In this special episode of Dividend Talk, we tackle one of the most frustrating topics for European investors: dividend withholding tax. Our guest is Thomas Rappold, founder of Divizend.com, a platform built to automate and simplify dividend tax reclaims for retail investors. Thomas shares how his own investing struggles led him to build the company, and how Divizend is helping thousands of investors recover lost income from foreign dividends.

We discuss:

• ​What dividend withholding tax is (and why it's such a headache)
• ​Why most investors miss out on reclaiming what’s rightfully theirs
• ​The upcoming EU-Faster regulation and digital tax residency certificates
• ​The role of brokers, the EU Commission, and what’s changing by 2028
• ​Practical steps for reclaiming your foreign dividend taxes
• ​Why dividend investors need to push for change and how Divizend is giving us a voice
• ​Thomas also shares his unique investing mindset (yes, he owns both Palantir and Lindt!) and replaces a stock in our Dividend Growth Community Portfolio.

📈 Tickers mentioned in this episode include: MSFT, AAPL, GOOGL, PLTR, JNJ, V, ADP, O, ADC, MUV2.DE (Munich Re), ALV.DE (Allianz), NESN.SW (Nestlé), LVMUY / MC.PA (LVMH), LIN.SW (Lindt), ASML, WKL.AS (Wolters Kluwer), RNL.AS (Reed Elsevier), DE, SPGI, MSCI, BRK.B, SREN.SW (Swiss Re), SIE.DE (Siemens), AIR.PA (Air Liquide), L'Oreal (OR.PA), SAP, WISE.L

📣 We’re not affiliated with Divizend, but Thomas has provided a special code for Dividend Talk listeners ( 10% discount on your first reclaim ) - https://divizend.com/ref/europeandgi

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