In this episode of The Cashflow Chronicles, I sit down with Hans Toohey from Remnant Finance for one of the wildest origin stories I’ve heard in the Infinite Banking world.
Hans takes us from flying helicopters in the Navy and attending Harvard Kennedy School to a years-long dispute with the military over the COVID vaccine mandate, legal battles, being removed from flying, and ultimately walking away from the career he once thought he would have for life. That experience forced him to question many of the institutions and financial assumptions he had previously trusted, eventually leading him to Nelson Nash’s Becoming Your Own Banker and the Infinite Banking Concept.
From there, we go deep into IBC, whole life insurance, Austrian economics, Remnant Finance’s “Protect, Save, Grow” philosophy, and why Hans believes understanding your own financial system matters more than blindly following conventional advice.
We also get into the practical side of how Hans actually uses his policies today, including policy loans, real estate, options trading, emergency reserves, PUA funding, cash-flow management, and his approach to deciding when a policy loan should or shouldn’t be repaid.
This is over two hours of unfiltered conversation about money, control, personal responsibility, Infinite Banking, and learning to rethink what you thought you knew about finance.
Buckle up. This one goes deep.
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