The Cashflow Chronicles

Episode #53 Infinite Banking is a Scam!!!


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You’ve probably seen the headlines. You’ve heard the talking heads.“Whole life insurance is a scam!” “Infinite Banking doesn’t work!”

But here’s the truth: most people calling Infinite Banking a scam haven’t taken five minutes to actually learn how it works. In this episode of The Cashflow Chronicles, I’m setting the record straight.

We break down:

  • Why Infinite Banking gets so much hate

  • The difference between the product (whole life) and the concept (IBC)

  • How banks and Fortune 500 companies quietly use this exact strategy

  • Real numbers, real history, and real talk from someone who actually practices what he preaches

I’ll walk you through common criticisms, explain where the confusion starts, and even share my personal story of using Infinite Banking to wipe out $60,000 in debt — while still keeping my dollars growing.

So before you write it off, get the facts. Then decide.


👇 RESOURCES & NEXT STEPS 👇
📺 Watch the full Save & Spend Overview:
https://www.youtube.com/@LegacyLifeAndRetirement

📅 Book a free consultation with me:
https://calendly.com/legacylifeandretirement/30min


📲 Connect with me on social:Instagram: @LegacyLifeAndRetirementYouTube: Legacy Life & RetirementTikTok: @LegacyLifeAndRetirement


💬 Drop a comment if you’ve ever been told Infinite Banking is a scam🎧 Subscribe for more real talk on cash flow, control, and building a legacy
As always — the information is free, but the knowledge is priceless

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The Cashflow ChroniclesBy Shawn King

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