The Bank of Canada has officially cut interest rates again—so what does this mean for the Toronto Real Estate market? Ralph Fox sits down with mortgage expert Jason Friesen from Outline Financial to break down the impact of this latest 25 basis point reduction.

Ralph & Jason discuss what’s next for rates, how global uncertainty (including US politics and tariffs) affects Canada’s economy, and how buyers, sellers, and investors should navigate the shifting real estate landscape.

The duo also dive into pre-construction challenges, the rental market slowdown, and why some buyers are re-entering the market while others are staying on the sidelines. What is going on?

Is it time to buy, sell, or hold?

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Speakers:

Ralph Fox (Co-Founder and Broker of Record at Fox Marin)

Jason Friesen (Managing Partner & Mortgage Agent at Outline Financial)