October 23, 2024

Episode 39: Smart Mortgage Strategies to Boost Cash Flow

26 minutes

Did you know that your mortgage is more than just an interest rate? Discover how the right mortgage strategy can boost your cash flow, secure your retirement, and help you make smarter financial decisions for the future.

In this episode of Great Decisions, Incredible Lives, host John Creekmur sits down with Neil Christiansen, CMA, CDLP®, a Certified Mortgage Advisor at Churchill Mortgage, to explore how strategic mortgage planning can increase cash flow, lower costs, and support long-term financial goals. Neil shares his expertise on reverse mortgages, refinancing, and leveraging home equity to secure retirement.

Guest Information: Neil Christiansen has over 20 years of experience in the mortgage industry. As a Certified Mortgage Advisor with Churchill Mortgage, Neil and his team are dedicated to helping clients achieve financial success through smarter mortgage strategies. Churchill Mortgage is the only mortgage company trusted and recommended by real estate professionals. Neil specializes in purchases and refinances, and his holistic approach focuses on tailoring mortgage solutions to each individual’s unique financial goals.

Key Takeaways:

Beyond Interest Rates: Learn how cash-to-close, homeowners insurance, and property taxes play a vital role in mortgage decisions.

Reverse Mortgages: Understand how reverse mortgages can supplement retirement income while keeping your financial goals on track.

Small Business and Self-Employed: Explore small business owners' challenges when qualifying for mortgages and the alternative lending solutions available.

Protecting Investments: Discover how tapping into home equity during down markets can protect your retirement funds from "sequence of returns" risk.

Holistic Financial Planning: Integrating mortgage decisions with your overall financial plan can help accelerate wealth-building and provide financial security.

Call to Action: Connect with Neil Christiansen and the team at Churchill Mortgage to learn more about how the right mortgage strategy can help you achieve your American Dream.

https://creekmurwealth.com/podcast-disclosure/

Guests of our podcast are not affiliated with Creekmur Asset Management LLC or Creekmur Wealth Advisors.

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By John Creekmur

33 ratings