

🎥 Watch the Infinite Banking Playlist→ ⁠Click here for full playlist ⁠

📺 Watch the Save & Spend System Overview→ ⁠Click to Watch Now⁠

📞 Book a Free Cash Consultation Call→ ⁠Book Your Call Here⁠

📥 Download the FREE Legacy Builder Outline→ ⁠https://legacylifeprocess.com/legacy-builder-outline⁠

📊 Download the FREE Budget Template→ ⁠https://legacylifeprocess.com/budget-template-and-training⁠

🌐 Visit Our Website→ ⁠https://legacylifeandretirement.com/⁠

📚 Buy “Becoming Your Own Banker”→ ⁠Link to Buy on Amazon⁠

🔗 All Links in One Spot→ ⁠https://linktr.ee/legacylifeandretirement⁠

📧 Email→ [email protected]

📺 Watch the Save & Spend System Overview→ ⁠Click to Watch Now⁠

In today’s episode of The Cashflow Chronicles, Shawn sits down with Zack Geist, founder of Student Loan Tutor, a company that’s helped borrowers save over $1 Billion in unnecessary payments.

Zack’s story is wild — from uncovering the madness of the student loan system to building a company that now serves thousands of clients nationwide, his mission is clear: to liberate people from the weight of student debt and help them reclaim control of their financial futures.

We unpack:

✅ The real reason the student loan system feels impossible to navigate

✅ How servicers often lead borrowers into overpaying

✅ What Student Loan Tutor does differently — from custom strategies to full admin support

✅ The link between debt management and wealth building

✅ Why Zack believes regenerative wealth and freedom start with clarity

Whether you’re drowning in student loan confusion or simply want to optimize your repayment plan, this episode will open your eyes to strategies that most people have no idea exist — and help you get ahead without feeling buried by monthly payments.

Mentioned in This Episode:

▶️ Zack's Company: StudentLoanTutor.com
📞 Special Booking Link for Legacy Life Listeners: Click Here
🎙️ Follow Zack’s work + education on YouTube and social media (search: Student Loan Tutor)

🎓 Want to Learn More About Building Wealth Outside the System?

🎥 Watch the Infinite Banking Playlist→ Click here for full playlist

📺 Watch the Save & Spend System Overview→ Click to Watch Now

📞 Book a Free Cash Consultation Call→ Book Your Call Here

📥 Download the FREE Legacy Builder Outline→ https://legacylifeprocess.com/legacy-builder-outline

📊 Download the FREE Budget Template→ https://legacylifeprocess.com/budget-template-and-training

🌐 Visit Our Website→ https://legacylifeandretirement.com/

📚 Buy “Becoming Your Own Banker”→ Link to Buy on Amazon

🔗 All Links in One Spot→ https://linktr.ee/legacylifeandretirement

📧 Email→ [email protected]

📺 Watch the Save & Spend System Overview→ ⁠https://legacylifeprocess.com/save-and-spend-system⁠⁠⁠⁠

So, your first policy is set up and running… now what?

In this episode of The Cashflow Chronicles, Shawn breaks down the exact signs to look for when it’s time to add another policy and expand your Infinite Banking system. Whether you're thinking about insuring your spouse, kids, or business—or just trying to keep stacking tax-advantaged capital—this episode is your roadmap to doing it the right way.

You'll learn:

✅ The 5 key indicators you're ready for another policy✅ Why adding too much too early can actually slow down your wealth-building✅ How to build separate functions for personal, business, and generational use✅ Common mistakes to avoid (like ignoring MEC limits or mixing personal/business funds)✅ A real-world look into how Shawn expanded his own family banking system

And remember: this isn’t about buying more insurance—it’s about building more leverage, more liquidity, and more long-term control over your financial life.

🎓 Want to Learn More?

If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!

🎥 Watch the Full Infinite Banking Playlist→ YouTube Playlist

📺 Watch the Save & Spend System Overview→ https://legacylifeprocess.com/save-and-spend-system⁠⁠⁠

📞 Book a Free Cash Consultation Call→ https://calendly.com/shawnksfg/infinite-banking

📥 Download the FREE Legacy Builder Outline→ https://legacylifeprocess.com/legacy-builder-outline

📊 Download the FREE Budget Template→ https://legacylifeprocess.com/budget-template-and-training

🌐 Visit Our Website→ https://legacylifeandretirement.com/

📚 Buy “Becoming Your Own Banker” by Nelson Nash→ https://a.co/d/3YmEAoE

🔗 All Social Media & Podcast Links→ https://linktr.ee/legacylifeandretirement

📧 Email→ [email protected]

📺 Watch the Save & Spend System Overview Now→ ⁠https://legacylifeprocess.com/save-and-spend-system⁠⁠⁠⁠

In this episode of The Cashflow Chronicles, I sit down with my amazing wife Amanda to break down how we fund our travels using our Infinite Banking policies—without losing out to interest or opportunity cost.

We walk through our exact process:
✅ We book all our travel, flights, hotels, excursions using credit cards to stack points
✅ Then we wipe that card balance clean using a policy loan before the billing cycle ends, avoiding paying any third party interest
✅ And finally, we repay the loan over time as we save for our next adventure, keeping our money in motion and compounding the whole way through

In this episode, we discuss:

• Why we avoid paying for travel with cash
• How to borrow from yourself instead of a bank
• Why this approach keeps our dollars working and earning interest, even after we’ve spent them
• How Infinite Banking gives us flexibility, control, and peace of mind as a traveling family
• The mindset shift that made this strategy a no-brainer for us

If you’re someone who wants to travel smarter, not just cheaper, and you want to build wealth while you enjoy life, this one’s for you.

If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now!

🎥 Watch the Full Infinite Banking Playlist→ YouTube Playlist

📺 Watch the Save & Spend System Overview→ https://legacylifeprocess.com/save-and-spend-system⁠⁠⁠

📞 Book a Free Cash Consultation Call→ https://calendly.com/shawnksfg/infinite-banking

📥 Download the FREE Legacy Builder Outline→ https://legacylifeprocess.com/legacy-builder-outline

📊 Download the FREE Budget Template→ https://legacylifeprocess.com/budget-template-and-training

🌐 Visit Our Website→ https://legacylifeandretirement.com/

📚 Buy “Becoming Your Own Banker” by Nelson Nash→ https://a.co/d/3YmEAoE

🔗 All Social Media & Podcast Links→ https://linktr.ee/legacylifeandretirement

📧 Email→ [email protected]

Save & Spend System Overview→ ⁠⁠⁠⁠https://youtu.be/IZ6MiMNZ5aM?si=G58mIGUKIcJFq0VF⁠⁠⁠

📅 Book a Free Consultation→ ⁠⁠⁠⁠https://calendly.com/shawnksfg/infinite-banking⁠⁠⁠⁠

📥 Download the FREE Legacy Builder Outline→ ⁠⁠⁠⁠https://shawnking-sfg.systeme.io⁠⁠⁠⁠

📲 ⁠⁠⁠⁠Linktree – All Resources⁠⁠⁠⁠

In this episode of The Cashflow Chronicles, Shawn sits down with Neil Twa — CEO and Co-Founder of Voltage Holdings, Amazon FBA expert, and bestselling author of Almost-Automated Income with FBA. With more than 17 years in the e-commerce world, Neil has helped launch multiple 7- and 8-figure Amazon brands and coached thousands of entrepreneurs on how to build profitable online businesses.

Together, Shawn and Neil explore how Amazon FBA can become more than just an online hustle — it can be a true cash-flowing asset that fits perfectly alongside strategies like Infinite Banking. Neil breaks down what it really takes to start, scale, and eventually sell a brand on Amazon, the most common mistakes new sellers make, and why lifestyle-driven businesses create more freedom than chasing revenue alone.

Whether you’re just getting started on your path to financial independence or looking for your next cash-flow play, this episode will show you how e-commerce can help you build both income and legacy.

Get Your Free Copy of Neil's Book Here:

https://www.voltagedm.com/freebook

Use Code: LEGACYLIFE

Connect with Neil

Email: [email protected]

Website: voltagedm.com

TikTok: Fbabusinessbuilders

LinkedIn: Neiltwa

Youtube: NeilTwavoltage

✅ Watch the Save & Spend Overview→ ⁠https://youtu.be/IZ6MiMNZ5aM?si=G58mIGUKIcJFq0VF

📅 Book a Free Consultation→ ⁠https://calendly.com/shawnksfg/infinite-banking⁠

📥 Download the FREE Legacy Builder Outline→ ⁠https://shawnking-sfg.systeme.io⁠

📲 ⁠Linktree – All Resources⁠

In this special family edition of The Cashflow Chronicles, I sit down with someone very close to me—my dad—for a candid conversation about money, insurance, and mindset across generations.

We talk about what money conversations (if any) were happening back in the '60s and '70s, and how he and my mom approached finances as young parents. He opens up about their budgeting habits, use of credit cards, and the late-in-life shift that led him to explore and adopt Infinite Banking through a whole life policy we recently set up together.

We also break down:

• What his beliefs about life insurance were before I entered the industry

• What changed his mind about whole life

• How it felt taking his first policy loan from himself instead of the bank

• What surprised him most about Infinite Banking

• How he explains the concept now in his own words

• And whether he wishes he had started sooner

Whether you're just learning about IBC or you're trying to educate your own family, this episode shows it’s never too late to start thinking differently about money.

Thanks for listening and remember: the information is free, but the knowledge is priceless.

In today’s episode of The Cashflow Chronicles, we’re diving deep into one of the most overlooked (yet critical) parts of designing an Infinite Banking policy: the base premium.

You’ve probably seen the hype around “high PUA” designs like 10/90 or 25/75. And sure, they look great early on. But what happens in year 10? Year 20? Or when the insurance company cuts off your ability to overfund?

This episode is called “The Case for Base” because we’re breaking down why a stronger base premium creates longer-lasting power, better long-term compounding, and more flexibility in the years you need it most.

You'll learn:

• Why chasing early liquidity can cap your long-term wealth

• What happens when your base is too small and PUAs get cut off

• Real-life side-by-side numbers comparing a 25/75 vs 40/60 structure

• Easy metaphors to help you see why a strong foundation wins

• Why Nelson Nash always taught to “Think Long Term” — and how that applies to your own financial legacy

🛠️ Ready to Take Action?

This episode is jam-packed with insights for anyone serious about using Infinite Banking not just for a quick win, but to build wealth for decades and generations.

Here are 3 easy ways to take the next step:

1. 🎥 Watch our full Save & Spend Presentation — The exact system we teach clients➤ https://youtu.be/IZ6MiMNZ5aM?si=tKU8LbYX_kVbHKo7

2. 📅 Book Your Free Consultation Call➤ https://calendly.com/shawnksfg/infinite-banking

3. 📥 Download the FREE Legacy Builder Outline — Start crafting your generational wealth plan today➤ https://shawnking-sfg.systeme.io

Subscribe, share, and leave a review if you learned something during todays episode.

📩 Questions? Reach out anytime:
Website: https://legacylifeandretirement.com
Social Links + Podcast Hub: https://linktr.ee/legacylifeandretirement

You’ve probably seen the headlines. You’ve heard the talking heads.“Whole life insurance is a scam!” “Infinite Banking doesn’t work!”

But here’s the truth: most people calling Infinite Banking a scam haven’t taken five minutes to actually learn how it works. In this episode of The Cashflow Chronicles, I’m setting the record straight.

We break down:

• Why Infinite Banking gets so much hate

• The difference between the product (whole life) and the concept (IBC)

• How banks and Fortune 500 companies quietly use this exact strategy

• Real numbers, real history, and real talk from someone who actually practices what he preaches

I’ll walk you through common criticisms, explain where the confusion starts, and even share my personal story of using Infinite Banking to wipe out $60,000 in debt — while still keeping my dollars growing.

So before you write it off, get the facts. Then decide.

👇 RESOURCES & NEXT STEPS 👇
📺 Watch the full Save & Spend Overview:
https://www.youtube.com/@LegacyLifeAndRetirement

📅 Book a free consultation with me:
https://calendly.com/legacylifeandretirement/30min

📲 Connect with me on social:Instagram: @LegacyLifeAndRetirementYouTube: Legacy Life & RetirementTikTok: @LegacyLifeAndRetirement

💬 Drop a comment if you’ve ever been told Infinite Banking is a scam🎧 Subscribe for more real talk on cash flow, control, and building a legacy
As always — the information is free, but the knowledge is priceless

You work hard for your money… but what if I told you that you're silently losing thousands of dollars every year, without even realizing it?

In this episode, I break down the 5 biggest silent wealth killers:
💸 Taxes
📉 Fees
💳 Interest
📈 Inflation
⏳ Opportunity Cost

Most people don't realize how much money these 5 categories actually coast them. Today we'll discuss how they drain your wealth year after year, leaving you wondering why you're stuck financially even when you’re doing “all the right things.” I’ll walk you through real examples — from tax math to compounding interest loss — so you can see just how much these are costing you.

Then I’ll show you how to start plugging these leaks using smart strategies like Infinite Banking and proactive financial planning — so you can keep more of your money working for YOU, not the government, not the banks, and not Wall Street.

✅ Book your FREE Cash Consultation here:
https://calendly.com/shawnksfg/infinite-banking

📘 Recommended Reading:
Tax-Free Wealth by Tom Wheelwright (Robert Kiyosaki’s tax advisor)

HELOC Video Link:

https://youtu.be/2Ad4OyvYIhw?si=FPbg3D7EV7pWEveD

👇 Drop a comment: Which of these 5 is costing YOU the most right now?

—

#WealthBuilding #InfiniteBanking #Taxes #Investing #PersonalFinance #PassiveIncome #LegacyLife